57 Risk Controls Jobs - Page 3

The Risk QC Credit Officer delivers results by exercising discretion and judgment that is based on an in-depth subject matter and industry expertise. You will be evaluating complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Strong communication and diplomacy skills are required in order to support, guide, and influence others, in particular colleagues within the function and in other areas. You may assist management with planning, policy and procedure formulation, and feedback regarding work product quality. It is crucial to have a strong knowledge of process and the ability to identify gaps and take the lead on process improvement. As a Risk QC Credit Officer, your responsibilities include using judgment to conduct reviews of credit transactions ranging in complexity with direct business impact. This includes new residential real estate mortgage/HELOC financings ranging primarily in size from $500M to $5MM, with some larger dollar transactions up to $50MM, for professional services and high net worth customers of Citi Wealth covering properties in the U.S. You will provide timely and accurate feedback to appropriate levels of management within the function regarding necessary corrections, adjustments, and observations found during second level monthly audit reviews. Consistently evaluating processes and controls for improvement opportunities, potential gaps, and appropriate remediation is essential. You should escalate process-related concerns to the appropriate levels of management within the function. Additionally, you may interact with Risk Management, Originations and/or Credit Policy staff, including senior management levels when applicable or directed, to resolve issues. Performing other duties and functions as assigned is also part of the role. The ideal candidate for this position should have 7+ years of experience in underwriting consumer mortgages; familiarity with Fannie Mae and Freddie Mac guidelines is required. Other experience with portfolio or home equity lending is a plus. Thorough knowledge of property and credit requirements, including secondary marketing concepts, is necessary. Excellent oral/written communication skills, strong analytical, process-driven, and problem-solving skills, along with the ability to interact with all levels of the organization, are important. You should be confident in your ability and able to credibly defend rationale for decisions if challenged or otherwise necessary. Excellent leadership skills are also a key qualification. Education-wise, a Bachelors/University degree strongly preferred (Business, Finance, Accounting, or Economics) or equivalent professional experience is required. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. Citi is an equal opportunity employer. View Citi's EEO Policy Statement and the Know Your Rights poster.,

In this role, you will: Supervise a team of specialists within a fraud and claims program for proactive fraud identification, prevention, and detection, as well as ensuring the recovery, execution, and handling of claims Identify opportunities for process improvement and risk control development in fraud and claims management to maximize efficiency and enhance customer service Make supervisory decisions and resolve issues related to work distribution under direction of fraud and claims management Leverage interpretation of internal processes and procedures to establish performance standards, evaluate performance, develop training materials, and ensure compliance with internal policies, risk controls, and government regulations Collaborate and consult with customers, vendors, and other functional areas to resolve escalated issues Interact directly with fraud and claims management to develop and implement functional area policies or procedures, and to provide exceptional customer experience Manage allocation of people and financial resources for Fraud and Claims Operations Mentor and guide talent development of direct reports and assist in hiring talent Required Qualifications: 2+ years of Financial Services, Fraud, or Investigation experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Graduate or PG with 2+ years of experience in Backoffice Banking operation 1+ years Leadership experience Ability to manage a team of 15 and above Excellent verbal, written, and interpersonal communication skills Ability to facilitate new learning to staff as information, systems, and processes change Ability to assess issues, make quick decisions, implement solutions, and influence change Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important Excellent knowledge on MS Office (Power point, Excel)

Position Purpose The Manager, RISK ORM 2S ISPL will report hierarchically and functionally to the AVP/VP of RISK ORM 2S ISPL. The RISK ORM perimeter includes all operational risks for business processes, which are performed in Chennai/Mumbai. Located within the RISK Function of BNP Paribas, the role of the Assistant Manager, RISK ORM 2S ISPL, is to ensure that the components of the operational risk management framework are implemented and is operating effectively in 2S ISPL Chennai and Mumbai. Responsibilities Direct Responsibilities The RISK ORM 2S ISPL mandate is to independently challenge and supervise the operational risk management framework of BP2S activities as described in the level 2 procedure Organizational Framework and Governance for Operational Risk Management and Permanent Control Framework. Contributing Responsibilities As the 2nd line of defense, the Manager, RISK ORM 2S ISPL, has the following general responsibilities for the operational risk processes and themes within the scope of RISK ORM including fraud, third-party, and Information and Communication Technology (ICT) risk management. Define and consistently apply the 2S RISK ORM methodologies and procedures (normative framework), and adapt locally as required Independently challenge the identification and assessment of the operational risk profile (actual, potential and emerging) and the risk mitigation framework implemented in the operating entities, through opinions, and sign offs where required Ensuring effective implementation of the risk mitigation strategies, framework and actions with the 1st line of defense, through follow up of action plans and independent challenge of controls, either through execution of 2nd level controls, or where applicable, through other kinds of controls Independently assess and potentially alert key stakeholders on the level of risk and on the risk mitigation framework status Contribute to operational risk awareness and training on the risk mitigation framework. Main Accountabilities of the Role Qualitative Check & Challenge of 1st line of defense mainly by the execution of level 2 controls and RCSA to provide an opinion on the effectiveness of the control framework as per Group guidelines. Independently challenge significant incidents in Risk tool and related remediation plan. Proactively propose and conduct thematic reviews promptly with recommendations. Ensure the correct implementation and application of Group and 2S governance (e.g. in terms of Internal Control Committee (ICC) and operational risk management related committees, etc.) Promote Risk awareness and Risk culture of operational risk management across ISPL teams Ensure management reporting and Dashboard either to local management or to the Group are reported on time. Proactive risk anticipation and raise alert on key risk topics thereby bringing in significant management attention and propose remediation. People Responsibilities. Provide conducive work environment for a healthy working atmosphere in a competitive environment. Upskilling team members basis the skill matrix and PDP follow through. Promote training awareness, recognize team members, value their contribution and provide opportunities for growth and mobility. Fair dealing with staff members on day to day business deliverables and ensure administrative aspects including attendance, training and continuous feedback are totally intact. Technical & Behavioral Competencies Key Behavioral aspects Integrity, Ethics and values Collaboration and partnering Innovation and catalyst Building capability leading by example, influence and impact Others Individual - confidence and self-motivation. Interpersonal - high energy levels, communication skills, teamwork and persuasiveness. Managerial - Leadership skills, decisive decision-making, and managing teams and individuals. Analytical - The ability to review data and scenarios and make good decisions in a timely fashion Technical aspects Identification and assessment of risk and controls Verification and controls assurance Independent challenge, quality review and provide recommendations Governance, reporting and risk awareness. Specific Qualifications (if required) Tertiary-level qualification essential with CA/CWA/CPA qualifications desirable or its equivalent Skills Referential Behavioural Skills : (Please select up to 4 skills) Decision Making Ability to deliver / Results driven Creativity & Innovation / Problem solving Critical thinking Transversal Skills: (Please select up to 5 skills) Ability to understand, explain and support change Ability to develop and adapt a process Ability to set up relevant performance indicators Ability to manage / facilitate a meeting, seminar, committee, training Analytical Ability Education Level: Master Degree or equivalent Experience Level At least 9 years Other/Specific Qualifications (if required). Audit background will be an added advantage. CA/CWA inter / is an added advantage.

Position Purpose Lead Controls / Monitoring / Processing role in TPRM SSC is a critical role with primary responsibility of, 1. Ensure effective monitoring and governance of all Third-Party arrangements including the timely completion of applicable risk assessments. 2. Ensure effective evaluation of outsourcing arrangements and timely notification to the regulator. 3. Ensuring that right set of controls are in place (in line with global Target operating model requirements) for day-to-day operations of ISPL TPRM SSC and ensure that they are effective in normal course of business. 4. Monitoring of critical services for upcoming periodic risk reviews. Assessment and management of any ad hoc risk reviews triggered by market events etc. 5. Maintaining important policies and procedures for ISPL TPRM SSC Responsibilities Direct Responsibilities Collaborate with TPRM SSC Operations team to assess BAU processes to ensure completion of TPRM controls across all CIB global contracts. Carry out periodic independent checks / evaluation of controls (Defined in BNP Paribas Group Risk policies) around Third-Party Risk Management process. Identify and report gaps between results and expected outcome. Governance Prepare & organise meetings across Global TPRM community to provide updates on GCP controls adherence. Develop and deliver content to Senior Management, Risk SMEs, Audit and Regulatory Representatives summarizing the results controls execution activities. Oversee and challenge the TPRM BAU process including plan, identify and assess, control, and mitigate, test and validate, monitor, and report. Reporting Prepare required management / regulatory reporting. Technical & Behavioral Competencies Technical :- General Risk management and Controls management awareness. Internal Controls Testing/ Internal Audit. Understanding of Third-Party Risk Management including Inherent and Residual Risks. Familiarity with Outsourcing Governance and Ongoing Monitoring. Familiarity with the financial services especially Third-party risk management would be an added advantage. Familiarity with various regulatory Outsourcing Regulatory Requirements Familiarity with Computer applications such as Excel, Word, PowerPoint Specific Qualifications (if required) Behavioural Excellent presentation skills Excellent ability to work in a multi-cultural, team-oriented environment. Excellent ability to work independently. Demonstrate fine attention to details. Excellent Service quality orientation Excellent ability to honour tight deadlines. Ability to facilitate buy-in of stakeholders. Skills Referential Behavioural Skills : (Please select up to 4 skills) Ability to collaborate / Teamwork Communication skills - oral & written Attention to detail / rigor Ability to deliver / Results driven Transversal Skills: (Please select up to 5 skills) Ability to develop and adapt a process Ability to understand, explain and support change Ability to set up relevant performance indicators Ability to develop and leverage networks Analytical Ability Education Level: Master Degree or equivalent Experience Level At least 10 years Other/Specific Qualifications (if required) Minimum - Bachelors degree or equivalent

The Embedded Risk in India is a 10FTE team and part of a broader team of 30+ covering all aspects of the DB Risk Framework and Regulatory support for KYC Ops, Client Data Management (CDM) and Business Financial Crime Risk (BFCR). This role will report locally into an India based Embedded Risk Team (ERT) Lead and functionally to the Control Testing Lead in UK. The role will work closely with global peers to help provide a complete picture of the risk profile, ensuring that handoffs and dependencies across functions/regions are transparent and understood. Engages regularly with the first line processing teams and in collaboration with Regulatory Management Group, Anti Financial Crime (AFC), Divisional Control Regulatory Office (DCRO), Business & Other 2nd line functions to ensure full transparency and governance of risk. Your key responsibilities Risk & Control Assessments - Review the design adequacy and performance effectiveness (at a high level/light touch) of controls and their corresponding documentation (Desk Top Procedures) Governance - Ensure that an effective, embedded and consistently applied governance structure is in place Key Risk Indicators - Ensure a complete set of KRI's is in place, has definitions, RAG's (where applicable), has reporting parameters and a subjective assessment of the CATR (complete, accurate, timely and relevance) of those KRI's has been reached. Review and challenge validity of commentary, spot check monitoring by, looking for trend anomalies (spikes/dips) that may risk profile shifts, reporting errors or other issues requiring investigation Audit SII & Incident processes - Ensure compliance to the firm audit policy, firm Self-Identified Issue Guidance and incident escalation process through training, support guidance and challenge. Facilitate management with adequate reporting and governance, to ensure zero overdue items and no last min extensions are required and perform pre-closure submission review and validation. Regulatory Compliance Transparency - Ensure there is a mechanism in place to monitor regulatory compliance and that the mechanism is performing effectively. Risk Culture - Design and deliver a risk culture improvement programme to promote transparency, awareness, engagement with the risk agenda. Work in collaboration with multiple first and second line functions (inc. Regulatory Management Group (RMG), Anti financial Crime (AFC), Divisional Control Regulatory Office (DCRO) and the Business Your skills and experience The successful individual will have diverse experience of the financial sector in any of the following areas; Operations, risk/controls, Control testing, Regulatory teams/processes, quality assurance, compliance or audit and have experience managing deliverables & maintaining effective relationships with global senior management. Substantial and relevant experience in a global banking environment Exposure to Client On boarding, KYC or similar regulatory projects is preferred Strong communication and interpersonal skills Strong analytical and problem solving skills Ability to work under pressure to tight deadlines Strong organisational and administrative skills Client focused approach and ability to react quickly to changing demands

Act as a liaison between the Group Risk & Compliance function and the Wahed Ventures Business team, ensuring alignment of strategic risk and compliance priorities. Build a deep understanding of the ECF & RECF business model across the UK, Malaysia, and USA. Support the development and periodic review of policies, ensuring they reflect current regulatory requirements and business operations for CF platforms. Identify and evaluate key regulatory, operational, and reputational risks, and assist in formulating and implementing appropriate mitigating controls in collaboration with function owners.

Role purpose: Support Global leadership in driving compliant financial processes and behaviors that ensure complete and accurate financial reporting, safeguard financial assets and prevent and/or detect fraud. Implement and maintain a robust internal control framework supported by an efficient performance monitoring process Actively support the design and implementation of critical transformation processes to embed relevant Financial Compliance aspects. Support management in the identification and mitigation of key Financial Compliance risks. Provide pro-active, intelligent information to support decision making, mitigate risks, prevent fraud and safeguard assets. Raise capability of finance and non-finance colleagues in area of financial compliance through education and awareness Support, guide and share best practice with management for implementation of financial compliance areas Lead the cultural shift towards technological adoption by developing training programs, upskilling team members, and fostering data-driven decision-making within the compliance function. Drive and support management on Internal Control Self-Assessment. Accountabilities : Review Global processes and assess its implication on financial compliance Provide insights to leadership for effective risk identification and support in implementation of actions for risk mitigation (such as Key Risk Indicators as per COSO Framework) Drive Aligned Assurance program in collaboration with Legal Ethical Compliance, Risk Management, Internal Audit (Assurance Partners) Develop and execute a comprehensive automation strategy for the Global Financial Compliance Function, leveraging low-code/no-code platforms, AI, and process mining tools to enhance continuous controls monitoring. Oversee the implementation of tech-driven solutions, including AI-powered dashboards, predictive analytics models, and automated testing procedures, ensuring compliance with regulations and internal policies. Collaborate with IT, audit teams, and technology vendors to integrate new solutions seamlessly within existing systems and workflows. Managing a team of experienced professionals to ensure business delivery (This includes all the admin related responsibilities). Critical success factors & key challenges Strong awareness of Financial Risk & Controls and effective ways of risk management Strong, effective communication in relation to key stakeholders (global, regional, local), including senior managers Global player: ability to think globally but to work effectively on regional and local level by considering different cultures and ways of working Stay abreast of changing rules and legislation; and the implement the ongoing testing requirements and documentation accordingly. High degree of intellectual curiosity; ability to self-learn and to continuously identify areas of improvement in existing processes. Ability to influence management and bring a consensus Qualifications Critical knowledge Deep understanding of financial compliance and internal controls concepts Solid understanding of control documentation requirements and how it is implemented / sustained Advanced Data Analysis and Technology skills are required. Excellent skills with Excel, PowerPoint and SharePoint are desirable. Excellent communication skills, knowledge of internal controls, business process best practices within agrochemicals/manufacturing environment, and auditing techniques. Good understanding and practical exposure to PCAOB, COSO & US/China SOX requirements Critical experience Chartered Accountant / Finance Graduation / Post Graduation qualification CISA is preferable but not mandatory 12-14 years of post Qualification experience including in Financial Compliance or Auditing experience with SAP/ERP in a decentralized environment. Experience in coordinating and/or supporting internal control testing programs including relationship management with external auditors Worked in large, multinational organizations. Exposure to Shared Service Environment is advantage. Experience in Big4 Audit firm is added advantage. Exposed to senior management / stakeholder management linked to written communication, face-to-face discussions and formal presentations Good and firm understanding in the design, implementation and monitoring of internal controls, risk libraries and compliance process management Critical technical, professional and personal capabilities Ability to handle multiple and shifting priorities without losing focus is necessary. Demonstrated strong communication skills, including strong English skills (written and spoken); must be able to communicate well with senior management in both verbal and written form. Ability to communicate complicated issues in an easy to understand and concise method. Self-starter, positive attitude, high-energy, motivated, enthusiastic with an outgoing, can-do attitude. Ability to drive changes and implementation of processes and standards. Critical leadership capabilities Project management People/team management Decision Making Sets ambitious strategic goals Leads change and holds ambiguity Builds a culture of innovation Customer Centricity Develops people, organization and self Collaborates across boundaries Courage and risk-management ability Role purpose: Support Global leadership in driving compliant financial processes and behaviors that ensure complete and accurate financial reporting, safeguard financial assets and prevent and/or detect fraud. Implement and maintain a robust internal control framework supported by an efficient performance monitoring process Actively support the design and implementation of critical transformation processes to embed relevant Financial Compliance aspects. Support management in the identification and mitigation of key Financial Compliance risks. Provide pro-active, intelligent information to support decision making, mitigate risks, prevent fraud and safeguard assets. Raise capability of finance and non-finance colleagues in area of financial compliance through education and awareness Support, guide and share best practice with management for implementation of financial compliance areas Lead the cultural shift towards technological adoption by developing training programs, upskilling team members, and fostering data-driven decision-making within the compliance function. Drive and support management on Internal Control Self-Assessment. Accountabilities : Review Global processes and assess its implication on financial compliance Provide insights to leadership for effective risk identification and support in implementation of actions for risk mitigation (such as Key Risk Indicators as per COSO Framework) Drive Aligned Assurance program in collaboration with Legal Ethical Compliance, Risk Management, Internal Audit (Assurance Partners) Develop and execute a comprehensive automation strategy for the Global Financial Compliance Function, leveraging low-code/no-code platforms, AI, and process mining tools to enhance continuous controls monitoring. Oversee the implementation of tech-driven solutions, including AI-powered dashboards, predictive analytics models, and automated testing procedures, ensuring compliance with regulations and internal policies. Collaborate with IT, audit teams, and technology vendors to integrate new solutions seamlessly within existing systems and workflows. Managing a team of experienced professionals to ensure business delivery (This includes all the admin related responsibilities). Critical success factors & key challenges Strong awareness of Financial Risk & Controls and effective ways of risk management Strong, effective communication in relation to key stakeholders (global, regional, local), including senior managers Global player: ability to think globally but to work effectively on regional and local level by considering different cultures and ways of working Stay abreast of changing rules and legislation; and the implement the ongoing testing requirements and documentation accordingly. High degree of intellectual curiosity; ability to self-learn and to continuously identify areas of improvement in existing processes. Ability to influence management and bring a consensus Qualifications Critical knowledge Deep understanding of financial compliance and internal controls concepts Solid understanding of control documentation requirements and how it is implemented / sustained Advanced Data Analysis and Technology skills are required. Excellent skills with Excel, PowerPoint and SharePoint are desirable. Excellent communication skills, knowledge of internal controls, business process best practices within agrochemicals/manufacturing environment, and auditing techniques. Good understanding and practical exposure to PCAOB, COSO & US/China SOX requirements Critical experience Chartered Accountant / Finance Graduation / Post Graduation qualification CISA is preferable but not mandatory 12-14 years of post Qualification experience including in Financial Compliance or Auditing experience with SAP/ERP in a decentralized environment. Experience in coordinating and/or supporting internal control testing programs including relationship management with external auditors Worked in large, multinational organizations. Exposure to Shared Service Environment is advantage. Experience in Big4 Audit firm is added advantage. Exposed to senior management / stakeholder management linked to written communication, face-to-face discussions and formal presentations Good and firm understanding in the design, implementation and monitoring of internal controls, risk libraries and compliance process management Critical technical, professional and personal capabilities Ability to handle multiple and shifting priorities without losing focus is necessary. Demonstrated strong communication skills, including strong English skills (written and spoken); must be able to communicate well with senior management in both verbal and written form. Ability to communicate complicated issues in an easy to understand and concise method. Self-starter, positive attitude, high-energy, motivated, enthusiastic with an outgoing, can-do attitude. Ability to drive changes and implementation of processes and standards. Critical leadership capabilities Project management People/team management Decision Making Sets ambitious strategic goals Leads change and holds ambiguity Builds a culture of innovation Customer Centricity Develops people, organization and self Collaborates across boundaries Courage and risk-management ability