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Hdfc Bank
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Relationship Retail Agriculture Manager

Relationship Retail Agriculture Manager

Hdfc Bank

2 - 7 years

3 - 4 Lacs

punjab

Posted:1 month ago| Platform:

Apply

Skills Required

agribusiness working capital agri finance kisan credit card relationship management rural banking

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

About the Role

Retail Agri Relationship Manager

Key Responsibilities

Business Development:

Source new customers from the agriculture and rural sector.
Cross-sell banking products including loans, deposits, insurance, and investment solutions.
Achieve assigned sales and revenue targets.

Customer Relationship Management:

Build and maintain strong, long-term relationships with farmers, traders, and agri clients.
Provide personalized solutions to meet customer needs.
Act as the first point of contact for queries, complaints, and service support.

Credit & Risk Management:

Assess customer requirements and recommend suitable loan products.
Conduct pre-sanction due diligence and field visits for loan proposals.
Ensure portfolio quality by monitoring repayments and reducing NPAs.

Operations & Compliance:

Ensure adherence to RBI guidelines, bank policies, and audit requirements.
Maintain proper documentation and timely processing of applications.

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