Relationship Manager - SME ME

5 - 9 years

0 Lacs

Posted:2 weeks ago| Platform: Shine logo

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On-site

Job Type

Full Time

Job Description

As a Relationship Manager in SME Banking at Standard Chartered, your primary responsibility will be managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You will be expected to provide exceptional customer service by offering financial solutions while also ensuring operational risk and regulatory compliance. Your key responsibilities will include achieving agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Additionally, you will contribute towards achieving the team's overall target and delivering optimal portfolio return. Collaboration and building effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, and other support functions will be crucial. To excel in this role, you should have a minimum of 5 years of relevant experience in serving Business, Commercial, and Corporate clients. Experience in servicing cross-border international businesses is preferred, along with a proven track record in client relationship management and business development. Strong understanding of accounting principles, financial modeling, and financial statement analysis is essential, as well as the ability to assess client creditworthiness and provide key risk considerations and mitigations. Moreover, you should possess sound product knowledge in trade, cash, lending, and FX, along with a deep understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices, and regulations related to SME Banking is required. Demonstrating a strong understanding of business guidelines, compliance issues, financial markets, and investment products will be beneficial. Excellent communication and presentation skills are essential for this role, as well as being a motivated self-starter who can identify opportunities and provide innovative approaches to meet client needs. Maintaining a high standard of personal conduct and living by the bank's valued behaviors will be expected. Standard Chartered is an international bank that values diversity and inclusion. If you are seeking a purpose-driven career and want to work for a bank that makes a positive impact, Standard Chartered welcomes your unique talents. The bank provides various benefits including core bank funding for retirement savings, medical and life insurance, flexible working options, proactive wellbeing support, continuous learning opportunities, and a culture that celebrates diversity and inclusion. To learn more about career opportunities at Standard Chartered, visit www.sc.com/careers.,

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