Relationship Manager-Rural Business Banking

Job Description

Job Requirements Role / Title: Relationship Manager-Rural Business Banking Function / Department: Rural Banking Job Purpose IDFC FIRST Bank is seeking a highly motivated and experienced Relationship Manager to join our Rural Business Banking team in Sirhind, Punjab, India. As a Relationship Manager, you will be responsible for managing and growing our business banking portfolio in the rural areas of Punjab. Roles And Responsibilities Develop and maintain relationships with existing and potential business banking clients in the rural areas of Punjab Identify and acquire new business banking clients through various channels such as referrals, cold calling, and networking Conduct financial analysis and risk assessment of potential clients to determine their creditworthiness Structure and negotiate loan terms and conditions with clients Monitor and manage the performance of the business banking portfolio, ensuring timely repayments and minimizing delinquencies Collaborate with other departments within the bank to cross-sell products and services to clients Stay updated on market trends and competition in the rural business banking sector Provide excellent customer service and maintain a high level of client satisfaction. Education Qualification Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience: 5 to 10 years of relevant branch banking experience.