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Home
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IDFC FIRST Bank
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Relationship Manager-Rural Business Banking

Relationship Manager-Rural Business Banking

IDFC FIRST Bank

5 - 10 years

0 Lacs

Sirhind Punjab India

Posted:1 month ago| Platform:

Apply

Skills Required

portfolio analysis risk assessment service

Work Mode

On-site

Job Type

Full Time

Job Description

Job Requirements

Role / Title:

Relationship Manager-Rural Business Banking

Function / Department:

Rural Banking

Job Purpose

IDFC FIRST Bank is seeking a highly motivated and experienced Relationship Manager to join our Rural Business Banking team in Sirhind, Punjab, India. As a Relationship Manager, you will be responsible for managing and growing our business banking portfolio in the rural areas of Punjab.

Roles And Responsibilities

Develop and maintain relationships with existing and potential business banking clients in the rural areas of Punjab
Identify and acquire new business banking clients through various channels such as referrals, cold calling, and networking
Conduct financial analysis and risk assessment of potential clients to determine their creditworthiness
Structure and negotiate loan terms and conditions with clients
Monitor and manage the performance of the business banking portfolio, ensuring timely repayments and minimizing delinquencies
Collaborate with other departments within the bank to cross-sell products and services to clients
Stay updated on market trends and competition in the rural business banking sector
Provide excellent customer service and maintain a high level of client satisfaction.

Education Qualification

Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate.

Experience:

5 to 10 years of relevant branch banking experience.

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