Regional Credit Manager

As a Regional Credit Manager, your primary responsibility will be managing the credit risk function related to property backed lending. You will ensure that credit facilities and loans are granted in compliance with RBI regulations and company credit policies. It will be crucial for you to conduct an end-to-end review of the Credit & Operation process within the region to ensure strict turnaround times. Your expertise in financial analysis will be essential for evaluating creditworthiness, including interpreting key ratios and analyzing cash flow statements. Adherence to SLAs for maintaining high levels of customer service delivery will be a key focus area. You will also need to implement appropriate Quality Control processes to assess performance quality against benchmarks. Part of your role will involve identifying industry best practices that can be integrated into the system to build a quality portfolio. Setting goals and objectives for your direct reports in alignment with the Risk function will be necessary. You will also be responsible for evaluating staff performance and promoting effective cross-training among team members. Requirements: - Experience: You should have 10-12+ years of related experience, with a minimum of 2 years in a similar position within a Bank or Financial Institution. - Education: A CA or MBA in Finance. - Good interpersonal skills with strong written and oral communication. - Ability to thrive in a dynamic work environment.,