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Product Management - Product Manager II - Payment

Product Management - Product Manager II - Payment

Paytm

4 - 7 years

8 - 12 Lacs

noida bengaluru uttar pradesh

Posted:1 day ago| Platform:

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Skills Required

settlements payments fintech product management chargeback product strategy lending business analysis product roadmap user stories product planning sql marketing product vision product development payment gateways product innovation agile

Work Mode

Work from Office

Job Type

Full Time

Job Description

About the role:-

We are looking for a Product Manager to own and scale our Reconciliation product that ensures accurate, seamless, and compliant money movement across our ecosystem.

Role & Responsibilities

As a Product Manager for Reconciliation, you will be responsible for:

End-to-End Money Movement: Drive product ownership for the entire transaction lifecycle, covering Receivables, Payouts, Payment Gateway (PG) costs, settlements, chargebacks, and merchant reconciliations.

Reconciliation Systems: Build and improve systems that reconcile transactions

across banks, payment gateways, merchants, and internal ledgers with high accuracy and reliability.

Stakeholder Collaboration: Work closely with Engineering, Operations, Finance,

Compliance, Risk, and Partner Banks/PGs to ensure smooth reconciliation and

settlement processes.

Problem Solving: Identify gaps in transaction flow, settlement delays, mismatches, or exceptions and design solutions to prevent revenue leakage and ensure compliance.

Product Roadmap: Define product vision, strategy, and execution roadmap for

reconciliation and settlement tools, dashboards, and automation workflows.

Data-Driven Decisions: Use data insights to optimize reconciliation efficiency,

reduce operational overhead, and enhance transaction reliability.

Compliance & Risk Management: Ensure products adhere to regulatory and

compliance requirements related to payments, settlements, and chargebacks.

What Were Looking For:

Experience: Minimum 3+ years in product management within Payments, Banking, FinTech, or related reconciliation/settlement systems.

Domain Knowledge: Strong understanding of payment flows, money movement, chargebacks, merchant settlements, and banking/PG processes.

Technical Acumen: Comfortable working with data (SQL, dashboards, reports) and collaborating with engineering teams to define scalable solutions.

Execution Skills: Ability to manage complex processes with multiple stakeholders, ensuring accuracy, timeliness, and automation.

Analytical Skills: Strong problem-solving ability with attention to detail in

identifying and resolving reconciliation mismatches.

Communication: Clear and effective communication to align stakeholders and drive execution.

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Product Management - Product Manager II - Payment