Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Jobs

Interviews

Home
>
Jobs in Gurugram
>
Paytm
>
Product Analyst - Team Lead - Risk

Product Analyst - Team Lead - Risk

Paytm

3 - 6 years

6 - 10 Lacs

Gurugram Bengaluru

Posted:1 month ago| Platform:

Apply

Skills Required

python data analysis sql kafka api project management program management business analysis business development fintech corporate sales financial services sales b2b sales product management team leading key account management agile

Work Mode

Work from Office

Job Type

Full Time

Job Description

Product Analyst - Team Lead -
Risk

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.About the Team:

The
Credit Risk Product Team is at the core of our lending operations, ensuring that our risk assessment models are efficient, scalable, and compliant with regulatory frameworks. The team collaborates closely with data scientists, engineers, and business stakeholders to develop and enhance credit risk models, decisioning frameworks, and risk mitigation strategies. By leveraging advanced analytics and machine learning, the team continuously refines underwriting processes to optimize loan performance and reduce defaults.
About the Role:

We are seeking a detail-oriented
Business Analyst to join our risk management team. The ideal candidate will be responsible for implementing credit risk policies, optimizing risk policies, and ensuring compliance with regulatory requirements. You will work closely with data scientists, product managers, and credit teams to enhance our underwriting models and decisioning frameworks.
Key Responsibilities:

-Analyze credit risk across various credit products, including credit cards, merchant and personal loans.
-Liaison with the business team to understand the credit risk policies and implement the same on platform.-Monitor performance of credit risk policies. Share feedback with Product and Policy team what's working well and what needs improvement -Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation.-Conduct testing and scenario analysis to measure policy resilience.-Monitor key risk indicators (KRIs) and provide actionable insights to management.-Ensure compliance with regulatory guidelines and internal risk policies.

-Collaborate with product and technology teams to integrate risk-based decision-making into lending processes.
:

-1-2 years of experience, preferably in a fintech or banking environment.
-Proficiency in SQL, Python, for data analysis and manipulation.-Understanding of technical details like API, Kafka will be a plus.-Excellent analytical, problem-solving, and communication skills.-Ability to work in a fast-paced, dynamic environment and collaborate across teams.-Education qualificationB.Tech- NIT/BITS or any other reputed institutions Why Join us
Bragging rights to be behind the largest fintech lending play in IndiaA fun, energetic and a once-in-a-lifetime environment that enables you to achieve your best possible outcome in your careerWith enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!Location - Gurugram, Haryana,Bangalore, Karnataka

More Jobs at Paytm

Sales Team Lead

Hyderabad

3 - 6 yrs

INR 4 - 7 Lacs

City Head - QR sales

Hyderabad

6 - 8 yrs

INR 15 - 20 Lacs

Key Account Manager- Oil& Gas

Bengaluru

5 - 9 yrs

INR 11 - 15 Lacs

Sales- Team Lead

Bengaluru

3 - 6 yrs

INR 4 - 7 Lacs

Area Sales Manager - Midmarket Sales (EDC Retail)

Bengaluru

3 - 7 yrs

INR 7 - 11 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Python Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Enhance Your Python Skills

Practice Python coding challenges to boost your skills

Start Practicing Python Now

Paytm

Fintech / Digital Payments

Noida

Login to

Please Verify Your Phone or Email

Confirm Action

Search

Profile

Upskill and Grow with AI

Product Analyst - Team Lead - Risk