64 Personal Loan Jobs - Page 3

Hiring for Gold Loan Manager in Top Finance Company SALARY: 4.2 LPA Experience: 1 year in Gold Appraisal / Evaluation/ Sales Note: 80% Leads will be provided by the Company For More Info or Immediate response call or WhatsApp on 9988848119 Required Candidate profile *Min 1 Year experience in Gold Evaluations *Must be 12th Pass out *Must be ready to in field for Gold Verification

Responsibilities: Should be dealing / interacting with top notch officials of Banks / Non-Banking Financial Institutions (NBFCs) / Financial Institutions (FIs) for pitching the products / services. Will be working with Banks / NBFCs / FIs for various loan categories such as Agricultural Loan (including KCC), MSME, Mudra, Home Loan, Personal Loan & Retail Loans. Explain the benefits of the product / services right from receiving the loan applications, for both Agri & LAP (Loan Against Property) till the sanction / disbursement of loans. Contacting / approaching potential clients in the Banking / Financial Industry to establish rapport and arrange meetings/demos. Follow-up with the clients post meeting / demo, either online, personal visit and through calls. Drive the clients to conduct POC (Proof Of Concept) before engaging on commercials. Negotiating with clients to secure the most attractive commercials and close the sales. Planning and overseeing new marketing initiatives to expand the client base. Creating pitch decks and marketing/sales collaterals. Periodically engage with the clients post sales for getting feedback and suggesting additional services as per their need. Must be willing to travel extensively Outstanding communication and interpersonal skills Well versed with key processes involved with the Loan Disbursement / Sanctioning System including working of Loan Origination System (LOS), checks required for authenticating the applicants credentials, In-Principal Approval, Title Search Report (TSR), Valuation, & Post Disbursement Documentation / Compliances Ability to generate revenue by identifying pain points and suggesting suitable solutions through products or services Great networking skills Resourceful, with outstanding research skills Intuitive and insightful, particularly regarding human behavior

A leading Private Bank is hiring open market Acquisition Managers for CASA/HL/PL/Business Loan/MEL/Mortgage/LAP, Etc. at Chakan, Shirur, Phaltan, Pandharpur, Sangamner, Niphad, Tasgaon, Sangamner, Ambejogai, Barshi, Osmanabad Perks and benefits Incentive, Retention Bonus, Petrol allowance, Etc

Role & responsibilities Formulation & implementation of credit policy framework for Personal loan product within regulatory guidance & risk appetite of the bank. Tracking portfolio triggers, risk appetite level, NPA/write off trends, quality of static asset pool. Identify good/ bad segments, establish credit monitoring mechanisms to track the performance of the credit portfolio and proactively identify potential areas of concern. Ensuring adherence to credit Policy and guidance/ clarifications on policy parameters to stakeholders. Ensuring process & underwriting efficiencies through tech initiatives/digitalization. Ensure adherence to internal systems, controls & processes to ensure efficiency, risk management, operational risk management and compliance. Peer interaction and stakeholder engagement across locations product innovation through localized & segment specific norms, gather intelligence on competition products and processes and market landscape and utilize the same to enhance the credit policy framework and risk mitigation strategies. Support system changes to improve quality of data and ease of processes. Periodical health councils, management reviews, stakeholder reviews, monthly risk update/risk newsletters, stakeholder reviews. Ensuring adherence to Internal audit/RCSA/regulatory/compliance observations for process/policy improvement. Preparation of monthly newsletters and MIS and Present portfolio to senior management on a periodical basis Preferred candidate profile Perks and benefits

Sale of cross sales product to existing and new merchants like Merchant Loan, Personal Loan, GOLD SIP etc along with Upgrades for the merchant Good understanding of lending products Able to train and groom the manpower allocated to him.

Job Responsibilities: 1. Client Acquisition & Relationship Management: Identify potential customers and guide them through the mortgage process, including home loans, loan against property (LAP), and other related products. Develop and maintain strong, long-term relationships with clients to ensure customer satisfaction and loyalty. Regularly update clients on the status of their applications and manage any concerns or issues that arise. Achieve sales targets for mortgage products, ensuring profitability and quality business growth. 2. Sales & Cross-Selling: Proactively cross-sell other financial products such as personal loans, insurance, credit cards, and investment products like mutual funds and fixed deposits. Work closely with the internal sales and marketing teams to implement effective product promotions and campaigns. 3. Market Research & Competitor Analysis: Monitor market trends, competitor strategies, and customer preferences to continuously improve the product offerings and sales strategy. Provide insights on product enhancements and new opportunities based on client feedback and industry changes. 4. Compliance & Documentation: Ensure all necessary documentation for mortgage applications is collected and verified accurately to meet compliance requirements. Stay updated on the latest financial regulations and mortgage guidelines to maintain high standards of service and regulatory compliance. 5. Client Education: Educate clients about different mortgage options and the implications of various loan terms and interest rates. Provide financial planning advice to clients regarding mortgage repayment strategies and leveraging financial products for long-term financial health. Key Skills & Competencies: Strong knowledge of mortgage products and financial services (e.g., insurance, personal loans, investments). Excellent sales, negotiation, and client management skills. Ability to understand client needs and provide tailor-made financial solutions. Strong communication and interpersonal skills. Target-driven with a proactive approach to achieving sales goals. Good understanding of regulatory requirements and compliance standards. Self-motivated with the ability to work both independently and collaboratively within a team. Proficient in financial software tools (CRM) and MS Office (Excel, Word) Qualifications & Experience: Bachelors degree in Finance, Business, or a related field. Proven track record of meeting sales targets and cross-selling financial products.

Job Role *Recruitment of Sales Manager/Sales Officers, training & motivating them to generate business. *Ensure Productivity of Sales team. *Responsible for building a healthy & profitable portfolio *Ensuring superior customer experience and handling customer service in terms of collections, pre payments & other service concerns. *Keep track of collection and recovery and ensure delinquency remains below permissible limits. *Identifying potential market area for sourcing business. Key Responsibilities *Monitoring Target and achieving assigned targets. *Ability to create professional work culture that encourages enthusiasm & team spirit *To ensure productivity metrics of sales officers & employee retention *Understanding of Credit Risk & managing portfolio *Driving Field Sales along with a Team of Sales Managers and Sales Officers *Managing a large team of 15 to 20 including Sales Managers and Sales Officers Mandatory skills *Minimum 3 to 5 years for experience in open Market / Field Sales and marketing. *Team Handling experience of minimum 2 years *Sales Experience in PL / CC / CASA will be preferred. Regards Rupali 9354966985

Role & responsibilities Preferred candidate profile Perks and benefits

This job role will require the incumbent to sell Personal Loans to Rural customers who has previously closed loan from SMICC. Role & responsibilities Generate leads for customers interested in Personal Loans through outcall campaigns and promotions. Tag all calls in the dialler and Customer Relationship Management (CRM) system for efficient tracking and follow-up. Pitch end-to-end information about Personal Loan offers and effectively convert customers. Provide customers with detailed product information, explaining terms, conditions, and eligibility criteria. Guide customers through the documentation process required to avail a loan, ensuring clarity and understanding. Maintain complete knowledge of loan policies, procedures, and compliance standards. Coordinate with branches for document collection and processing of loan applications. Follow up with customers until the loan case is successfully disbursed, addressing any concerns or queries promptly. Explain in detail any special offers or promotions available to customers, maximizing conversion opportunities. Provide accurate information regarding the documents and information required for loan applications. Actively participate in training sessions to enhance product knowledge and customer service skills. Stay updated on changes in policies, regulations, and processes related to personal loans. Generate high-quality leads and contribute to increasing the conversion rate of leads. Maintain excellent communication and relationship-building skills to ensure customer satisfaction and retention. Preferred candidate profile Experience: 0-2 years in Personal loan sales, or banking (freshers with strong communication skills may also apply). Sales Ability: Strong persuasion and negotiation skills with a customer-centric approach. Perks and benefits Incentive as per industry standard.

Hi All, Paisa Bazaar is hiring for Relationship Officer/Field Sales Executive - DSA / Connectors / Open Market ( Business or Personal Loan ) UNSECURED LOAN. Interested candidate can share Profile on what's app or call 9971669628 (HR Rebeca ) Please Note - Candidate should have experience in generating leads with DSA, Open Market and connectors. Hiring for Multiple locations - Jaipur, Ahmedabad, Kolkata, Delhi , Mumbai , Pune , Bangalore , Chennai , Hyderabad ,Indore, Lucknow ,Surat, Coimbatore Interested candidate can share Profile on what's app or call 9971669628 (HR Rebeca ) Or Can share profiles on TAOPS@PAISABAZAAR.com Candidate should have at least 6 Months-1 years of Experience in Unsecured loan (Personal & Business loan ). Sourcing through DSA Lead & Open Market , Connectors. Meet with loan applicants to identify their needs and collect information for loan applications. Analyze active loan files on a regular basis and recommend solutions to speed up the loan process. Complete loan contracts and teach clients on policies and regulations. Interview applicants to define financial eligibility and establish debt payment plans. Monitor and update account records. Submit loan applications in a timely manner. Prepare detailed loan proposals. Reject loan applications and explain deficiencies to applicants Respond to applicants' questions and resolve any loan-related issues. Operate in compliance with laws and regulations. Thanks HR Team TAOPS@PAISABAZAAR.com

Ensure that the division strategy and related strategic plans are developed, implemented and are aligned with the vision and mission of the Bank Evaluate the needs of the Retail Assets segment in order to capitalize on market opportunities Required Candidate profile 20+ yrs in Leadership role in Retail Assets Should relocate to Kerala Exp in varied retail loan products covering a vast geography Expert in underwriting, collection strategies

To acquire new CA customer in the identified segment and reference generation from the specified catchment,ensure proactive registration & activation of acquired customers to direct banking channels Required Candidate profile sales background, CASA sales, Loan sales,business loan, Insurance sales, PL,BL,

Hiring for Gold Loan Manager in Top Finance Company SALARY: 4.5 LPA Experience: 1 year in Gold Appraisal / Evaluation/ Sales Note: 80% Leads will be provided by the Company For More Info or Immediate response call or WhatsApp on 9988848119 Required Candidate profile *Min 1 Year experience in Gold Evaluations *Must be 12th Pass out *Must be ready to in field for Gold Verification

Roles and Responsibilities Manage a team of sales professionals to achieve business targets through effective field sales strategies. Develop and maintain relationships with existing customers, identifying opportunities for cross-selling and upselling personal loans, business loans, gold loan, lap loans, mortgage loans products. Conduct market research to identify new business opportunities and stay updated on competitor activity. Analyze sales data to optimize sales performance and improve customer engagement. Ensure compliance with regulatory requirements and internal policies. Desired Candidate Profile 3-7 years of experience in field sales management or related role in NBFC industry (preferably). Strong understanding of personal loan, business loan, gold loan, lap loans, mortgage loans products and their applications. Excellent communication skills with ability to build strong relationships with customers at all levels. Proven track record of achieving sales targets consistently over time.