64 Personal Loan Jobs - Page 2

The Business team is responsible for overseeing the end-to-end process of personal loan in terms of portfolio monitoring including new acquisition and disbursement from Digital and DSA platform. This role ensures the smooth execution of all operational tasks related to personal loans, ensuring compliance with internal policies, regulatory guidelines, and customer satisfaction. Job Overview: The Business team is responsible for overseeing the end-to-end process of personal loan in terms of portfolio monitoring including new acquisition and disbursement from Digital and DSA platform. This role ensures the smooth execution of all operational tasks related to personal loans, ensuring compliance with internal policies, regulatory guidelines, and customer satisfaction. Key Responsibilities: Coordinate with other departments, such as Sales and Credit, to expedite loan approval processes. Coordinate with the underwriting team to facilitate loan approval and resolve any issues. Ensure all loan processes comply with relevant regulations, internal policies, and best practices. Identify and escalate any potential risks or discrepancies within loan operations. Stay up-to-date with changes in regulations, market conditions, and internal policies related to personal loans. Generate regular reports on loan performance, arrears, and other key metrics as required by management. Provide excellent customer service by addressing customer queries and resolving issues related to loans. Work collaboratively with the customer service team to ensure a seamless experience for clients. Work closely with cross-functional teams, including Sales, Credit, Risk, and Legal, to ensure efficient loan processing and resolution of issues. Participate in team meetings to discuss process improvements, challenges, and share feedback. Experience: Proven experience in loan operations or financial services in NBFC/Banking industry (3-5 years preferred). Familiarity with loan processing systems and financial software. Experience working in a fast-paced, customer-oriented environment. Skills: Strong attention to detail and organizational skills. Excellent communication and interpersonal skills. Knowledge of loan products, financial regulations, and risk management. Ability to handle customer queries and resolve issues effectively. Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint) Key Traits: Problem-solving ability. Ability to work independently and as part of a team. Strong analytical and decision-making skills. Time management and the ability to prioritize tasks effectively. Educational Requirements: Bachelor's degree in Finance, Business Administration, or a related field (preferred).

Walk-in Drive for "Sales Manager, PL" role in TN Chennai location on 22nd & 23rd May 2025 . Interested one can direct walk-in on below mentioned venue SMFG India Credit @ Chennai Anna Nagar Office. Role & responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Preferred candidate profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and benefits Salary is not constrain for right candidate. Interested one can hit your resume to yuvaraja.k@smfgindia.com and walk-in directly to below address on 22nd & 23rd May 2025 SMFG India Credit Company 2nd and 4th Floor, Door No: 3362V, AE Block, 10th Main Road, Anna Nagar, Chennai, Tamil Nadu 600 040

We are looking for a dynamic and detail-oriented Business Manager with 1 year of consulting experience in the NBFC and Fintech sectors, specifically in business and sales functions. The ideal candidate will have a strong understanding of financial products, sales processes, and business operations, along with demonstrated analytical and problem-solving skills. Collaborate with sales and business teams to identify growth opportunities, process bottlenecks, and areas for operational improvement

Hiring's for Sales Manager, PL role @ Tamilnadu & Kerala location Roles and Responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Desired Candidate Profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and Benefits Salary is not constrain for right candidate. Interested one can hit your resume to yuvaraja.k@smfgindia.com

Job Purpose: This role will be responsible to lead the design and execution of credit strategies for cross-sell personal loan programs. The role requires a strong background in retail credit risk, data-based decisioning, and exposure to NBFC or fintech ecosystems where digital origination and alternate data play a key role. The role requires to completely own the Cross-Sell personal loan programs and take continuous actions to improve Portfolio Quality. Key Responsibilities: Own and drive credit policy design for cross-sell personal loan programs, targeting existing customer bases from internal or partner channels Analyze customer behavior, repayment history, and alternate data to develop segmentation and eligibility strategies Define and continuously refine scorecard-based or rules-based underwriting logic to balance risk and growth Collaborate with Product, Analytics, and Tech teams to embed policies into digital journeys and decisioning engines Monitor portfolio performance metrics approval rate, delinquency, roll rates, loss rates across different cohorts and channels Work closely with credit bureaus and data providers to leverage external insights for better underwriting Ensure policy compliance with regulatory guidelines and internal governance standards. Conduct regular risk reviews and present findings to management and credit committees Job Requirements: Postgraduate in Finance, Economics, Statistics, or related field. Professional Certifications FRM / CFA is desirable 8-12 years of experience in credit policy or risk management, preferably in NBFCs, FinTechs, or digital lending platforms. Have 3+ years of people / stakeholder management experience Experience in cross-sell or pre-approved loan programs is highly desirable. Exposure to digital lending platforms, API-based underwriting and rule engines. Experience with co-lending models or embedded finance Strong knowledge of unsecured lending products, especially personal loans. Hands-on experience with credit policy formulation, scorecard management, and risk-based pricing. Familiarity with bureau data (CIBIL, Experian, CRIF), alternate data sources, and credit decisioning tools. Analytical mindset with proficiency in tools like Excel, SQL, Python, or SAS. Ability to work in fast-paced environments with cross-functional collaboration. Strong Analytical, Interpersonal and Convincing skills Exceptional written and verbal communication skills

The role holder is responsible for meeting the target assigned for the portfolio and vendor managed. Key responsibilities include achievement of set targets along with 100% process adherence. Collection Manager/ Agency Manager to ensure that the vendor adheres to the regulatory norms & process requirements which have been communicated as a part of COC/ agreement during empanelment. Ensure 100% allocation of the portfolio allocated for field coverage & payment follow up Ensure adequate workforce is deployed by the vendor for field coverage of accounts allocated across pin codes/ geographies Field workforce has to be DRA Certified as per regulatory norms All resources managing YBL portfolio have to have valid YBL ID cards & receipt books issued All payments collected on field to be deposited/ applied within the TAT Timely communication on targets across portfolio parameters of resolution, rollback & normalization to Agency proprietor & agency manager Ensure achievement of Resolution, Rollback/ Normalization targets assigned on the portfolio allocated are achieved Timely submission of used receipts & ensuring payment application within the approved TAT. Receipt reconciliation to be done within the approved cut off date Start of month audits to be conducted to ensure 100% process adherence. Any abbreviations to be reported to location head/ RCM as appropriate Field follow up to be updated in DCR & trails to be sent to Central Team for updation in V+ for all cases referred/ allocated Communication on pickups for accounts where pickups have been generated Ensure vendor payouts are timely raised & commission is subsequently paid to vendors Agency to operate within the regulatory framework with 100% compliance of regulatory norms Direct field follow up on difficult cases by Agency Manager along with agency proprietor/ agency supervisor for personal traction of high risk accounts. Ensure necessary investigation of complaints received across channels are shared post necessary review to prevent any reputational/ financial loss for the Bank. Identify & recommend cases where Legal recourses need to be sought & ensure legal coverage of all accounts allocated as appropriate Ensure regular exchange with agency proprietor on key deliverables & process norms on any variance/ process gap Ensure quality resources are hired & deployed by agency proprietor on YBL portfolio Ensure regular agency visits & review with field team Ensure there is no financial/ non-financial exchange with any third party (customer/ agency resources etc) All communication to the agencies to be sent only on registered email id Ensure all customer interactions are updated in DCR for future reference Ensure all customer issues involving judicial bodies are highlighted to all internal stake holders (Legal/ Compliance) Ensure rightful representation of the Bank in any customer/ third party interaction Timely closure of receipt reconciliation & providing confirmation on data destruction

Job Purpose: This role is responsible to oversee credit risk strategies for e-commerce lending programs. The role requires deep expertise in credit risk, underwriting models, and portfolio monitoring, particularly in partnerships with e-commerce platforms for Buy Now Pay Later (BNPL), Personal Loans, or Co-branded Credit products. Key Responsibilities: Design and manage credit policies for customer acquisition through e-commerce platforms. Analyze partner-sourced customer profiles and define risk segmentation frameworks. Collaborate with credit bureaus, data science, and analytics teams to develop scorecards and alternate data models. Monitor key performance indicators (KPIs) for the e-commerce lending portfolio: approval rates, default rates, vintage analysis, etc. Work closely with product, risk, and partner teams to fine-tune underwriting rules based on evolving trends. Conduct periodic reviews of credit performance at a cohort, product, and partner level. Ensure regulatory and internal compliance in all customer onboarding and decisioning processes. Support the launch of new products in collaboration with tech and product teams by providing credit risk input. Job Requirements: Graduate / Postgraduate in Finance, Economics, Engineering, or related field 8+ years of experience in credit risk or underwriting, preferably in fintech or digital banking environments. Experience in managing credit programs tied to e-commerce or digital channels Exposure to digital lending APIs and onboarding journeys Experience in co-lending or third-party origination models Strong grasp of consumer lending credit risk principles (unsecured lending, EMI financing, BNPL, etc.) Knowledge of e-commerce customer behavior and alternative data sources (digital footprint, transaction data) Familiarity with credit decisioning tools and rule engines (e.g., Experian Hunter, FICO, custom engines). Proficiency in data tools: SQL, Excel, SAS, Python (preferred) Excellent problem-solving skills and ability to work cross-functionally with internal and external stakeholders

Openings for Sales Manager, PL role @ Tamilnadu location Roles and Responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Desired Candidate Profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and Benefits Salary is not constrain for right candidate. Interested one can hit your resume to yuvaraja.k@smfgindia.com

Proficiency in verbal and written communication Minimum 1 years experience in sales personal loan advisor Bachelor’s degree in any domain Actively seeking out new leads through diverse channels Call at 8447732667 Required Candidate profile Loan Advisor Personal laon Educating clients on the advantages of debt consolidation and how our services can benefit them. Ensuring clear and comprehensive communication of terms and condition

Openings for Sales Manager, PL role @ TN Chennai, Karur & Thoothukudi location Roles and Responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Desired Candidate Profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and Benefits Salary is not constrain for right candidate. Interested one can hit your resume to yuvaraja.k@smfgindia.com

The ideal candidate will have a strong understanding of loan products (Personal Loan and Business Loan), experience in managing customer relationships, and a proven track record in achieving sales targets.

Proficiency in verbal and written communication Minimum 1 years experience in sales personal loan advisor Bachelor’s degree in any domain Actively seeking out new leads through diverse channels Call at 8447732667 Required Candidate profile Loan Advisor Personal laon Educating clients on the advantages of debt consolidation and how our services can benefit them. Ensuring clear and comprehensive communication of terms and condition

1. Conduct effective sales presentations and product demonstrations to prospective clients. 2. Understand client requirements and tailor the Supply Chain Finance product offering to meet their specific needs. 3. Present pricing, terms, and conditions to clients and negotiate agreements to close sales deals. 4. Collaborate with internal teams to ensure smooth onboarding and implementation for new clients. 5. Maintain accurate and up-to-date records of all sales activities and client interactions in the CRM system. 6. Prepare regular sales reports and forecasts for management review. 7. Analyze sales performance metrics to identify trends, opportunities, and areas for improvement. 8. Stay updated on industry trends, market developments, and competitor activities. 9. Continuously enhance product knowledge and remain well-informed about supply chain finance concepts and practices. Minimum 1+ year experience in Unsecured Loan/Supply Chain Finance. Should have good communication and negotiation skills. Good Relationship Management skills. Thorough understanding of Unsecured Loan.

Kindly share your resume on Janhavee.jadhav@poonawallafincorp.com Principle Accountabilities: To manage a team of sales Associates To control shrinkage and attrition of sales team Team Lead needs to monitor calls and provide regular coaching and mentoring to sales associates and track low performers in team. Need to ensure CMS reports related to team staffing, AHT etc are maintained. Track AUX adherence and ensure discipline is maintained within the team. Drive sales and ensure achieving the same Month on Month. Identifying training requirements within the team and getting the training conducted To work on overall team development Desired Profile: Graduate/Postgraduate in any stream 2-3 years experience in Sales (Preferably for lending products) Excellent communication skills (verbal and written) Should be aware about lending concepts. Should have good interpersonal skills. Self-motivated and a self-starter Should have good knowledge of MS office. Should have good presentation skills. Should have problem solving and decision-making skills

We are a Direct Selling Agent (DSA) firm specializing in loan facilitation. Our role is to connect banks with potential customers and vice versa, ensuring seamless loan processing. Our goal is simple the more loans we sanction, the more we earn! If you're driven by sales and looking for a lucrative opportunity in the financial sector, this is the perfect role for you. Role & Responsibilities: Identify and acquire potential clients in need of loans (home loans, business loans, personal loans, etc.). Generate leads through networking, cold calling, referrals, and online/offline sources. Explain loan products, eligibility criteria, and documentation requirements to customers. Follow up with customers to ensure smooth loan disbursal. Build and maintain strong relationships with clients to ensure repeat business. Achieve sales targets and contribute to the company's revenue growth. Preferred Candidate Profile: Experience: 0-1+ years in sales (preferably in NBFCs, banks, or financial services). Skills: Strong communication, negotiation, and lead conversion abilities. Industry Background: Candidates with experience in loans, banking, or finance will be preferred. Education: Any graduate (MBA in Finance/Marketing is a plus but not mandatory). Other Qualities: Self-motivated, target-driven, and result-oriented. Perks & Benefits: High Incentives: Earn 20% of the commission we receive from the bank. Example: If a loan of 1 Cr is sanctioned and we get 3 Lakhs from the bank, you earn 60,000 . Unlimited Earning Potential: The more you sell, the more you make. No income cap! Growth Opportunities: Perform well and climb the ladder to higher roles. Flexible Working: Work independently and manage your schedule.

Openings for Sales Manager, PL role @ TN Chennai, Karur & Thoothukudi location Roles and Responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Desired Candidate Profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and Benefits Salary is not constrain for right candidate. Interested one can hit your resume to yuvaraja.k@smfgindia.com

Greetings from Homebazaar.com!!!! Enclosed is the company profile and detailed JD for Home Loan Sales Profile for your reference. Introduction: Home Bazaar Services Pvt. Ltd. is looking for proactive, dynamic, high-energy individuals, who have worked with well-known organizations, with proven track record in Home Loan Sales. Must possess exceptional communication and interpersonal skills and have the ability to be motivated all the time to deliver challenging targets in a tough environment. What is our requirement Location: Bengaluru / Vashi Experience: Minimum 1 Year - 3 Years (Relevant in- HOME LOAN Sales) MALE CANDIDATES CAN ONLY APPLY Roles & Responsibilities: Responsible for calling on the Quality leads generated by the company for Home Loan product, end to end responsible from login to disbursement. Should be able to understand various business profiles of self-employed & non- professionals. End to end complete customer assessment by visiting his business place, residence and security proposed with ownership attitude. Ability to understand customers' needs, explain various products and convince them about the product offerings. Responsible for taking care of all the home loans requirements such as Home Loans documentation, Project Updates to customer, Site Visits, if required. Provide all the relevant information to the customer during various Lending Cycle. Provide all the Project approvals, financial, technical documentations as required by the bank or any financial institute. Establishing strong credibility between the organization and all leading financial institutions. Active counselling to home buyers on the potential of home loans and options available. Pursuing the files shared with banks for faster processing. Checking the CIBIL report of the customer. Required Candidate profile Desired Candidate Profile: Candidates should be aggressive in Sales & Marketing. Good Knowledge of Sales in Home Loan (HL), Loan against Property (LAP) or Mortgage. Must have good convincing and negotiation skills. Must be proactive and go-getter Communication skills should be good. Must be presentable. Should have a focused mind-set for Hard-core sales profile. What we give you? Excellent Inputs & Real Time Support given by management to achieve realistic targets. Pre-generated leads provided by the Home Bazaar Services Pvt Ltd. Professional development & career advancement opportunities within the Home Bazaar Services Pvt Ltd. Young & Vibrant work Culture. What will we give you? Fixed Salary + Attractive Incentives + Half Yearly Increment (Performance Based) Kindly share your resume on niveditha.rayappan@homebazaar.com and for more details contact on 8655670093

Greetings from HDB financial services Pvt Ltd Urgent Requirement - Telemarketing Officer - (Cross sell) Current Openings : 40 Products : Digital Personal Loan Ctcupto : 1.00 Lakhs to 2.00 Lakhs Freshers Take home : 13000 K Gross 17K Freshers Needed Experience Interested candidates only Role & responsibilities : Handling calls from dialers Handling customers through overall a calls and explain about the loans Handling 120 calls through dialer . Preferred candidate profile Immediate joiner first preference If anyone interested kindly share your updated resume through whatsapp : 7010364128 Mail Id : abishake.s@hdbfs.com Perks and benefits Attractive incentives Provided .

1. Conduct effective sales presentations and product demonstrations to prospective clients. 2. Understand client requirements and tailor the Supply Chain Finance product offering to meet their specific needs. 3. Present pricing, terms, and conditions to clients and negotiate agreements to close sales deals. 4. Collaborate with internal teams to ensure smooth onboarding and implementation for new clients. 5. Maintain accurate and up-to-date records of all sales activities and client interactions in the CRM system. 6. Prepare regular sales reports and forecasts for management review. 7. Analyze sales performance metrics to identify trends, opportunities, and areas for improvement. 8. Stay updated on industry trends, market developments, and competitor activities. 9. Continuously enhance product knowledge and remain well-informed about supply chain finance concepts and practices. Minimum 1+ year experience in Unsecured Loan/Supply Chain Finance. Should have good communication and negotiation skills. Good Relationship Management skills. Thorough understanding of Unsecured Loan.

Team Leading for Collection Team for Personal Loans Handling Collection calsl on a personal loan for collecting EMI & Charges Look after customer queries and try to resolve the case in the best possible manner Updating daily achievements to superiors. Desired Candidate Profile: Team Handling experience for 3 years Experience in Tele calling, NBFC. Good Communication Skills DRA Certification Spoken Language Proficiency: English , Hindi and any other India Language

telecallers required.Responsibilities: Outbound/Inbound Calling: Make outbound calls to potential or existing customers to promote products or services, conduct surveys, or gather information. Handle inbound calls, address customer inquiries, and provide accurate information. Follow up on leads and maintain consistent communication with customers. Lead Generation and Qualification: Identify and qualify potential leads based on predefined criteria. Gather customer information and update the database accurately. Schedule appointments or generate sales leads for the sales team. Customer Service: Provide excellent customer service by addressing customer queries and resolving issues promptly. Maintain a professional and courteous demeanor during all interactions. Build rapport with customers and ensure customer satisfaction. Data Entry and Record Keeping: Accurately record call details, customer information, and feedback in the CRM system or database. Maintain organized and up-to-date records of all interactions. Generate reports on call activity and performance.

+91 92360 39430Job description: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Preferred candidate profile 1. The candidate must be a graduate pass out from any stream. 2. 0.6 to 1 Year of experience in sales is preferred (Freshers can apply) 3. The job requires extensive traveling so the candidate must be willing to travel within the city. Perks and benefits Lucrative Incentives Fast Promotion Please WhatsApp cv to Rupal on 9829295639 or Anchal on 92360 39430 ( Don't call, only WhatsApp)

Role & responsibilities We are looking for a dynamic and result-oriented Relationship Manager to join our team. The ideal candidate will have a minimum of 2 years of experience in the financial sector and expertise in handling multiple financial products, including Loans and Liabilities. The role requires a proactive approach in managing Personal Loans, Business Loans, Credit Cards, Savings Accounts, and Fixed deposits, ensuring excellent customer service and business growth. Key Responsibilities: • Client Acquisition & Relationship Management Identify potential customers and generate leads for loan products and liability accounts. Develop and maintain strong relationships with existing and prospective clients. Understand customer financial needs and recommend appropriate products. • Product Handling & Sales Promote and sell loan products such as Personal Loans, Business Loans, and Credit Cards. Manage liabilities, including Savings Accounts and Fixed Deposits, ensuring customer retention. Achieve assigned sales targets for both loan and liability products. • Market Analysis & Reporting Keep track of market trends and competitor offerings to enhance sales strategies. Provide regular reports on sales performance, customer feedback, and market opportunities. Key Requirements: • Qualification: Any Graduate / Postgraduate • Experience: Minimum 2 Years in the financial sector, handling multiple products. • Skills Required: Strong sales and negotiation skills Excellent communication and interpersonal skills Ability to handle multiple financial products efficiently Knowledge of banking and financial regulations Who Can Apply? • Both Male & Female candidates are eligible for this role. • Candidates with prior experience in loans and liabilities management will be preferred. WhatsApp cv to Rupal on 9829295639

Job description: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Preferred candidate profile 1. The candidate must be a graduate pass out from any stream. 2. 0.6 to 1 Year of experience in sales is preferred (Freshers can apply) 3. The job requires extensive traveling so the candidate must be willing to travel within the city. Perks and benefits Lucrative Incentives Fast Promotion Please WhatsApp cv to Rupal on 9829295639 ( Don't call, only WhatsApp)

Openings for Sales Manager, PL role @ Jaipur, Rajasthan Roles and Responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Desired Candidate Profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and Benefits Salary is not constrain for right candidate. Interested one can hit your resume to hem.kanwar@smfgindia.com