Officer Collection - FI - Housing EM

1 - 2 years

3 - 7 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced professional to join our team as an Officer Collection in the FI - Housing department, located in Tonk. The ideal candidate will have 1 to 2 years of experience in collections.
Roles and Responsibility
  • Correspond with multiple sources to negotiate payment schedules that suit the customer''s current financial situation while satisfying the debt.
  • Track portfolio for specific buckets and control delinquency on a bucket-wise and DPD basis, focusing on non-starters.
  • Provide efficient customer service regarding collection issues, process refunds, review account adjustments, resolve client discrepancies, and address short payments.
  • Monitor and maintain customer account details for non-payments, delayed payments, and other irregularities, making necessary calls and adjustments.
  • Ensure customer files are updated, recording contact times and dates, and noting information received about their debt.
  • Coordinate with the agency''s tracing team to trace defaulters and assets, suggesting remedial actions.
  • Investigate defaulting accounts and identify reasons for default while maintaining relationships with customers.
  • Enlist sales and senior management efforts when necessary to accelerate the collection process, including supporting the collection manager (court receiver) in repossessing assets and seeking legal and police support.
  • Ensure compliance with all Audit / NHB / IRB regulations and company policies and procedures.
  • Job
  • GraduateYes.
  • Masters/Postgraduate is optional.
  • Minimum 1 to 2 years of experience in collections.
  • Strong knowledge of banking and financial services.
  • Excellent communication and customer service skills.
  • Ability to work in a fast-paced environment and meet deadlines.
  • Strong analytical and problem-solving skills.
  • Experience in handling customer complaints and resolving issues.
  • Knowledge of auditing and regulatory requirements.
  • Familiarity with credit memos and account adjustments.
  • Understanding of customer relationship management principles.
  • Ability to work collaboratively with cross-functional teams.
  • Strong attention to detail and organizational skills.
  • Proficiency in MS Office and other software applications.
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