MBA (Finance) Fresher

Job Title: Credit Executive (MBA Finance Fresher)Company: Khushbu Auto Finance Ltd. (KAFL)

Location: Rajkot
Department: Credit & Risk

About the Company

Khushbu Auto Finance Limited (KAFL) is a Non-Banking Financial Company (NBFC) specializing in vehicle finance, particularly for two- and three-wheelers. Incorporated in 1994, it is a wholly-owned subsidiary of Atul Auto Limited (AAL), a leading three-wheeler manufacturer. KAFL has been registered with the Reserve Bank of India since 1999 and functions as AAL’s captive financing arm. The company operates across 100+ branches in 14 states, with strong presence in Gujarat and Bihar.

Job Summary

We are hiring MBA (Finance) Freshers for the Credit Department at our Rajkot location. The selected candidates will support credit appraisal, risk assessment, and loan processing activities. Training will be provided to evaluate customer profiles and ensure policy compliance.

Key Responsibilities

• Assist in credit appraisal of loan applications for two- and three-wheeler financing
• Conduct financial analysis and verify customer documents (KYC, income proof, banking, etc.)
• Coordinate with sales and operations teams for loan file processing
• Support in evaluating customer repayment capacity and risk profiling
• Prepare reports and maintain records for approvals and disbursements
• Ensure adherence to company policies and RBI guidelines
• Assist in monitoring portfolio quality and identifying high-risk cases
• Communicate with branches and customers for clarifications or document follow-ups

Required Qualifications

• MBA in Finance (Freshers preferred; 0–1 year experience acceptable)
• Basic understanding of credit, lending, or NBFC operations
• Strong analytical and documentation skills
• Proficiency in MS Excel and report handling
• Good communication and coordination abilities

Key Skills

• Financial Assessment
• Documentation & Compliance
• Analytical Thinking
• Attention to Detail
• Excel & MIS Knowledge
• Coordination Skills

Employment Type: Full-Time

Experience: Freshers (MBA Finance)

Salary: As per company standards / Based on interview

Location: Rajkot

Job Types: Full-time, Permanent

Pay: ₹12,000.00 - ₹15,000.00 per month

Benefits:

• Health insurance
• Paid time off
• Provident Fund

Work Location: In person