Manager - Credit Sales

Job Summary:

The Manager Credit Sales is responsible for driving sales targets and expanding the lending portfolio by acquiring new SME/MSME borrowers. The role includes managing the end-to-end loan lifecycle from lead generation to disbursal while ensuring credit approvals and maintaining portfolio quality. The position demands close coordination with cross-functional teams and a strong understanding of B2B lending products.

Key Responsibilities:

• build a high-quality sales funnel in collaboration with the demand generation team
• drive key sales metrics such as new borrower onboarding, processing fees, disbursal volumes, and aum utilization
• manage the complete credit sales cycle from lead qualification to documentation and disbursal
• coordinate with credit teams for quick and efficient loan approvals
• ensure portfolio health through timely renewals and collections
• work with internal stakeholders across credit, operations, and tech to deliver a seamless lending experience
• function as an individual contributor with growth opportunities into team leadership based on performance
• adapt to a fast-paced, startup-like environment and contribute to strategic initiatives

Skills Required:

credit sales, business development, sme lending, msme finance, supply chain finance, channel finance, term loans, wcdl, vendor finance, client acquisition, portfolio management, stakeholder management, fintech sales

Preferred Qualifications:

• 35 years of experience in nbfc or fintech credit sales
• strong knowledge of sme/msme lending products and working capital finance
• proven experience in b2b lending sales and credit lifecycle management
• excellent communication, negotiation, and problem-solving skills
• ability to independently manage a portfolio and contribute to business growth

Benefits:

• 5 days working
• medical benefits