Machine Learning Engineer - II

About the Team

ML Team team plays a central role in shipping scalable and cost-effective data-science solutions that power products and business decisions across the board. The team builds and maintains a robust MLOps stack—including a centralized feature-store, auto-training frameworks, an in-house model serving system, and real-time monitoring tools. Beyond platform engineering, the team also develops standalone feature-extraction applications that serve as core IP and provide a distinct competitive edge in the industry. It’s a space where deep tech meets real-world impact, and where infrastructure and innovation go hand in hand.

About the Role

As an ML-2, you'll play a key role in building backend systems that are robust, cost-effective, and optimized for performance. This role requires strong problem-solving ability, technical expertise, and a mindset of continuous improvement. You’ll work closely with stakeholders, demonstrate high quality and consistency in code and reviews, and contribute to improving team standards through feedback and collaboration.

Must Haves

• Proficiency in at least one of:

  Java

  ,

  Python

  ,

  Go

  , or

  Kotlin

• Strong grasp of

  object-oriented design

  ,

  design patterns

  , and

  data structures

• Proven ability to design and implement

  algorithms

  for complex real-world problems
• Experience in building backend systems focused on

  scalability

  ,

  performance

  ,

  robustness

  , and

  cost-efficiency

• Skilled in

  troubleshooting

  and

  performance optimization

  of distributed systems
• Consistent drive to

  improve, automate, and scale

  systems and tools
• Strong coding practices, including

  design documentation

  ,

  unit testing

  ,

  peer reviews

  , and an

  agile mindset

• Communicate effectively

  with peers, product managers,

  and

  cross-functional

  partners to ensure smooth delivery.
• Demonstrated record of

  on-time delivery

  with a focus on output quality
• Emphasis on

  observability

  —systems must be monitorable and maintainable
• Minimum of

  2 years

  of software development experience
• Strong

  written and verbal communication skills

Good to Haves

• Exposure to

  event-driven architectures

  and tools like

  Kafka

  or

  RabbitMQ

• Understanding of

  security best practices

  for backend services and APIs
• Ability to quickly adapt to

  new, complex development environments

• Experience in

  mentoring

  and guiding

  junior engineers

What We Expect From You

• Strong ownership and accountability in all areas of your work
• Ability to collaborate and communicate effectively across teams and stakeholders
• Comfortable working in a dynamic environment with shifting priorities
• Attention to detail, balanced with a pragmatic approach to problem-solving
• Consistent delivery of high-quality outcomes while meeting deadlines
• Curiosity to learn and the initiative to mentor and share knowledge with others

Inside Navi

We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach.

Sachin Bansal & Ankit Agarwal

Our Culture

The Navi DNA

Ambition. Perseverance. Self-awareness. Ownership. Integrity.

We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you.

We chase excellence by uplifting each other—and that starts with every one of us.

Why You'll Thrive at Navi

At Navi, it’s about how you think, build, and grow. You’ll thrive here if:

• You’re impact-driven :

  You take ownership, build boldly, and care about making a real difference.

• You strive for excellence :

  Good isn’t good enough. You bring focus, precision, and a passion for quality.

• You embrace change :

  You adapt quickly, move fast, and always put the customer first.