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2.0 - 5.0 years
2 - 4 Lacs
Bengaluru
Work from Office
Profile- Mortgage Underwriter Package- Upto 5.5LPA Exp-Min 2 to 3yrs Shifts- Night Both side Cabs *Immediate joiners* Anushika 9511159022 anushika.imaginators@gmail.com
Posted 1 month ago
4.0 - 9.0 years
3 - 7 Lacs
Hyderabad
Work from Office
Location : Hyderabad Shift : US night shift Notice period : Immediate to 1 Month Skills : Experience in Commercial lending & loan syndication Role : SME : 4+ years , Ctc upto 7.5 Lpa Knowledge of commercial loan documentation. Ability to review commercial loan documents such as loan/credit agreement, syndicated agreement, intent notices, notes, guaranties, letter of credit, financial documents and security documents for accuracy and agreement with approved terms Knowledge of commercial credit products Knowledge of credit and commercial loan systems. Good verbal, written and organizational skills Detail oriented with ability to multitask and prioritize and work in a team-based environment Qualification: Bachelor/Masters degree in Commerce, Finance & accounting Description: The Loan Operations department is responsible for the management and execution of thousands of Corporate & Syndicated Loan transactions/ Commercial Real Estate/ SBA loans daily. Responsibilities include trade processing & confirmation, settlement, fail management, risk management, and client service. The operations professionals help build and support the commercial loan products, processes and services in ways that improve efficiency and quality, while seeking new and innovative ways to support our clients changing needs. Interested Candidates Contact HR Dinesh @9353611283 dinesh@careerguideline.com
Posted 1 month ago
4.0 - 8.0 years
4 - 7 Lacs
Pune
Work from Office
Hi, We are hiring for the Leading ITES Company for Mortgage Servicing Profile. Overview The role involves end-to-end management of mortgage loans post-origination, including active servicing, handling default loans, and supporting loss mitigation, foreclosure, and REO processes. It includes delivering strong customer service, resolving inquiries, and maintaining accurate loan records. The position requires coordination with internal teams and external parties (like solicitors and settlement agents) to process payoffs, disburse payments, update loan data, and manage insurance and escrow accounts. Additionally, it includes post-discharge processes like releasing security titles and applying discounts or changes per customer or product team requests, all while ensuring compliance with bank policies and regulatory standards. Key Skills: a) Minimum 4 years of experience in Mortgage Servicing b) Strong understanding of mortgage products, loan processes and financial regulations in Australia c) Experience of Preparing correspondence including payoff letters d) Any Graduate To Apply, WhatsApp 'Hi' @ 9151555419 Follow the Steps Below: >Click on Start option to Apply and fill the details >Select the location as Other ( to get multiple location option ) a)To Apply for above Job Role ( Pune) Type : Job Code # 510 Job Description: Knowledge/Experience: Areas of Expertise: Active Servicing, Default loans handling, Loss Mitigation, Bankruptcy, Loss Analysis, Foreclosure, REO, Flood Insurance, Hazard Insurance, Consumer reporting & Escrow Administration Providing Customer Service through daily interactions to create a relationship of mutual trust and confidence with customers. Understanding the customers circumstances and matching appropriate solutions through sound knowledge of practices, policies and procedures. Addressing and resolving customer concerns, inquiries, issues, or complaints. Preparing correspondence including payoff letters in a manner that reflects Bank policies and guidelines while protecting integrity of the customer Coordinate with solicitors, settlement agents and brokers for loan payoff, Coordinate with Indexing teams, credit teams etc. whenever required, follow up to meet the TAT requirements Data entry into systems such as loading direct debit instructions, offsets, or nomination, changing customer information, updating existing loan information, or initiating refunding transactions. Responsible for reviewing and completing payments to builders and customers for the construction of a house and includes the amending and distribution of schedules, ordering inspections, completing valuations, actioning email related to the payments. Verify is the process of releasing the security titles post discharging the loans. Responsible for applying additional discount on variable loans as per the instructions received from Products teams. Updating correct information relating to customer, security, etc. in Security application. Investigating queries on loan accounts maintained in the existing systems and applying loan features as requested by the customer. Competencies/Skills: Experience in mortgage servicing, banking or financial services is preferred Strong understanding of mortgage products, loan processes and financial regulations in Australia Good Analytical skills, excellent judgment, logic and reasoning Being Flexible for working in Multiple Shifts Computer literate and strong familiarity with credit financial analysis techniques Excellent verbal and written communication and interpersonal skills Ability to work independently in a Team environment
Posted 1 month ago
2.0 - 6.0 years
3 - 7 Lacs
Chennai
Work from Office
Direct Walk-In Opportunity for Mortgage Underwriters at TATA Consultancy Services Chennai on 14th June 2025 Note: Candidates with relevant experience can directly attend the interview. Please go through the norms below before you attend. Job Role: Process Expert Process: Mortgage Underwriting Walk in Drive Date: Saturday, 14th June 2025. Location: Tata Consultancy Services, SIPCOT IT Park Navalur, Siruseri, Tamil Nadu 603103 Contact Person: Chitra Timing: 09:00 AM - 12:00 PM Candidate to Carry: Updated CV, Photocopy of Aadhaar and EPFO service history, All education /employment documents. Job Requirement: Any full-time graduate (10+2+3) with 2 - 6 years of experience in US Residential Mortgage Underwriting can attend. Willingness to work in all Shifts. Good Communication Skills Written and Oral. Mode of Salary credit should be through bank from all the employers (No Cash in hand) All educational and employment documents are mandatory to have. PFB the norms to be followed during the Interview process: We will not be responsible for any loss of original certificates viz, (X / XII / Graduation, PG, any other certificates etc.). It is the sole responsibility of the candidates. Two / four-wheelers can be parked in the parking area. Candidates must wait in the lounge. Water dispensers are available. Rest rooms are located near the wash area of the cafeteria. "TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person/agency/partner to collect any fee for recruitment from candidates. If you notice the above, please bring it to our attention immediately. *** Kindly share this information with your friends and bring them along with you ****
Posted 1 month ago
1.0 - 5.0 years
1 - 5 Lacs
Pune
Work from Office
Direct Walk-In Opportunity for Mortgage Origination Analyst at TCS Pune on 15th June 2025. Note : Candidates with relevant experience can directly attend the interview. Please go through the norms below before you attend. Job Role: Mortgage Origination Analyst Work Location: Pune Experience: 1-5 years Walk in Drive Date: Sunday, 15th June 2025. Walk in Drive Location : TCS Phase 3, Gate no 1, Tikona Building, S3, Maan road, Sahyadri Park, Plot No. 2 & 3, Phase 3, Rajiv Gandhi Infotech Park, Maan, Hinjawadi, Pune, Maharashtra 411057 Timing: 09:00 AM - 12:00 PM Candidate to Carry: Copy of an updated resume, Photocopy of a Aadhar card and PAN card, 1 passport size photo and a photocopy of UAN Service History Document (downloaded within a week prior to TCS interview date) Job Requirement: Any full-time graduate (10+2+3). Willingness to work in any Shifts. Good Communication Skills. Mode of Salary credit should be through bank from all the employers (No Cash in hand) All educational and employment documents are mandatory to have. Experience Required: Experience of US mortgage originations is required. Knowledge of systems & applications related to mortgage originations like loan originating systems, image repositories etc. is essential Strong understanding of documents related to US mortgage originations Well versed with US mortgage laws & regulations Primary Responsibilities: Document knowledge of Flood /Condo document Data entry as per requirements stated in the procedures. Review of all requisite documentation as per procedures. Checking documents for any error and coordinating with respective stakeholders for corrected documents. Email communication and EFax communication with respective stakeholders for correct document requirements. PFB the norms to be followed during the Interview process. We will not be responsible for any loss of original certificates viz, (X / XII / Graduation, PG, any other certificates etc.). It is the sole responsibility of the candidates. Two / four-wheelers can be parked in the parking area. Candidates must wait in the lounge. Water dispensers are available. Rest rooms are located near the wash area of the cafeteria. "TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person/agency/partner to collect any fee for recruitment from candidates. If you notice the above, please bring it to our attention immediately." *** Kindly share this information with your friends and bring them along with you ****
Posted 1 month ago
3.0 - 6.0 years
3 - 6 Lacs
Chennai, Tamil Nadu, India
On-site
Degree, Post graduate in Computer Science or related field (or equivalent industry experience) Experience Minimum 3 years of Product experience in nCino Loan Origination System. Working experience in implementing nCino Loan Origination System Technical Skills Salesforce APEX Development nCino Configuration experience nCino Admin experience nCino/Salesforce Integration Development experience nCino Workflow Development/Maintenance nCino Implementation experience nCino Data Migration experience Design Principles Cloud Security Experience Cloud DevOps experience nCino Certification Salesforce Certification AWS Certification Good understanding of Banking domain and terminologies used Functional experience in Commercial Loan Origination nCino Admin experience - Functional impact understanding Module expertise gained over years Multiple module handling knowledge Understanding Client specific requirements Close coordination with Business stakeholders Multiple module handling knowledge Experience on the complete product lifecycle Understanding of Dependent systems Soft Skills Able to influence multiple teams on technical considerations, increasing their productivity and effectiveness, by sharing deep knowledge and experience. Self motivator and self-starter, Ability to own and drive things without supervision and works collaboratively with the teams across the organization.
Posted 1 month ago
1.0 - 3.0 years
3 - 4 Lacs
Bengaluru
Work from Office
Hiring for US Mortgage - Post Closing/Pre Underwriting/Loan Origination/ Loss mitigation/Bankruptcy POST CLOSING - TRICHY LOCATION 1 + years of relevant experience only, other experience will not be considered. US rotational shifts Work from home, Bangalore location/Hyderabd and Trichy Need immediate joiners only Salary based on last drawn salary Interested can walk in to the below address with your resume and government ID proof. Brigade Tech Gardens, Kundalahalli, Brookefields Green Avenue, Kundalahalli, ITPL Main Rd, Phase 2, Brookefield, Bengaluru, Karnataka 560037 Note- Please mention HR Bhanumathi on top of the resume Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.
Posted 1 month ago
1.0 - 6.0 years
2 - 7 Lacs
Hyderabad
Work from Office
SUMMARY About the Client: Client is a global IT solutions company specializing in delivering simple and scalable solutions to address complex business problems.Client started with the mission to provide Economic as well as Efficient software solutions. We firmly believe in the credibility and scalability of Digital Transformation. Our services are focused on Mobility Solutions,Customer Support and BFSI/ Mortgage domain. Job Opening: SPE / SME - Commercial Lending (Loan Operations) Exp: 2 - 7 yrs The Loan Operations team is responsible for managing Corporate & Syndicated Loans, Commercial Real Estate (CRE), SBA Loans, and related transactions. The team handles various tasks including loan processing, trade settlement, risk management, documentation review, and client servicing to improve operational efficiency and cater to evolving client needs. Key Responsibilities: Deal Closing: Conduct pre-closing review of credit approvals, loan documents, compliance, due diligence, and funding mechanics. Deal Booking: Review legal documentation, structure loan parameters, and ensure compliance with credit & pricing policies. Deal Funding: Process Fed wire payments, legal fee payments, and fee distribution to syndicate banks. Deal Review: Perform quality review of loan setup, legal agreements, and compliance documentation. Deal Servicing: Manage funding, rollovers, interest rate changes, billing, payoffs, collateral releases, and client requests. Secondary Loan Trading: Execute loan trades via assignment on term loan and revolving credit facilities. We are seeking experienced professionals in Commercial Lending & Loan Syndication to join our dynamic team! Requirements Requirements: Proven experience in commercial lending and loan syndication. Strong understanding of loan processing, risk management, and compliance. Excellent communication and client servicing skills. Ability to work effectively in a dynamic and fast-paced environment.
Posted 1 month ago
8.0 - 10.0 years
6 - 10 Lacs
Noida
Work from Office
Summary of role We are seeking a knowledgeable and experienced LOS Business Consultant/SME to join our team. In this role, you will play a main role in implementing LOS banking software solutions for one of our clients, with focus on the Origination space. The ideal candidate will have a strong background in financial services and good expertise in leveraging LOS platform to streamline processes and optimize operations for our client. We"™re looking for someone who will: Be the primary point of contact to various stakeholders, including but not limited to Business stakeholders, Delivery squads, Design & Development teams. Collaborate with business Stakeholders to understand their business requirements and objectives Ensure that the requirements are clearly defined, well understood, and properly documented in the form of epics/User stories and signed off by all relevant stakeholders. Provide business/functional expertise in LOS functionality in reference the client requirements, with primary focus in the loan origination space Collaborate with internal teams (e.g., Developers , other Delivery squads ,Product Owner(s)) to ensure successful implementation and integration of LOS with other systems . Support Design/Development teams in Configuring and customizing LOS platform to meet client needs and enhance user experience. Prepare Training materials/Operating manuals for business users on the overall business flow in the new system/architecture where the functionalities are developed/delivered Support SMEs/Business Analysts of other delivery Squads by providing timely inputs on LOS deliverables/functionalities whenever these is foreseen to have impact on other system functionalities/deliverables You will need to show us that You demonstrate Business/functional expertise in the corporate lending space You have worked on LOS platform, delivering major functionalities in the lending domain with major contributions in the Origination space You will use your experience to make informed decisions and prioritize requirements, validate them with business stakeholders. You can take right decisions on what requirements to include in each sprint or release, based on the value they will deliver to business needs. You can closely work with the Product Owner, Design Team and the delivery squad to resolve design challenges and facilitate providing workaround solutions wherever needed. You are a professional with strong Banking domain expertise acumen who will connect easily with the business needs/goals and support in delivery of the same in LOS platform. Experience and Skills required "“ 8-10 years of overall experience with a minimum of 3+ years as SME/BA in LOS implementations. Well versed with Agile methodologies and Ceremonies. Good experience in managing Business stakeholder and their requirements. Support Design/Delivery teams from requirement finalisation till delivery of the solution. Track record of delivering complex requirements in projects involving LOS Exceptional Communicational Skills (both verbal and written). Prior Banking experience in Ireland/UK markets will be an added advantage.
Posted 1 month ago
8.0 - 10.0 years
4 - 8 Lacs
Hyderabad, Chennai, Bengaluru
Work from Office
Req ID: 312221 We are currently seeking a nCino BA to join our team in Noida, Uttar Pradesh (IN-UP), India (IN). Summary of role We are seeking a knowledgeable and experienced nCino Business Consultant/SME to join our team. In this role, you will play a main role in implementing nCino"™ s banking software solutions for one of our clients, with focus on the Origination space. The ideal candidate will have a strong background in financial services and good expertise in leveraging nCino"™ s platform to streamline processes and optimize operations for our client. We"™re looking for someone who will: Be the primary point of contact to various stakeholders, including but not limited to Business stakeholders, Delivery squads, Design & Development teams. Collaborate with business Stakeholders to understand their business requirements and objectives Ensure that the requirements are clearly defined, well understood, and properly documented in the form of epics/User stories and signed off by all relevant stakeholders. Provide business/functional expertise in nCino functionality in reference the client requirements, with primary focus in the loan origination space Collaborate with internal teams (e.g., Developers , other Delivery squads ,Product Owner(s)) to ensure successful implementation and integration of nCino with other systems . Support Design/Development teams in Configuring and customizing nCino"™ s platform to meet client needs and enhance user experience. Prepare Training materials/Operating manuals for business users on the overall business flow in the new system/architecture where the functionalities are developed/delivered Support SMEs/Business Analysts of other delivery Squads by providing timely inputs on nCino deliverables/functionalities whenever these is foreseen to have impact on other system functionalities/deliverables You will need to show us that You demonstrate Business/functional expertise in the corporate lending space You have worked on nCino platform, delivering major functionalities in the lending domain with major contributions in the Origination space You will use your experience to make informed decisions and prioritize requirements, validate them with business stakeholders. You can take right decisions on what requirements to include in each sprint or release, based on the value they will deliver to business needs. You can closely work with the Product Owner, Design Team and the delivery squad to resolve design challenges and facilitate providing workaround solutions wherever needed. You are a professional with strong Banking domain expertise acumen who will connect easily with the business needs/goals and support in delivery of the same in nCino platform. Experience and Skills required "“ 8-10 years of overall experience with a minimum of 3+ years as SME/BA in nCino implementations. Well versed with Agile methodologies and Ceremonies. Good experience in managing Business stakeholder and their requirements. Support Design/Delivery teams from requirement finalisation till delivery of the solution. Track record of delivering complex requirements in projects involving nCino Exceptional Communicational Skills (both verbal and written). Prior Banking experience in Ireland/UK markets will be an added advantage. Location - Bengaluru,Chennai,Hyderabad,Mumbai,Noida
Posted 1 month ago
2.0 - 6.0 years
2 - 5 Lacs
Bengaluru
Work from Office
Hiring for Mortgage Underwriting Min exp:-2yrs loc:-Bangalore ctc upto:-5.50lpa *WALKING INTERVIEW ON 11TH JUN* Skills: Mortgage underwriting,Pre-underwriting,Loan document,Pre-closing Contact- 9205018536(prabhsimer) Prabhsimer.imaginators@gmail.com
Posted 1 month ago
8.0 - 13.0 years
10 - 12 Lacs
Hyderabad
Work from Office
Role & responsibilities Key responsibilities of the role include facilitating the CRE, C&I, Syndicated and bilateral loan closing, servicing, loan trading and quality review processes. Activities include but are not limited to performing legal documentation review, structuring and updating deal parameters on Loan system, tracking legal and compliance documentation, and providing overall support on the assigned loan portfolio. Loan Operations Specialist is also responsible for ongoing portfolio management tasks including tracking for receipt of borrower financials & compliance, monitoring deal pricing, managing secondary loan sales, tracking and processing loan documentation, and closing deal amendments. This position manages the relationship with the middle office, syndication desk, legal, finance, borrowers and syndicate banks. Loans Operations activities will include but are not limited to: Deal Closing Drive the deal closing process with pre-closing review of credit approval, loan documents, compliance, legal documentation, due diligence, and funding & booking mechanics. Deal Booking - Activities include performing legal documentation review, structuring and updating deal parameters on Loan system to ensure compliance with credit and pricing requirements as well as bank policies and procedures. Deal Funding Activities include Fed wire payments for borrower funding, legal fee payment, fee distribution to the syndicate bank group etc. Deal Review Perform quality review of the loan set-up in the Loan system, while interpreting legal, loan and compliance documentation including credit agreement. Deal Servicing - Activities include processing loan funding, roll-overs, interest rate changes, monitoring/reconciling loan, loan billing, letters of credit, loan payoffs, collateral releases and supporting client requests. Secondary Loan trading - Trading loan via assignment on the term loan facilities, revolving credit facilities etc. Preferred candidate profile 8+ years experience in commercial loan operations or a credit/lending experience within capital markets/Investment banking depending on the levels Knowledge of commercial loan documentation. Ability to review commercial loan documents such as loan/credit agreement, syndicated agreement, intent notices, notes, guaranties, letter of credit, financial documents and security documents for accuracy and agreement with approved terms Knowledge of commercial credit products Knowledge of credit and commercial loan systems. Good verbal, written and organizational skills Detail oriented with ability to multitask and prioritize and work in a team-based environment 3+ years of experience in team handling Open to work in US shifts. Immediate joiners prefered. Interested candidates please share your resume to priyadarshini.narayanan@cognizant.com
Posted 1 month ago
1.0 - 3.0 years
1 - 3 Lacs
Hyderabad
Work from Office
Hiring For Sutherland! Role & responsibilities: : Currently we are hiring for US Mortgage Process Role & responsibilities An International Non-Voice Process Job is a job where the executives are assigned to handle the calls from customers in different countries, particularly the U.S., Dubai etc. These jobs include product and service support or technical support in which the customer is calling to solve an issue. Perks and benefits You'll develop your emotional intelligence. you'll learn your product or service, inside and out you'll build transferable Skills. you can educate customers without selling. you can develop a side project. you'll learn how to effectively solve problems. Preferred candidate profile: *Must be fluent in English *Excellent Communication can Apply. * 06 Months of Mortgage Exp can be Consider * EXPERIENCED CAN APPLY *24/7 shifts and rotational week offs (5 days working a week) *ROI - JAM, Voice & Versant Round, Operations Round *Two-way cab facility only in night shift within 25Kms only from office premises *Candidate who is comfortable working from office can apply *Need Immediate Joiners only *No virtual Interview is available *Out of station candidates are Strictly not eligible Contact Number: 7416270242 (Hajera HR)
Posted 1 month ago
5.0 - 7.0 years
3 - 6 Lacs
Pune
Work from Office
5 years of experience in Mortgage Underwriting / Processing / Closing Having sound knowledge in Originations, especially in underwriting, Pre-underwriting and Pre-Closing QC Compute income and debt ratio calculations following program guidelines and ability to repay requirements Expertise in compliance, TRID guidelines (fees) Perform mortgage credit analysis without the assistance of AUS Maintain production goals & standards in accordance with established SLA’s and metrics. The candidate may be required to perform other job-related tasks About The Role Role Purpose The purpose of the role is to provide effective technical support to the process and actively resolve client issues directly or through timely escalation to meet process SLAs. ? Do Support process by managing transactions as per required quality standards Fielding all incoming help requests from clients via telephone and/or emails in a courteous manner Document all pertinent end user identification information, including name, department, contact information and nature of problem or issue Update own availability in the RAVE system to ensure productivity of the process Record, track, and document all queries received, problem-solving steps taken and total successful and unsuccessful resolutions Follow standard processes and procedures to resolve all client queries Resolve client queries as per the SLA’s defined in the contract Access and maintain internal knowledge bases, resources and frequently asked questions to aid in and provide effective problem resolution to clients Identify and learn appropriate product details to facilitate better client interaction and troubleshooting Document and analyze call logs to spot most occurring trends to prevent future problems Maintain and update self-help documents for customers to speed up resolution time Identify red flags and escalate serious client issues to Team leader in cases of untimely resolution Ensure all product information and disclosures are given to clients before and after the call/email requests Avoids legal challenges by complying with service agreements ? Deliver excellent customer service through effective diagnosis and troubleshooting of client queries Provide product support and resolution to clients by performing a question diagnosis while guiding users through step-by-step solutions Assist clients with navigating around product menus and facilitate better understanding of product features Troubleshoot all client queries in a user-friendly, courteous and professional manner Maintain logs and records of all customer queries as per the standard procedures and guidelines Accurately process and record all incoming call and email using the designated tracking software Offer alternative solutions to clients (where appropriate) with the objective of retaining customers’ and clients’ business Organize ideas and effectively communicate oral messages appropriate to listeners and situations Follow up and make scheduled call backs to customers to record feedback and ensure compliance to contract /SLAs ? Build capability to ensure operational excellence and maintain superior customer service levels of the existing account/client Undertake product trainings to stay current with product features, changes and updates Enroll in product specific and any other trainings per client requirements/recommendations Partner with team leaders to brainstorm and identify training themes and learning issues to better serve the client Update job knowledge by participating in self learning opportunities and maintaining personal networks ? Deliver NoPerformance ParameterMeasure1ProcessNo. of cases resolved per day, compliance to process and quality standards, meeting process level SLAs, Pulse score, Customer feedback2Self- ManagementProductivity, efficiency, absenteeism, Training Hours, No of technical training completed 5 years of experience in Mortgage Underwriting / Processing / Closing Having sound knowledge in Originations, especially in underwriting, Pre-underwriting and Pre-Closing QC Compute income and debt ratio calculations following program guidelines and ability to repay requirements Expertise in compliance, TRID guidelines (fees) Perform mortgage credit analysis without the assistance of AUS Maintain production goals & standards in accordance with established SLA’s and metrics. The candidate may be required to perform other job-related tasks
Posted 1 month ago
7.0 - 12.0 years
9 - 17 Lacs
Gurugram
Work from Office
Job Title: Lead Analyst SME (Subject Matter Expert) Role Overview The professional will have the opportunity to work directly with New York stakeholders to primarily perform day-to-day originations/underwriting related tasks for Insurance funds. Function Overview Assist in the production of Screening Memos for the Originations Team: As part of the loan origination process, the Origination Team produces a screening memo that details property level information (photos, maps, property description, rent roll and cash flows), market information (comparable property metrics and location) and financing information (capital stack, debt yield and loan information). The initial goal is for company to participate in the production of screening memos with the potential to participate in the underwriting and approval process for deals that BREDS elects to finance and refinance as well. Focus is to work on all the asset classes such multifamily, retail, storage, Industrial etc. loans originated by the Insurance. The Candidate would be supporting on the different workflows as mentioned below: Agency Pre-screening and ICM: Screening/underwriting of Agency Loans (Fannie Mae), deriving Underwriting Value, using financial spreading, rent roll analysis and creation of Investment Committee Memo. Non-Agency/Deal Pre-screening and ICM: Screening/underwriting of Non-Agency Loans, deriving Underwriting Value, using financial spreading, rent roll analysis and creation of ICM. Loan Portfolio Stratification and ICM: Stratification of portfolio of loans belonging to various asset classes, assessing their risk exposure using their property level, loan level and performance metrices. Draw Review Process: Reviewing draw related Invoices, Proof of Payments, Construction Budget, TI/LC, etc. and updating the Draw Review Trackers accordingly. On Boarding the delas on AI Based platform with the help of various closing documents, Offering Memorandum, Loan Agreement etc. While the initial function will be to take direction from the Origination team members, the aspirational goal is to expand the Wipro scope to include the following: Extracting market and asset specific statistics from various data sources (for eg: CoStar or similar platforms) for the pipeline deals which are shortlisted for screening or underwriting. Comparing the key deal metrics which includes Occupancy, Cap Rates, Debt Yield, Cash Flow, NOI etc. of the pipeline deals with existing portfolio. Analyzing property pictures & map for location-based insights, preparing the capital stack (i.e., Equity vs. Debt) and presenting them in an excel and ppt format. Collecting and preparing sales and rent comparable of the target originations with the market data sourced through broker reports or web-based applications. Studying the demographics to understand the unit mixes, interpreting all sources of incomes & expenses through review of cash flows, ascertaining vacancy rates & rental income using rent rolls and using NOI to calculate key liquidity ratios i.e., DSCR, DY etc. Creating investment memorandums with the deal team ahead of investment committee. Conducting due diligence prior to closing of deal as per closing checklist. Data input in pipeline tool (i.e., DealPath, Loan Tapes) as and when required. Essential Skills & Experience: Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML/CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans. Should be aware of the US taxes for different States and Counties; along with knowledge of various rent/sales comparable to be used in accordance with subject properties. Must be well versed with concepts of Cap Rate/Index rate/ LTC/LTV/Spreads/Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum. Candidate should have the knowledge of US Market and Sub-Market to understand the deals demographics and its impact on the subject property. Hand on experience and proficient in preparing the dynamic financial models in MS excel. Masters degree Major in Finance or Banking and Capital Markets, CFA designation a plus. Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications. Ability to manage multiple priorities in a fast paced, fluid environment. Previous background with real estate lending required with Debt Underwriting in real estate preferable. Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills. Acute focus on attention to detail, accuracy, and data validation. Effective communication skills (listening, verbal, and written). Excellent interpersonal and teamwork skills. Sound judgment and discretion. Strong initiative, energy and confidence completing assignments with limited supervision.
Posted 1 month ago
10.0 - 17.0 years
10 - 20 Lacs
Bengaluru
Work from Office
We are hiring for TOP MNC for US Mortgage -Underwriting with International Voice | Manager | Bangalore. Note - US Mortgage Manger (Pre Underwriting / Underwriting with handling voice team & voice Background) Handling voice team of 100+ employees including SMEs, QAs, Asst Team Leads, Team Leads and AM Experience - 10+years CTC - up to 20LPA NP - Immediate joiners Flexible to work in US shift Skill Manager - Pre-Underwriting/ Underwriting with Voice experience. Proficient in automated underwriting tools Overall 10+ years of experience and Minimum 3 years of mortgage origination experience with emphasis in loan processing & Initial Underwriting for US Mortgage in pervious role and overall, 6 years' experience in leadership role Span control would range from 80 to 200 employees including SMEs, QAs, Asst Team Leads, Team Leads and AM Ability to lead varying levels of skill sets across multiple teams Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines Thorough knowledge of MS Office tools is must. Specifically, MS Excel, MS Word, MS PowerPoint Acts as a champion for the customer/client, ensuring decisions and actions help achieve their goals Ability to manage risks while ensuring optimal value and outcomes are achieved Demonstrate a bias for action and a commitment to achieving sustainable results Demonstrate visible commitment to Mphasis and client core values Ability to develop and align the talent needed to meet business goals Strong analytic, interpersonal, and verbal and written communication skills Detail oriented and goal driven Ability to work in a flexible and production-oriented environment Strong leadership and communication skills Interested candidates please share resume on below details Share CV on: asha.g@inspirationmanpower.co.in Call to: Asha - 7624836555
Posted 1 month ago
4.0 - 9.0 years
8 - 12 Lacs
Pune, Bangalore Rural, Bengaluru
Work from Office
ob Title: Process Trainer Reports To (Title): Training Lead Job Location: Bangalore Job Summary: We are seeking an experienced Mortgage trainer, manage multiple training requirements and its implementation and measure its impact. A successful candidate will be passionate about learning and excited about the prospect of leading by example. Job Responsibilities: Requirements : • Past Mortgage Originations experience to design, develop and deliver training with two or more years of experience • Must have excellent presentation skills • Evaluating individual and organizational performance to ensure training is meeting business needs and improving performance • Identifying training needs by consulting with business stakeholders and using needs assessments • Developing and delivering training solutions that meet business needs • Optimizing training processes for efficiency • Manage supply chain in terms of planning, organizing, ensuring high conversion and retention from onboarding new hires till handover to business • Exhibit agility in both method and approach to accommodate planned and ad hoc requirements of the business Competency Requirement (with desired proficiency level): • Communication Skills (Oral and Written) Advanced • Mortgage Domain Expert • Evaluating others – Advanced • Facilitation Skills – Advanced • Instructional Design – Intermediate • People Management – Advanced • Employee Engagement – Advanced • Stakeholder Management - Advanced • Excel Skills – Intermediate • Flexibility, Integrity and Accountability - Expert Additional Requirement: Graduate in any field Experience/certification in Mortgage industry with expertise to loan processing & Initial Underwriting in US Residential Mortgage Contact :8431234240
Posted 1 month ago
2.0 - 7.0 years
4 - 9 Lacs
Pune, Bengaluru
Work from Office
Job Title: Mortgage Trainer (Unit Manager Process Training - US Mortage) Job Location : Bangalore/Pune Job Summary: We are seeking an experienced Mortgage trainer, manage multiple training requirements and its implementation and measure its impact. A successful candidate will be passionate about learning and excited about the prospect of leading by example. Mandatory Experience : Training, US Mortgage, Underwriting/ Pre Underwriting, Income Calculations, Loan Orrigination, Credit Report. Job Responsibilities: Requirements : Past Mortgage Originations experience to design, develop and deliver training with two or more years of experience Must have excellent presentation skills Evaluating individual and organizational performance to ensure training is meeting business needs and improving performance Identifying training needs by consulting with business stakeholders and using needs assessments Developing and delivering training solutions that meet business needs Optimizing training processes for efficiency Manage supply chain in terms of planning, organizing, ensuring high conversion and retention from onboarding new hires till handover to business Exhibit agility in both method and approach to accommodate planned and ad hoc requirements of the business Competency Requirement (with desired proficiency level): Communication Skills (Oral and Written) Advanced Mortgage Domain Expert Evaluating others Advanced Facilitation Skills – Advanced Instructional Design – Intermediate People Management – Advanced Employee Engagement – Advanced Stakeholder Management - Advanced Excel Skills – Intermediate Flexibility, Integrity and Accountability - Expert Additional Requirement: Graduate in any field Experience/certification in Mortgage industry with expertise to loan processing & Initial Underwriting in US Residential Mortgage Sincerely, Sonia TS
Posted 1 month ago
7.0 - 12.0 years
8 - 15 Lacs
Bengaluru
Work from Office
Role & responsibilities Proficient in automated underwriting tools Minimum 3 years of mortgage origination experience with emphasis in loan processing & Initial Underwriting for US Mortgage in pervious role and overall 6 years experience in leadership role Span control would range from 80 to 200 employees including SMEs, QAs, Asst Team Leads, Team Leads and AM Ability to lead varying levels of skill sets across multiple teams Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines Thorough knowledge of MS Office tools is must. Specifically, MS Excel, MS Word, MS PowerPoint Acts as a champion for the customer/client, ensuring decisions and actions help achieve their goals Ability to manage risks while ensuring optimal value and outcomes are achieved Demonstrate a bias for action and a commitment to achieving sustainable results Demonstrate visible commitment to Mphasis and client core values Ability to develop and align the talent needed to meet business goals Strong analytic, interpersonal, and verbal and written communication skills Detail oriented and goal driven Ability to work in a flexible and production-oriented environment Strong leadership and communication skills Must be able to work in a high stress environment while delivering a high-level of customer service Must be willing and able to work as part of a team Good computer knowledge-paperless environment Candidates must be available to work outside of normal business hours when necessary Document monthly conversation with team members, as well general huddles held, and/or specific feedback/direction given to the team member during implementation and launch. Demonstrate a commitment to diversity and model behaviors which value each individual for their unique contribution and create an environment that allows each team member to reach their potential Essential Job Functions: Ensure routine establishment and daily adherence during implementation of all routines for all roles in the unit structure. Implement and coordinate systems access and all launch requirements for line of business during new unit implementation. Oversee production and quality expectations are sustained to achieve monthly business goals and quality service levels during initial ramp period. Conduct daily pull ups with unit leadership during ramp and implementation to ensure successful launch. During launch and implementation review internal and external audit reports and call monitoring and work with Team Leads/ Quality Analysts/ Trainers to conduct individual coaching or team training as needed; address any concerns with manager/team member, if needed Prepare for, attend, and document client meetings/sessions during implementation and launch. Collaborate and calibrate with other Unit Leaders to ensure work cultures and best practices are unified during implementation and launch. Maintain current knowledge of client scope requirements and processes Address personnel issues with guidance from Site Leader and Human Excellence team, as necessary during launch and implementation. Invoicing to funding sources, including calculation of completed units of service and payroll management, including tabulation of accrued employee benefits Interact with clients on a regular basis for daily operational activities & understand and manage service levels and staffing plan Lead Improvement initiatives on the process & generate reports to analyze the data To ensure process compliance and front end all audits Deliver SLAs using the appropriate agile project management methodology, learning & iterating frequently If interested do share updated resume to ta129@matrixhrservices.com or 9019930479
Posted 1 month ago
3.0 - 5.0 years
30 - 35 Lacs
Bengaluru
Work from Office
: Job TitleTFL Lending Corporate TitleAssistant Vice President LocationBangalore, India Role Description The Assistant Vice President (AVP) for Lending operations will be responsible for operational oversight of Loan servicing transactions and Trading activities. This role requires a deep understanding of Bi-lateral and Syndication Loan life cycle, knowledge of Loan servicing systems, reconciliation and break resolution. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your Key Responsibilities Supervise a process which performsDeal Setup, process Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees, collection of interest, Nostro & Past Due Reconciliation Closely monitor the team on a day-to-day basis to ensure all SLAs (Quantity & Quality) are met and any exceptions are immediately escalated for resolution. Supervision & assessing work allocation, identifying areas of capacity during day across all sites. Implement strategy and core objectives for the team in line with the global operations roadmap. Engage and influence stakeholders, internal partners, and peers associated with the Lending Operations functional area Identify and recommend opportunities for process improvement and risk control development within Lending Operations functional area Ensuring all controls and DB requirements are adhered to at all times and any risk items escalated immediately. Comply with audit and compliance regulations and be the focal point for internal and external audits. Be the SME; handle complex Process related queries and clarifications from the Team members. Critical in providing input, development and management of projects in the team on client transitions, system enhancements, end to end process reviews. Manage process escalations from internal/external customers. Maintain high levels of engagement with the Lenders, Middle Office, Finance, Business and Credit Risk Managers. Participate in the formulation and implementation of new and revised systems, policies, and guidelines Collaborate with and influence all levels of professionals, including experienced managers Ensure timely escalation to Senior management, as appropriate. Comply with DB Policies, Guidelines and Controls. Your skills and experience Masters / bachelors degree in finance, Accounting with a minimum of 8-10years relevant experience in New loan setup, loan servicing work experience in a Back office/Financial industry Candidates must have knowledge of Nostro/Cash matching, General Ledger reconciliation, SWIFT and other remittance systems Strong Loan IQ (LS2) skills Strong understanding of deal origination and syndication process Experience with web-based systems (clearpar, debtdomain) Familiarity with loan documentation, credit agreements, admin forms, assignment agreements Strong problem solving and investigative skills to undertake analysis, resolve issues/problems related to the process Strong risk & control mindset Strong people and performance management skills Should be open to work in EMEA/US shifts How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.
Posted 1 month ago
5.0 - 8.0 years
4 - 8 Lacs
Bengaluru
Work from Office
Job Information Job Opening ID ZR_1774_JOB Date Opened 24/03/2023 Industry Technology Job Type Work Experience 5-8 years Job Title Assistant Manager- Lending Operations City Bangalore Province Karnataka Country India Postal Code 560102 Number of Positions 1 Monitor loan accounting process along with managing disbursal, repayment of loans, pre-closures Prepare revenue working for monthly financial reports Managing reconciliations like Banks, Accounts receivable, Lender data etc Qualified /Semi Qualified CA/CMA. Minimum 5 years relevant experience. Experience in Lending experience is mandatory. check(event) ; career-website-detail-template-2 => apply(record.id,meta)" mousedown="lyte-button => check(event)" final-style="background-color:#2B39C2;border-color:#2B39C2;color:white;" final-class="lyte-button lyteBackgroundColorBtn lyteSuccess" lyte-rendered=""> I'm interested
Posted 1 month ago
5.0 - 10.0 years
8 - 18 Lacs
Gurugram
Hybrid
Role: Business Analyst Exp-5-10 yrs Notice Period: 0-30 Days Location: Gurugram Domain Knowledge :- C&IB Client Onboarding, Risk and Credit scoring, Lending, AML, and KYC. Skills :- Strong communication skills (English) and documentation Roles and Responsibilities Conduct client onboarding process, including KYC verification and AML checks. Perform credit risk assessment through credit scoring and underwriting. Manage loan origination, processing, and disbursement activities. Ensure compliance with LOS (Loan Operations System) policies and procedures. Collaborate with cross-functional teams for seamless integration of new products/services. Desired Candidate Profile 5-10 years of experience in Business Analysis or related field. Strong understanding of lending processes, including credit risk management, credit scoring, and anti-money laundering regulations. Bachelor's degree in Any Specialization (B.Tech/B.E.).
Posted 1 month ago
2.0 - 4.0 years
3 - 6 Lacs
Bengaluru
Work from Office
Hiring ... Exp: 2+year Of Experienced Required in US Mortgage, Loan Origination, International Non voice Support Edu: Any Graduate Immediate joiners Only Excellent Communication Required Contact: HR AYESHA 7676529751 (What's App)
Posted 1 month ago
1.0 - 2.0 years
7 - 10 Lacs
Noida
Work from Office
TitleProduct Management Intern About Paytm Group: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: Thriving on innovation, One97 delivers Customer Communication, Up-Selling, Mobile Content, Advertising based and Platform services to over 500 Million mobile consumers across the globe. Headquartered in New Delhi, and backed by marquee investors like Intel Capital, Elevation Capital, Silicon Valley Bank, SAP Ventures & Berkshire Hathaway, One97’s products and services are available on various models i.e. Capex, Opex & Revenue Share model as per the flexibility of Telco’s. Our Key Offerings are divided into 5 broad categories as follows: Entertainment Digital Platforms CVM Solutions Enterprise Services Financial Platforms One97 has the widest and largest deployment of telecom applications on cloud platforms in India and has a myriad of VAS services that have helped operators augment their revenue even in complex markets like India, SAARC, Middle East, Africa and many more. About the Role- Expectation: - Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case. - Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables. - Make sure that clear, simple, and technically sound decisions are made. - Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them. - Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Superpowers that will help you succeed in this role: - Bachelor's degree in engineering, computer science and/or related field - Solutions orientated within a high-energy and fast-paced work environment - Possess excellent oral, written, verbal and interpersonal communication skills Why join us - A collaborative output driven program that brings cohesiveness across businesses through technology - Improve the average revenue per use by increasing the cross-sell opportunities - A solid 360 feedback from your peer teams on your support of their goals - Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!
Posted 2 months ago
5.0 - 10.0 years
8 - 15 Lacs
Noida, Gurugram, Delhi / NCR
Work from Office
Min exp 5 years in loan systems-LIQ/ACBS mandatory Noida location- 5yrs--15 lpa 8 yrs--23 lpa Call on 7042331616 or drop cv on supreet.imaginators@gmail.com
Posted 2 months ago
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