173 Loan Origination Jobs - Page 4

We are seeking an experienced Mortgage Trainer to manage multiple training requirements, implement them, and measure their impact. A successful candidate will be passionate about learning and excited about the prospect of leading by example. Mandatory Experience: Training US Mortgage Underwriting / Pre-Underwriting Income Calculations Loan Origination Credit Report Job Responsibilities & Requirements: Past mortgage originations experience to design, develop, and deliver training with two or more years of experience Must have excellent presentation skills Evaluating individual and organizational performance to ensure training is meeting business needs and improving performance Identifying training needs by consulting with business stakeholders and using needs assessments Developing and delivering training solutions that meet business needs Optimizing training processes for efficiency Manage supply chain in terms of planning, organizing, ensuring high conversion and retention from onboarding new hires till handover to business Exhibit agility in both method and approach to accommodate planned and ad hoc requirements of the business Competency Requirement (with desired proficiency level): Communication Skills (Oral and Written): Advanced Mortgage Domain: Expert Evaluating Others: Advanced Facilitation Skills: Advanced Instructional Design: Intermediate People Management: Advanced Employee Engagement: Advanced Stakeholder Management: Advanced Excel Skills: Intermediate Flexibility, Integrity and Accountability: Expert Additional Requirement: Graduate in any field Experience/certification in mortgage industry with expertise in loan processing & initial underwriting in US Residential Mortgage

Below are the roles we are hiring for along with the Job Description. IT Automated Controls Roles and Responsibilities: Help clients transform their compliance function from reactive to proactive through an intelligent compliance operating model powered by data, intelligent technologies and talent Looking for someone with SOX testing experience. Conduct testing tasks within Agile models and integration processes and manage development sprints. Automated/IT control testing experience is required Primary Skills Required: ITAC, IT automated controls, ISO 27001, PCI DSS, NIST, CISCO Commercial Lending Roles and Responsibilities: We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. Primary Skills Required: Commercial real estate, commercial lending, loan origination, loan setup, commercial loans Additional Information: Mandatory work from office for all 5 days and night shifts. Both pick up and drop cab facility is available. (As per Accenture transport policy)

Hiring for Commercial lending (SME/SPE) Location - Hyderabad (No relocation) Timings - US Night shift Mode - Work From Office Notice Period - Immediate - 15 Days Joiners only SPE - Upto 5 Lpa SME - Upto 7.5 Lpa SPE - 1.5 +yr exp in Commercial lending, Loan syndication & Us mortgage SME - 4+yr exp in Commercial lending, Loan syndication & Us mortgage Interested Candidates contact HR Dinesh@ 8655512320 dinesh@careerguideline.com

Asset Based Finance RequirementExperience in vehicle & commercial loan processing, drafting the contract, payout processing and sound knowledge of KYC, onboarding (UBO & Related parties), credit underwriting and governance. Experience3 to 4 years of experience in end-to-end loan processing, contracting, loan documentation and stakeholder interaction Responsibilities Experience with Vehicle loan, commercial loan, and lending operation. Should have in depth understanding in loan origination, onboarding, and documentation. Experience in credit spreading and governance. Should have sound understanding of drafting loan contracts and preparing payment structure as per customer requirement. Should have sound understanding of credit risk governance and underwriting. Should have sound knowledge of payout processing and documentation. Should be good with numbers and knowledge to prepare MIS. Should be quick and proactive in responding to customer queries. Experienced in dealing with client stake holders is a must. Mandatory Skills: Investment Banking(CLM). Experience1-3 Years.

Role Overview Function Overview Assist in the production of Screening Memos for the Originations Team As part of the loan origination process, the Origination Team produces a screening memo that details property level information (photos, maps, property description, rent roll and cash flows), market information (comparable property metrics and location) and financing information (capital stack, debt yield and loan information). The initial goal is for company to participate in the production of screening memos with the potential to participate in the underwriting and approval process for deals that Client elects to finance and refinance as well. Focus is to work on all the asset classes such multifamily, retail, storage, Industrial etc. loans originated by the Insurance. The Candidate would be supporting on the different workflows as mentioned below Agency Pre-screening and ICM Screening/underwriting of Agency Loans (Fannie Mae), deriving Underwriting Value, using financial spreading, rent roll analysis and creation of Investment Committee Memo. Non-Agency/Deal Pre-screening and ICM Screening/underwriting of Non-Agency Loans, deriving Underwriting Value, using financial spreading, rent roll analysis and creation of ICM. Loan Portfolio Stratification and ICM Stratification of portfolio of loans belonging to various asset classes, assessing their risk exposure using their property level, loan level and performance metrices. Draw Review Process Reviewing draw related Invoices, Proof of Payments, Construction Budget, TI/LC, etc. and updating the Draw Review Trackers accordingly. On Boarding the delas on AI Based platform with the help of various closing documents, Offering Memorandum, Loan Agreement etc. Extracting market and asset specific statistics from various data sources (for egCoStar or similar platforms) for the pipeline deals which are shortlisted for screening or underwriting Comparing the key deal metrics which includes Occupancy, Cap Rates, Debt Yield, Cash Flow, NOI etc. of the pipeline deals with existing portfolio Analyzing property pictures & map for location-based insights, preparing the capital stack (i.e., Equity vs. Debt) and presenting them in an excel and ppt format Collecting and preparing sales and rent comparable of the target originations with the market data sourced through broker reports or web-based applications. Studying the demographics to understand the unit mixes, interpreting all sources of incomes & expenses through review of cash flows, ascertaining vacancy rates & rental income using rent rolls and using NOI to calculate key liquidity ratios i.e., DSCR, DY etc. Creating investment memorandums with the deal team ahead of investment committee. Conducting due diligence prior to closing of deal as per closing checklist. Data input in pipeline tool (i.e., DealPath, Loan Tapes) as and when required. Essential Skills & Experience Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML/CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans. Should be aware of the US taxes for different States and Counties; along with knowledge of various rent/sales comparable to be used in accordance with subject properties. Must be well versed with concepts of Cap Rate/Index rate/ LTC/LTV/Spreads/Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum. Candidate should have the knowledge of US Market and Sub-Market to understand the deals demographics and its impact on the subject property. Hand on experience and proficient in preparing the dynamic financial models in MS excel. Masters degree Major in Finance or Banking and Capital Markets, CFA designation a plus. Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications. Ability to manage multiple priorities in a fast paced, fluid environment. Previous background with real estate lending required with Debt Underwriting in real estate preferable. Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills. Acute focus on attention to detail, accuracy, and data validation. Effective communication skills (listening, verbal, and written). Excellent interpersonal and teamwork skills. Sound judgment and discretion. Strong initiative, energy and confidence completing assignments with limited supervision.

Experience- 4 to 8 years Active Servicing, Default loans handling, Loss Mitigation, Bankruptcy, Loss Analysis, Foreclosure, REO, Flood Insurance, Hazard Insurance, Consumer reporting & Escrow Administration Role Purpose The purpose of the role is to provide effective technical support to the process and actively resolve client issues directly or through timely escalation to meet process SLAs. Do Support process by managing transactions as per required quality standards Fielding all incoming help requests from clients via telephone and/or emails in a courteous manner Document all pertinent end user identification information, including name, department, contact information and nature of problem or issue Update own availability in the RAVE system to ensure productivity of the process Record, track, and document all queries received, problem-solving steps taken and total successful and unsuccessful resolutions Follow standard processes and procedures to resolve all client queries Resolve client queries as per the SLAs defined in the contract Access and maintain internal knowledge bases, resources and frequently asked questions to aid in and provide effective problem resolution to clients Identify and learn appropriate product details to facilitate better client interaction and troubleshooting Document and analyze call logs to spot most occurring trends to prevent future problems Maintain and update self-help documents for customers to speed up resolution time Identify red flags and escalate serious client issues to Team leader in cases of untimely resolution Ensure all product information and disclosures are given to clients before and after the call/email requests Avoids legal challenges by complying with service agreements Deliver excellent customer service through effective diagnosis and troubleshooting of client queries Provide product support and resolution to clients by performing a question diagnosis while guiding users through step-by-step solutions Assist clients with navigating around product menus and facilitate better understanding of product features Troubleshoot all client queries in a user-friendly, courteous and professional manner Maintain logs and records of all customer queries as per the standard procedures and guidelines Accurately process and record all incoming call and email using the designated tracking software Offer alternative solutions to clients (where appropriate) with the objective of retaining customers and clients business Organize ideas and effectively communicate oral messages appropriate to listeners and situations Follow up and make scheduled call backs to customers to record feedback and ensure compliance to contract /SLAs Build capability to ensure operational excellence and maintain superior customer service levels of the existing account/client Undertake product trainings to stay current with product features, changes and updates Enroll in product specific and any other trainings per client requirements/recommendations Partner with team leaders to brainstorm and identify training themes and learning issues to better serve the client Update job knowledge by participating in self learning opportunities and maintaining personal networks Deliver NoPerformance ParameterMeasure1ProcessNo. of cases resolved per day, compliance to process and quality standards, meeting process level SLAs, Pulse score, Customer feedback2Self- ManagementProductivity, efficiency, absenteeism, Training Hours, No of technical training completed Active Servicing, Default loans handling, Loss Mitigation, Bankruptcy, Loss Analysis, Foreclosure, REO, Flood Insurance, Hazard Insurance, Consumer reporting & Escrow Administration

Hiring for US Mortgage Post Closing Skill set: One year experince in Post closing /Loan origination is mandatory Freshers are not eligible Flexible to work in US shifts Work from home Salary max up to 3.5 LPA Need immediate joiners Qualification: Only graduates or Post graduates can apply Interested candidates can walk-in to the below address with your resume and one govt id proof Address: Brigade Tech Gardens, Kundalahalli, Brookefields Green Avenue, Kundalahalli, ITPL Main Rd, Phase 2, Brookefield, Bengaluru, Karnataka 560037 Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.

JOB TITLE: Due Diligence Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months 8 years Immediate Joiners Only Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities : Loan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate. Assess the borrower's credit history, employment, income, and debt levels. Confirm the property's value through appraisal reports. Credit and Financial Analysis: Evaluate credit reports to determine the borrower's creditworthiness. Analyse financial statements, tax returns, pay stubs, and other income documentation. Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: Ensure loans comply with all federal, state, and local regulations. Adhere to company policies and guidelines. Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: Any bachelors degree. Proven experience in mortgage processing or underwriting. Strong knowledge of mortgage industry regulations and procedures. Excellent analytical and problem-solving skills. Detail-oriented with exceptional organizational abilities. Proficiency in using mortgage processing software and financial tools. Effective communication and interpersonal skills. Ability to work efficiently under pressure and meet tight deadlines. Solid understanding of financial statements and credit reports. Certification in mortgage underwriting or related fields is a plus. Share your Updated CV on -9384663108

Having the ability to review and asses key documents and mortgage information, such as: Income evidence; payslips, P60’s, SA302’s, financial accounts and business plans etc Credit reference reports, EPC reports, Companies House searches

Job Title: Process Trainer Reports To (Title): Training Lead Job Location: Bangalore Job Summary: We are seeking an experienced Mortgage trainer, manage multiple training requirements and its implementation and measure its impact. A successful candidate will be passionate about learning and excited about the prospect of leading by example. Job Responsibilities: Requirements : • Past Mortgage Originations experience to design, develop and deliver training with two or more years of experience • Must have excellent presentation skills • Evaluating individual and organizational performance to ensure training is meeting business needs and improving performance • Identifying training needs by consulting with business stakeholders and using needs assessments • Developing and delivering training solutions that meet business needs • Optimizing training processes for efficiency • Manage supply chain in terms of planning, organizing, ensuring high conversion and retention from onboarding new hires till handover to business • Exhibit agility in both method and approach to accommodate planned and ad hoc requirements of the business Competency Requirement (with desired proficiency level): • Communication Skills (Oral and Written) Advanced • Mortgage Domain – Expert • Evaluating others – Advanced • Facilitation Skills – Advanced • Instructional Design – Intermediate • People Management – Advanced • Employee Engagement – Advanced • Stakeholder Management - Advanced • Excel Skills – Intermediate • Flexibility, Integrity and Accountability - Expert Additional Requirement: Graduate in any field Experience/certification in Mortgage industry with expertise to loan processing & Initial Underwriting in US Residential Mortgage. IF INTERESTED DO SHARE YOUR RESUMES TO ta129@matrixhrservices.com or 9019930479

"Join the Elite: Exclusive Hiring for US Mortgage Process Experts!" International Voice/Chat -Mortgage Process Salary: 2 LPA TO 6 LPA Drop your CV at (HR.RAVINA 7447710444) Graduates with at least 1 year of experience in an International BPO, Mortgage process Experienced candidates may qualify for a salary hike of up to 30%, based on skills and market trends. Role & responsibilities Addressing customer inquiries, resolving issues, and providing information via email, chat. Handling various stages of the mortgage application process, including data entry, document verification, and loan application processing Maintaining accurate and organized records of customer interactions, loan applications, and relevant documentation. Focusing on providing a positive and efficient experience for all customers involved in the mortgage process. Preferred candidate profile Good and decent communication skills (verbal and written) Basic knowledge of MS Office (Excel, Word) Strong attention to detail and accuracy Ability to multitask and meet deadlines Positive attitude and willingness to learn Why Join Us? Professional work environment Fixed week offs Great opportunity to learn and grow Perks and benefits: Competitive salary and performance-based incentives. Comprehensive training programs and ongoing professional development. Health benefits and employee wellness programs. Friendly and supportive work environment. Cab Facility till nodal point How to Apply: If you are passionate about customer service and want to be part of a dynamic team, please send your resume on below mention details. Contact Person: HR RAVINA at 74477710444

Position: Senior Quality Analyst with Database Testing Location: Hyderabad, India Duration: Full Time Rate: Open/Year Note: Looking for resources who can work from our offshore offices in Hyderabad Working Hours 3.00 PM IST to 12.00 AM IST Description: The Quality Assurance Engineer will be responsible for design and execution of system testing on large to complex implementations. Works collaboratively with project team for all testing related activities to accomplish completion of daily QA tasks on-time with a high level of quality. This role will be responsible for writing and executing manual and automation test scripts and tracking defects Agile and Waterfall Methodologies Writing SQL Queries Job Duties Need a strong resource who has hands on experience working on Shaw/Spectrum /Auto finance - Loan Servicing and DB migration testing skills Analyze all project specific documentation that would help to develop test scenarios and test cases for large projects and assist QA Lead on project estimates. Create detailed, comprehensive and well-structured manual and automated test plans and test cases Perform manual and automated test execution to ensure applications meet business requirements. Review manual test cases written by offshore to ensure complete test coverage Interact with business analyst and development team and project stakeholders to develop a strong understanding of the project and testing objectives Identify, log and track issues as they arise and communicate test progress, test results, and other relevant information. Follow defined quality assurance processes to ensure all projects meet testing standards. Other duties as assigned. Education and Work Experience: Bachelor's Degree or equivalent in computer science is required. Writing SQL Queries Strong Database Testing experience Azure DevOps Jira Agile/Waterfall Methodologies Manual Testing Experience 10+ years direct experience as a QA Analyst for major application integration and/or major application product release within a Microsoft .net and C# environment. Extensive experience in database testing - SQL Server and Oracle. Experience Selenium and Protractor. Please send your resume in word format with following details to anand.yalla@infolob.com , or call me @ 972-845-7069 Name in Full: Contact Details: Email ID: Current Location: Relocation: Availability for the Job/Notice Period: Previous CTC: Expected CTC/Salary: LinkedIn Profile: Skype ID: Best time to reach:

Title: US Mortgage preOps Location: Pune Experience: 1-6 yrs NP-Immediate joiners Job Summary The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Verify loan quality as per US requirements and lender guidelines and set up the loan for UW Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm Review and analyze all necessary documentation, including borrower docs and third-party docs Interpret policies while analyzing applicant information, property and documentation Comprehensive understanding of credit underwriting guidelines Requirements: This role requires a wide variety of strengths and capabilities, including: Minimum 1 year experience in US Residential Mortgage preferably in Pre UW/ File Set up with excellent knowledge of Income and Asset Guidelines Excellent customer service and written and verbal communication skills Detail oriented and excellent organizational skills Quick learner to keep up with the fast-paced mortgage industry Able to prioritize multiple tasks and manage time Problem-solver with strong analytical skills Adheres to directives, procedures, and standards Ability to work in a paperless environment Computer proficiency including Microsoft Office Product Suite Candidates must be available to work outside of normal business hours when necessary Flexible to work in 24/7 process including night shifts and weekends Years of experience needed Minimum 1 Year of experience US Residential Mortgage preferably in Pre UW/ File Set up with excellent knowledge of Income and Asset Guidelines Interested candidates please reach out at soundharya@lussotech.com, or call us at 8712034160

Deep understanding of the loan origination cycle and underwriting process. Ability to assess various mortgage documents for compliance and risk factors. Knowledge of ATR/QM, RESPA, TRID, and other regulatory guidelines. Experience with FHA, VA, USDA, and conventional loan types. Familiarity with Fannie Mae and Freddie Mac policies. Strong analytical and problem-solving skills. Detail-oriented with the ability to spot inconsistencies. Proficiency in MS Office applications. Excellent written and verbal communication skills.

Overview: Founded in 1988 and headquartered in Atlanta, Trimont (trimont,) is a specialized global commercial real estate loan services provider and partner for lenders seeking the infrastructure and capabilities needed to make informed, effective decisions related to the deployment, management and administration of commercial real estate secured credit, We do this with a team of 400+ extraordinary Team Members who serve a global client base from offices in Atlanta, Dallas, Kansas City, London, New York and Sydney We empower our skilled global teams by equipping them with the necessary knowledge and advanced technology, as well as fostering a culture driven by values This approach helps our teams excel and build meaningful client relationships, while providing the highest quality service and feeling proud of the work they do, Trimont is an innovative firm where visionary professionals come to learn, grow, and thrive with colleagues driven by curiosity and collaboration, Learn: We believe ongoing learning is critical and are focused on providing a work environment where all team members can take ownership of their careers, Grow: We work alongside the largest institutional lenders in the world, overseeing the most significant projects in the industry This unique opportunity allows us to broaden our skillset and develop our abilities by tackling some of the industry's most challenging and exciting endeavors, Thrive: Our firm is a place where ethics and excellence meet to create an experience that matches our capabilities There are no limits to what we as team members as an organization, can achieve together, Job Summary Performs operational accounting activities related to account reconcilement and maintenance Duties may include: providing operational accounting support to internal business groups and/or operations departments ensuring that accounts are being managed within the account policy requirements; analyzing and reviewing accounting documents for accuracy; tracing and investigating transactions to resolve questionable data and applying corrective actions when necessary; preparing various reports using online systems; preparing account reconciliation and certification; performing customer account maintenance duties; reviewing taxes Assists and provides guidance to lower-level Operations accounting clerks and specialists with reconciliation of complex problems May have direct/indirect responsibility for supporting, advising, and resolving disputes for customers, clients /vendors Acts as a subject matter expert and handles escalations, investigations May have indirect/direct interaction with internal and external clients Performs complex projects as requested, Responsibilities Analyze Commercial Real Estate property financial statements and rent rolls on quarterly and annual basis Team is responsible for reviewing rent roll, updating occupancy and making adjustments based on guidelines set by Commercial Real Estate Finance Council (CREFC) Rent Roll Analysis provides the investor an insight into the propertys occupancy and other tenant level details, rent roll team calculates the occupancy, and the actual rent generated from the property, Develop personal technical skills by completing appropriate training courses and satisfy the annual required training hour minimum Perform other duties and ad-hoc work projects as assigned by management, Perform complex administrative and customer support tasks by managing daily schedules, and providing work direction to the team Provide training and guidance to less experienced loan analyst and perform quality assurance and approve the work of other peers, Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals, Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements Required Qualifications 4+ years of Commercial Loan Servicing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Analyze and interpret financial information, Strong verbal and written communication skills are crucial for engaging with candidates and hiring managers, Masters degree in finance and accounting, Demonstrated capacity to achieve results in a fast-paced, high-volume, and dynamic setting, Organizational and administrative skills that reflect attention to detail and the ability to prioritize amidst competing demands, Strong work ethic and a sense of urgency, Skilled in managing sensitive information while upholding privacy, Handling workload and special projects efficiently, Ability to work both independently and within a team environment, Trimont is an equal opportunity employer, and were proud to support and celebrate diversity in the workplace If you have a disability and need an accommodation or assistance with the application process and/or using our website, please contact us We are proud to maintain a drug-free policy, ensuring that our community is a secure and productive space for all our team members,

We are looking for experienced US QM Loan Underwriters to join our team supporting U.S.-based lenders. This role involves end-to-end review and decisioning of residential mortgage loan files in alignment with Qualified Mortgage (QM) standards, Fannie Mae/Freddie Mac, Agencies (FHA, VA, USDA) guidelines, and client-specific overlays. The underwriter will work closely with U.S.-based stakeholders to deliver timely and accurate underwriting decisions from our offshore location. Key Responsibilities: Review and assess borrower documentation including income, assets, credit reports, and appraisals to determine loan eligibility under QM and agency guidelines. Use AUS tools (DU/LPA) to evaluate loan risk and validate findings. Document and justify underwriting decisions clearly within the clients Loan Origination System (LOS). Minimum 3-5 years of hands-on experience in US residential mortgage underwriting, with specific expertise in QM loans.

Hiring for US Mortgage- Loan origination Need minimum 1 year experience in US Mortgage Experince in Loan origination , All mortgage documents US shifs and offs Flxible to work from home ( Should have same experience) Salary max up to 3.5 LPA Need immediate joiners only Interested candidates can reach out to bhanumathi.bbb@sourcepointmortgage.com Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.

Job description QualityKiosk Technologies is one of the worlds largest Digital Quality Engineering partners and pioneers in performance engineering for largest Banking and Financial Services, Telecom and Automobile clients. QualityKiosk counts more than 50 of the Fortune 100 companies of India and 18 of the Fortune 500 companies across the globe as clients. Position 1: Role: Senior Manual Test Engineer with LOS (Loan Origination System) + SQL or SalesForce Yrs of Exp: 3 - 6 years Location: Navi Mumbai / BKC Position 2: Role: Manual Test Engineer with Internet Banking & Mobile Banking Experience Yrs of Exp: 2 - 6 years Location: Navi Mumbai / BKC ONLY IMMEDIATE to 15 DAYS JOINERS PREFERRED We have an excellent opportunity for Manual Test Engineer/Tester Salary: Best in Industry Location: Navi Mumbai (F2F Interview) Requirement: Hand on Experience in LOS (Loan Origination System) OR Internet banking/Retail Banking/Corporate Banking/Cash Management System. Fund Transfer experience is must - NEFT, RTGS, IMPS OR UPI Well-versed about SIM Binding & Device Binding Good Concepts of Manual Testing. API will be added advantage Flexible to Travel client location Interested candidates can share their updated resumes on hasan.khan-qkct@qualitykiosk.com Hasan khan | 8652847486 - Only WhatsApp

As Mortgage Underwriter you will be verifying loan applications and reviewing all 4 C’s, evaluating risks, and making loan eligibility decisions Need 1+ year of mandatory experience in US Mortgage 5 Days working 4 C’s Contact - Himanshu -9521247651

Key Responsibilities: Manage day-to-day servicing activities for a portfolio of US residential mortgage loans. Process mortgage payments, payoffs, escrow analysis, and account maintenance. Handle customer service inquiries related to billing, payments, escrow, taxes, insurance, and amortization schedules. Monitor delinquent accounts, send notices, and assist with loss mitigation processes when necessary. Coordinate with tax authorities, insurance companies, and internal departments to ensure timely payment and account accuracy. Ensure compliance with all federal and state regulations including RESPA, TILA, CFPB guidelines, and investor requirements (Fannie Mae, Freddie Mac, FHA, VA, etc.). Review and interpret servicing guidelines, investor rules, and client instructions. Maintain accurate records and perform data entry into mortgage servicing systems (e.g., MSP, Black Knight). Support audits and reporting requirements as needed. Qualifications: Education & Experience: Bachelors degree in Finance, Business, or a related field (preferred). 2+ years of experience in US mortgage servicing, preferably in a banking or financial institution. Experience with mortgage servicing platforms (MSP, Black Knight, LoanServ, etc.). Skills & Competencies: Strong knowledge of US mortgage regulations and servicing requirements. Excellent analytical and problem-solving skills. Effective verbal and written communication skills. High attention to detail and organizational skills. Ability to work independently and as part of a team in a fast-paced environment. Proficient in Microsoft Office (Excel, Word, Outlook). SHARE YOUR CV TO HR MANSI- 9008962148

The person responsible should have experience working in the Quality Management Team auditing Operation processes in the US Mortgage domain. Quality Monitoring Evaluation: Review process guidelines, documentation, sampling methodologies and compliance requirements to evaluate and report Line of Business quality performance. Sampling: Evaluate the sampling methodology to be utilized for each process. Based on the methodology determines the sample set eligible for process audit and evaluation as per the applicable audit frequency of daily/weekly/monthly. Process Audits: Conduct regular audits of loan servicing operations for Servicing Lines of businesses, to identify errors, inconsistencies, and areas of risk. Reporting Analysis: Prepare detailed quality reports, track key performance indicators (KPIs), and identify trends or recurring issues affecting team performance. Root Cause Analysis Corrective Actions: Investigate discrepancies and errors; collaborate with operational teams to develop corrective action plans and evaluate process improvement opportunities. Training Development: Assist in designing and delivering training sessions based on quality findings to improve team knowledge and compliance. Stakeholder Communication: Liaise with external and internal operations, compliance, and management teams to communicate quality findings and recommend best practices. Documentation Record-Keeping: Maintain comprehensive records of audits, quality reviews, and corrective actions for internal and external audits on Quality Management Applications. Role & responsibilities Preferred candidate profile

The ideal candidate will conduct onboarding, upskilling sessions, assessments, and collaborate with operations to ensure process accuracy, efficiency, and alignment with U.S. mortgage regulations and client expectations.

•Ensure the SLA's & KPI Targets •Review client escalations, Team Queries, and support team as Subject Matter Exp. •Deliver on CSAT targets External/ Internal •Comply all ISO & ISMS protocols •Monitoring results & KPI data •Identify portfolio risks Required Candidate profile •Graduate •As TL 02 years exp. on Paper-US Mortgage Origination, Pre Underwriting, Conditions review •Excellent Communication, analytic & interpersonal skills •Core Statistics, Trend & Ratio Analysis.

Provides final approval Underwriting of mortgage loans. Manage loans using all Encompass functions. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.4C’s of Underwriting Required Candidate profile 2-6 yrs exp. in US Mortgage Loan Processing • Minimum 2 years of experience in conventional/govt end-to-end underwriting • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit & Collateral

Ensure the SLA and KPI Targets as specified by the client are met consistently Demonstrate strong process knowledge and lead process changes/improvement with an end-to-end understanding of the Product Conduct huddles/training for process areas Required Candidate profile 04 - 06 Yrs leadership exp. US Mortgage Income Calculations; Pre Purchase Review; Credit Report Span control would range from 80 to 200 employees including SMEs, QAs, Team Leads and AM