Loan Executive

Meet with customers to determine their needs and recommend the right loan products to help meet their goals Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each applicant Identify and recommend products that meets the customer’s needs and the organization’s lending guidelines Review active loan files each day to determine if any documents are missing or what can be done to help the process along Research and evaluate the financial status of the person applying for a loan. Evaluate the credit value by processing the loan applications and documents within particular limits. Interview the loan applicants to determine their financial eligibility and prepare the feasibility report for granting loans. Communicate with the clients to provide information and to forward their loan requests. Approve loans for eligible applicants and reject the ones who are not eligible. Justify the approvals/rejection decisions by filing reports about the same. Complete loan agreements and counsel clients on limitations and policies. Have an excellent understanding of the different types of loans and other financial services. Maintain and update loan files and accounts records. Requirements Bachelors’ degree in Economics, Finance or a related field. Proven work experience as a Loan Officer or in Finance Industry. Excellent knowledge of computers and banking programs/applications. Outstanding interpersonal and communication skills. Excellent Sales and Marketing skills will be an added advantage. Sound understanding of direct and indirect lending practices and products. Excellent knowledge of the current affairs of the real estate industry. Outstanding customer service skills. Exceptional time management skills.