Loan Against Property Sales Manager

Loan Against Property (LAP) Executive Jaipur

Job Type:

Loan Against Property (LAP) Executive

Key Responsibilities

• Generate leads through field visits, references, and tele-calling for Loan Against Property
• Meet clients to understand their financial needs and loan eligibility
• Assess property documents and coordinate with banks/NBFCs for loan processing and disbursement
• Guide customers regarding interest rates, EMI, tenure, and documentation
• Maintain regular follow-ups with clients and banks for smooth processing
• Achieve monthly targets and maintain strong customer relationships
• Prepare and maintain MIS reports and daily activity logs

Candidate Requirements

• Experience:

  6 months to 3 years

  in LAP, home loan, or secured loan sales
• Education:

  Graduation preferred

• Skills: Excellent communication, negotiation, and interpersonal skills
• Local area knowledge of Jaipur is a must
• Must have a

  two-wheeler

  and a

  smartphone

• Comfortable with

  field work

  and client visits

Perks & Benefits

• Fixed salary with

  attractive incentives

• Career growth opportunities in the BFSI sector
• On-the-job learning and exposure to loan processing with leading banks/NBFCs

Core Skills for LAP Executives

Sales & Business Development

• Lead generation (field visits, referrals, telecalling)
• Client acquisition & relationship building
• Cross-selling and up-selling financial products
• Target-oriented approach

Loan Product Knowledge

• Deep understanding of

  Loan Against Property

  ,

  Home Loans

  ,

  Mortgage Loans

• Knowledge of bank/NBFC processes, eligibility criteria, and documentation
• Understanding of secured lending regulations

Credit & Risk Assessment

• Assessing income documents and repayment ability
• Basic knowledge of credit score/CIBIL
• Risk profiling and property valuation basics

Documentation & Compliance

• Handling of

  property papers

  ,

  legal reports

  , and

  technical evaluations

• Coordination with banks/NBFCs for file login, sanction, and disbursement
• Understanding of KYC, regulatory norms, and loan agreements

Communication & Negotiation

• Strong verbal and written communication (Hindi & English)
• Negotiation with clients for rates, terms, and conditions
• Liaising with banks, clients, and internal teams

Market & Local Knowledge

• Understanding of real estate market in the local area (e.g., Jaipur)
• Network of builders, brokers, and agents

Tech & Reporting

• Proficiency in basic tools: MS Excel, CRM software
• Maintaining MIS reports and follow-ups
• Using smartphone apps/tools for on-field updates

  Role & responsibilities

Preferred candidate profile