Legal Officer

Job Description

Job Description · Appear and represent before courts, tribunals, police station and other statutory and regulatory authorities on behalf of the Company. · Liaising and coordinating with advocates and law enforcement agencies, i.e. Police Station etc. on case-to-case basis along with continuous follow up to expedite each case. · Able to manage independently and also work together with the collection team in taking repossessions of assets / vehicles and making customer visits to ensure recovery. · Drafting, vetting, and assistance in finalizing formats of overdue notices, demand notices, S 138, S 25, loan recall, arbitration notices, letters, NOCs, undertakings, agreements, recovery letters, petitions, appeals, etc. in compliance with all laws and regulatory statutes. · Independently and proactively advise the collection team on legal issues, including civil and criminal litigation, in the respective region on a need basis. · Briefing advocates on legal and litigation matters and attending different courts, tribunals, and police stations in different proceedings for various civil / criminal matters. · Formulating and implementing the strategy for settlement and litigation in agreement with the collection teams. · To work in close coordination with the legal head and collection team for borrowers review and take legal steps for the recovery of outstanding debts. Coordination with collection departments for initiating legal action against defaulting borrowers. · Preparation and circulation of litigation MIS on a time-to-time basis and tracking and monitoring of the same. · Conduct legal research and prepare a summary or checklist based on various laws; attend courts, meetings as a representative of the company; and update matters in reports/MIS on respective cases. · Provide assistance in documentation and other debt recovery processes. · Handle all legal work as may be assigned from time to time. · Other routine matters. · The candidate should have a strong understanding of banking related laws and processes, including the Companies Act, Stamp Duty, NBFC and Banking Rules & Regulations. Job Types: Full-time, Permanent Pay: ₹20,000.00 - ₹25,000.00 per month Benefits: Provident Fund Schedule: Day shift Supplemental Pay: Yearly bonus Experience: total work: 1 year (Preferred) NBFC/Finance: 1 year (Required) Location: Kothamangalam College, Kochi, Kerala (Required) Work Location: In person