Investigator - Bharat Banking and Retail Lending Investigation

Investigations:Investigator - Bharat Banking and Retail Lending Investigation

INTERNAL USAGE:No. of Vacancies: 3 Reports to: Vertical Head, Bharat Banking and Retail Lending InvestigationIs a Team leaderN Team Size: Grade: AVP / Senior Manager / ManagerBusiness: IAD Department: Investigations Sub-Department: Bharat Banking and Retail Lending InvestigationLocation: CO (Mumbai)/Axis House (NCR)/flexible

About Internal Audit

Internal Audit function of the Bank, operates independently under the supervision of the Audit Committee of the Board and is responsible for providing an independent view to the Board of Directors and Senior Management on the quality and efficacy of the internal controls, risk management systems, governance systems and processes in place on an on-going basis. This is provided to primarily ensure that the business and support functions are in compliance with both internal and regulatory guidelines.

About the Role

Carrying out investigation of Bharat Banking and Retail Lending cases, assessment of staff accountability, preparation of quality reports within defined TAT, reporting to internal and external authorities

Key Responsibilities Conduct holistic investigation into suspected frauds/complaints w.r.t Retail Assets / Retail Agri / Microfinance related cases within defined TAT Proactively manage and undertake the Investigations in tandem with the leading forensic and fraud investigation practices, Banks Policies, Procedures and Regulatory requirements. Liaising with the all the relevant stakeholders (Internal and external) Engage and communicate with the Senior Management and other control functions such as Risk, Transaction monitoring, Compliance, etc Review of product and process to ensure that vulnerability from a fraud risk management perspective is addressed reasonably. Conduct assessment of operational lapses and staff accountability

Qualifications

Chartered Accountant / MBA / Accounting / FRM
Certified Fraud Examiner (CFE) will be an added advantage

Role Proficiencies:

Minimum of 2 years of experience in Credit Function / Credit product & processes / Retail Assets / Retail Agri / Microfinance
Knowledge of Retail Lending/Retail Agri/Microfinance products and loan appraisal/disbursal/monitoring process Experience in conducting investigations related to frauds, complaints, whistleblower, staff misconduct, bribery/ corruption, etc will be preferred Good communication (both verbal & written) and inter-personal skills Strong MS Word/Excel skills, financial analysis skills Ability to prioritize and make decisions in a fast-paced environment Ability to work as a part of team and contribute towards team goals Ability to manage multiple tasks/projects and deadlines simultaneously