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Tata Capital
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Individual Loan Officer - MFB Vizianagaram - Huda Colony J Grades

Individual Loan Officer - MFB Vizianagaram - Huda Colony J Grades

Tata Capital

2 - 7 years

4 - 8 Lacs

Vizianagaram

Posted:1 day ago| Platform:

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Skills Required

market penetration financial services sales financial products business growth channel sales business development disbursement marketing client relationship management relationship management channel management client relationship finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly motivated and experienced Individual Loan Officer to join our team in Vizianagaram. The ideal candidate will have 2-7 years of experience driving Rural Individual Loan business sales and achieving business deliverables. Roles and Responsibility
Ensure onboarding of quality customers to maintain the highest portfolio quality.
Identify, source potential rural individual loan customers, and disburse loans according to internal processes and policies.
Conduct business and house verification for potential customers, including financial analysis to finalize desired loan amounts.
Enable business growth across assigned territories for deeper market penetration and reach.
Achieve disbursement targets and desired productivity numbers.
Maintain expected collection efficiency and ensure minimum delinquency.
Continuously follow up with overdue customers to ensure repayment.
Build strong client relationships both internally and externally, and establish a strong brand identity with existing and potential customer base.
Achieve the highest First Time Right (FTR) rate.
Engage in continuous learning and development programs to upskill.
Adhere to product, process, and company policies.

Job
Graduate in any discipline.
Minimum 2 years of experience in banking or financial services.
Possess strong knowledge of financial products and services.
Demonstrate excellent communication and interpersonal skills.
Ability to work in a fast-paced environment and meet deadlines is essential.
Exhibit strong analytical and problem-solving skills.
Commitment to ongoing learning and professional development.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3543 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Individual Loan Officer - MFB Vizianagaram - Huda Colony J Grades