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5.0 - 10.0 years
7 - 12 Lacs
Ambur, Ambasamudram, Attur
Work from Office
ROLEPURPOSE & OBJECTIVE DrivesMortgage business in their respective Cluster. Is responsible foroverall growth and success of the MLAP business & cross sellTPP & Liability Products Buildefficient team of Relationship Officers in the Cluster assigned NON-FINANCIALSIZE Costof hiring and placing new Relationship Officers at Branches OperationalCost of managing the Conveyance and Claims of RelationshipOfficers Costof procurement marketing collaterals, sales aids Shallbe expected to manage a portfolio of Rs.15 Cr. Progressively Managinga single product across the branches of operations Managinga team size of 5 employees progressively Managingassets like marketing collaterals, Stationary, Dockets andSystems Managinghiring and placement of Relationship Officers in requiredBranches KEYDUTIES & RESPONSIBILITIES OF THE ROLE Candidateshould be able to deliver budgeted business figures from theCluster of control through placing adequate manpower across activebranches. He/She is also responsible for building a qualityportfolio without compromising on quantum of business Business/Financials Daily/Weekly /Monthly monitoring of the accomplishment of targetsaccording to the annual/monthly targets established for the areaand branches under his/her responsibility to provide guidance andsolutions to his/her team as required SupportsLoan Officers- in his/her area in their duties of client visits,risk assessment and recovery strategies Efficientstaffing by timely recruitment & training SupportsRelationship Officers- in his/her area in their duties of clientvisits, risk assessment and recovery strategies Shouldbe ready to travel extensively across the cluster of control forbusiness requirements Customer(Both Internal & External) Ensurethat customers are aware of the Product and services properly Ensurethat customers are explained about the Terms & Conditions ofProduct Focuson lower TAT as per laid down standards. InternalProcess Monitorhealth of portfolio Ensurecompliance with lending guidelines, quality framework and auditrequirements; ensure speedy resolution of any audit observationsand take necessary steps to prevent recurrence audit and otherregulations. Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools Innovation& Learning Ensuregoal-setting, mid-year review and annual appraisal process withinspecified timelines for self and reportees Evaluatethe staff competences in terms of promotion, business assessmentand credit risk assessment capacity and propose solutions forimprovement Expectedto be updated with all new improvement & innovationshappening in the market and competitors Shouldbe updated with the latest trends in civic and local laws of theterritory of operation Qualifications Graduatein Commerce or relevant subjects AnMBA or equivalent is an added advantage Experience(Yearsand Core Experience Type) 5years in sales and documentation of loans of which at least 2years in Housing Loans, home loans or loan against property in anNBFC/ Bank/HFC. Mixed experience of Sales & Credit isacceptable, but should be predominantly in sales Certifications Relevantcertifications shall be an added advantage FunctionalSkills Abilityto create teams and drive sales performance. Will be required totake complete ownership of MLAP at Cluster level. Abilityto engage with customers, Plan & execute Marketing and Salespromotion for MLAP Abilityto speak and read regional language(s)- is desirable. Ability tocommunicate in English (Read-speak-write) is required. Has goodverbal fluency and uses simple, clear and purposeful language. AdequateComputer knowledge BehavioralSkills Sound Product knowledge Should possess Training Skills Willingnessto travel & relocation as per business requirements andcareer opportunities Managing customer relations Performance oriented Competencies Good Computer Knowledge Competentto handle MIS systems and Lending Software KEYINTERACTIONS INTERNAL EXTERNAL Product and Marketing Team Regional Operations, Credit Audit,Vigilance and FCU team Area Technical Manager Legal Vendors External marketing agencies Competitor Counterparts Location - Ambasamudram,Ambur,Attur,Bengaluru,Belgaum,Chamarajanagar,Channapatna,Chikkaballapura,Chitradurga,Coimbatore,Cuddalore,Cumbum,Davangere,Dharapuram,Dharmapuri,Dharwad,Dindigul,Erode,Gangavathi,Gangavati,Gobichettipalayam,Gokak,Gundlupet,Hebbal,Kanchipuram,Kumbakonam,Maddur,Madurai,Mannargudi,Mayiladuthurai,Mysuru,Nagercoil,Nanjangud,Pattukkottai,Periyakulam,Ramanujnagar,Rajanagaram,Ramanathapuram,Salem,Sankarankoil,Shimoga,Sivakasi,Shrirangapattana,Thanjavur,Theni,Thiruvaiyaru,Tiruvannamalai,Thiruvarur,Tiptur,Tirunelveli,Tiruppur,Tumkur,Udumalaipettai,Virudhachalam
Posted 2 weeks ago
7.0 - 10.0 years
9 - 12 Lacs
Chennai, Coimbatore, Bengaluru
Work from Office
ROLEPURPOSE & OBJECTIVE HousingLoan is a growing business for Ujjivan. The Area Manager-HousingLoan is the most important position that will drive this businessin the respective cluster. The position is responsible foroverall growth and success of the business in the cluster. Builtefficient team of Loan officers and cluster Managers in theArea/cluster assigned Overseesthe performance of the HL portfolio of his/her region by area andbranch in terms of growth (amount and client base) andproductivity of cluster manager/loan officers by guiding them andcarrying out constructive reviews of their performance Overallresponsible for the control and recovery of loans in his/herregion, risk assessment and recovery strategies. Incoordination with the branch, credit & product teams,identifies suitable branches and locations for Housing businessloan and gets the locations activated. Ensures proper goalsetting, resource planning, marketing and sourcing of HLbusiness. Identifying legal and technical evaluators in thelocations during expansion. Workclosely with product and marketing team to drive suitablebranding and marketing activities in his/her respective cluster. Effictivlyhandly DSA Chanl contcores. NON-FINANCIALSIZE Willbe responsible to handle the geography of at least 3-4 clusterswith a portfolio size of ?100 ?150 Crore Willbe responsible to handle a team of 4 5 cluster managerswith an indirect reporting of 15 30 Loanofficers/relationship managers KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business Daily/Weekly /Monthly monitoring of the accomplishment of targetsaccording to the annual/monthly targets established for the areaand branches under his/her responsibility to provide guidance andsolutions to his/her team as required Assigntargets and results on daily, weekly, monthly basis of portfolioof risk by different categories such as days in arrears, numberof installment due, amount within his/her region by area, branch,loan officer with the objective to identify tendencies and risks. SupportsCluster Manager- in his/her area in their duties of clientvisits, risk assessment and recovery strategies Efficientstaffing by timely recruitment & training Implement,supervise and control effectiveness of commercial strategy withhis/her team to reach the productivity and growth targetsestablished. Approvedeviations and exceptions according to policy in place. Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools Customer Ensurecustomers are educated about all products/services offered byUjjivan. Ensurelower customer attrition by providing different products as percustomer requirement. Focuson lower TAT as per laid down standards. Internalprocess Ensurecompliance with lending guidelines, quality framework and auditrequirements; ensure speedy resolution of any audit observationsand take necessary steps to prevent recurrence audit and otherregulations. Monitorhealth of portfolio Sanctioningof loans according to the policy in place. Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools Discussstrategies and changes in terms of products, capacity building,procedures etc. Learning& Performance Ensurethat all members of his team are up to date on all relevantcirculars and all products/services offered in the Branch Evaluatethe staff competences in terms of promotion, business assessmentand credit risk assessment capacity and propose solutions forimprovement Ensureadherence to training man-days/ mandatory training programs forself and reportees Ensuregoal-setting, mid-year review and annual appraisal process withinspecified timelines for self and reportees Monitorperformance of staff against defined goals/metrics and takecorrective action wherever required; undertake disciplinary andattendance monitoring of Housing Loans team. Educational Qualifications Graduate,preferably Post Graduation Experience 8-13 yearsin sales and documentation of loans of which at least 4 years inHousing Loans, home loans or loan against property in an NBFC/Bank/HFC/ CA firms/ Outsourcing Agencies. Mixed experience ofSales + Credit is acceptable, but should be predominantly insales. FunctionalSkills Abilityto create teams and drive sales performance. Will be required totake complete ownership of Housing Loan at sub-regional level. Abilityto engage with customers, colleagues & agencies providingvaluation and legal opinion. Plan & execute Marketing andSales promotion for Housing Loan Abilityto plan and coordinate TeamLeading Experience is highly preferred Abilityto speak and read regional language(s)- is desirable. Ability tocommunicate in English (Read-speak-write) is required. Has goodverbal fluency and uses simple, clear and purposeful language. GoodComputer knowledge. Characteristicsof Entrepreneurial Behavior Ability to plan, set goals,initiative, persistence, self-discipline, capacity to take risks,produce support networks and assess the market Establishesa friendly and professional relationship with the entire team BehavioralSkills TrainingSkills Interpersonalskills ability to handle various types of mindsets andget desired output for meeting banks goal Willingnessto travel & relocation as per business requirements andcareer opportunities Managingcustomer relations Performanceoriented EYINTERACTIONS INTERNAL EXTERNAL Productand marketing team Legal& technical team RegionalOps, Credit , collection Externalmarketing agency Audit,Vigilance, Admin & FCU team Location - Bengaluru,Chennai,Coimbatore,Dharwad,Dindigul,Ernakulam,Hyderabad,Magadi,Peenya,Tiruchirapalli,Vellore,Vijayawada,Visakhapatnam
Posted 2 weeks ago
4.0 - 7.0 years
6 - 9 Lacs
Kalburagi, Hyderabad, Bengaluru
Work from Office
ROLEPURPOSE & OBJECTIVE Expertknowledge of assessing credit risk for Home Loan by applyingDeposit of Title Documents and Registration of Mortgageguidelines. Conductincome appraisal of salaried and self-employed borrowers. Indepth understanding and analysis of P & L Account and BalanceSheet including cash flows of self-employed borrowers. Assessincome to obligation ratios, loan to value ratios, in depthknowledge of rational behind calculation of ratios and its impacton loan performance over long tenures. ProvideMarket intelligence from a competition and customer stand point Recommendationson new processes & fraud Control initiative etc ManageCredit Officers team NON-FINANCIALSIZE Manageentire Area underwriting teams Handlingportfolio from 50 Cr to 200 Cr Supervisingthe monthly disbursement of 60-150 files from the assigned area EfficientTAT management by credit team Ensureto strengthen area credit team to include more responsibilities Tomanage direct and indirect team of close to 4-10 people. Involvein process reengineering, Audits, Policy change discussions etc. KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business EnsureCredit policy and process adherence in the Cluster. Co-ordinatewith Legal & Technical Agencies. Guide/MonitorCredit Officers of the cluster. Ensuretimely training to branches in the cluster. SuggestPolicy revisions in line with changing market conditions. Customer Expertknowledge of customer segments in various markets of India andtheir performance histories. Expertknowledge of negative profiles, negative property types andnegative property locations Completeunderstanding of various collateral types of all regions andcities in India and their title documentation requirements forcreation of equitable mortgage Knowledgeof property valuation process through vendors and knowledge &keen interestin monitoring current property price / historical propertyprices. Meetappropriate customers for understanding of their needs Conductunderwriting for cases under purview Pickup EWS for the set of clients in his area Maintainportfolio quality of the Cluster as per company norms. Monitoringand tracking of HL Loan cases. Maintainvarious standard MIS for HL Loan. Ensurevarious reports are being sent to stakeholders on monthly basis &at regular frequencies. InternalProcess AppropriateIntervention to manage ground level risk effectively. Ensureadherence to RBI regulations on documentation and KYC compliance. LUCand periodic loan monitoring framework ProvideAudit Compliance. Timelyhiring of Credit Officer for the Cluster as per the budget Learning& Performance Maintainup to date knowledge of HL and other related products. Upgradeself and team about changes happening in the market. Networkingwith other NBFCs/Banks to have a deeper understanding of theIndustry and its perspectives Ensureon time appraisal and suggest suitable career paths for staff Note: Highlightonly the critical baseline responsibilities; and not activities thatthe role holder might do on an ad-hoc/on-off case MINIMUMREQUIREMENTS OF KNOWLEDGE & SKILLS Qualifications Graduateor Post graduate (preferred MBA) from a reputed college. Experience(Yearsand Core Experience Type) Preferredexperience of 4 years or more in Credit Home loans/MortgageLoans/MSME Loans Loan products. Teamhandling is a must. FunctionalSkills Knowledgeof Credit in LAP/Mortgage Loans/MSME Loans including term loans and overdrafts BusinessAnalysis Skills CommunicationSkills. BehavioralSkills TeamManagement Skills Leadership Possessesgood interpersonal skills. Location - Bengaluru,Kalburagi,Hyderabad,Tambaram,Vijayawada
Posted 2 weeks ago
2.0 - 7.0 years
2 - 4 Lacs
New Delhi, Navi Mumbai, Ahmedabad
Work from Office
Drive team targets and performance Ensure smooth ops and issue resolution Boost conversions and collaboration Track progress and lead improvements
Posted 2 weeks ago
1.0 - 4.0 years
3 - 6 Lacs
Bikaner, Jodhpur
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in sales, relationship management, or a related field. Roles and Responsibility Manage relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to expand the client base. Develop and implement effective sales plans to achieve business objectives. Collaborate with internal teams to provide comprehensive solutions to clients. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain strong relationships with key stakeholders, including customers, partners, and colleagues. Job Requirements Strong understanding of micro mortgages and inclusive banking products. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills with attention to detail. Experience working with diverse client groups, including those from underprivileged backgrounds. Familiarity with financial regulations and compliance requirements.
Posted 2 weeks ago
1.0 - 3.0 years
3 - 5 Lacs
Madurai
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-3 years of experience in retail mortgages and relationship management, with a strong background in these areas. Roles and Responsibility Manage relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement sales plans to achieve targets and grow the client base. Provide excellent customer service and support to resolve client queries and issues. Collaborate with internal teams to ensure seamless delivery of products and services. Analyze market trends and competitor activity to stay ahead in the market. Job Requirements Strong knowledge of retail mortgages and relationship management principles. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working in a similar role within the BFSI industry is preferred. Ability to adapt to changing circumstances and priorities.
Posted 2 weeks ago
1.0 - 2.0 years
3 - 4 Lacs
Kumbakonam, Tanjore, Boodhalur
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in micro mortgages or sales roles. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from micro mortgage products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and sales techniques. Excellent communication and interpersonal skills to build strong client relationships. Ability to work independently and as part of a team to achieve sales targets. Proficiency in using technology platforms to manage client data and interactions. Strong analytical and problem-solving skills to identify new business opportunities. Experience working in a fast-paced environment with multiple priorities and deadlines.
Posted 2 weeks ago
4.0 - 9.0 years
6 - 10 Lacs
Madurai, Tirunelveli, Sankarankovil
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 4 to 9 years of experience in the BFSI industry, with a strong background in affordable housing and housing loans. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from existing clients. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Minimum 4 years of experience in relationship management, preferably in the BFSI industry. Strong knowledge of affordable housing and housing loans. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial products and services is an added advantage. Location - Madurai,Tirunelveli,Sankarankovil,Kanyakumari ,Nagercoil
Posted 2 weeks ago
1.0 - 6.0 years
4 - 8 Lacs
Turuvekere, Shimoga, Bhadravathi
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 6 years of experience in retail mortgages and sales, with a strong background in relationship management. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement effective sales plans to achieve business targets. Collaborate with internal teams to provide excellent customer service and support. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong network of contacts within the community. Job Requirements Minimum 1 year of experience in retail mortgages and sales. Strong knowledge of financial products and services, including mortgage loans. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with diverse client groups and building strong relationships.
Posted 2 weeks ago
4.0 - 8.0 years
4 - 8 Lacs
Hubli, Gadag
Work from Office
We are looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank, with 4 years of experience in the BFSI industry. The ideal candidate will have a strong background in retail mortgages and sales. Roles and Responsibility Manage relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement effective sales plans to meet or exceed monthly targets. Collaborate with internal teams to resolve customer complaints and issues. Provide excellent customer service and support to ensure long-term relationships. Analyze market trends and competitor activity to stay ahead in the market. Job Requirements Minimum 4 years of experience in retail mortgages or sales, preferably in the BFSI industry. Strong knowledge of financial products and services, including retail mortgages. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working with inclusive banking products and services is an added advantage.
Posted 2 weeks ago
3.0 - 7.0 years
5 - 9 Lacs
Kolhapur, Pune, Datta Nagar
Work from Office
We are looking for a skilled Branch Sales Manager to lead our Micro Mortgages team in Equitas Small Finance Bank. The ideal candidate will have 3-7 years of experience in sales, preferably in micro mortgages or inclusive banking. Roles and Responsibility Manage and oversee the daily operations of the branch's micro mortgage team. Develop and implement strategies to boost sales and meet business targets. Lead and motivate a team of sales professionals to achieve their goals. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify new business opportunities. Ensure compliance with regulatory requirements and industry standards. Job Requirements Proven experience in sales, preferably in micro mortgages or inclusive banking. Strong leadership and management skills, with the ability to motivate and inspire a team. Excellent communication and interpersonal skills, enabling strong relationship building. Ability to analyze market trends and develop effective sales strategies. Strong problem-solving and decision-making skills, with attention to detail. Experience working in a fast-paced environment and meeting deadlines. Location - Pune,Kolhapur,Datta Nagar,Pandharpur
Posted 2 weeks ago
3.0 - 7.0 years
2 - 5 Lacs
Dharapuram, Tamil Nadu
Work from Office
We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Roles and Responsibility Manage and oversee the daily operations of the branch sales team to achieve business objectives. Develop and implement effective sales strategies to drive growth and expansion in the retail mortgage sector. Lead and motivate a team of sales professionals to meet or exceed sales targets. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities and threats. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Proven experience in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Strong leadership and motivational skills, with the ability to inspire and guide a team. Excellent communication and interpersonal skills, enabling building strong relationships with customers and stakeholders. Ability to analyze market trends and develop effective sales strategies. Strong problem-solving and decision-making skills, with the capacity to work under pressure. Experience working with financial institutions, particularly small finance banks, is an advantage. Location - Inclusive Banking - MF,South,Tamil Nadu,Erode,Erode,Surampatti,Dharapuram,1297,Dharapuram
Posted 2 weeks ago
1.0 - 4.0 years
3 - 6 Lacs
Madurai, Dindigul
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 4 years of experience in sales, preferably in the affordable housing sector. Roles and Responsibility Develop and maintain strong relationships with clients to promote housing loan products. Identify new business opportunities and expand existing customer relationships. Provide excellent customer service and ensure high levels of customer satisfaction. Collaborate with internal teams to achieve sales targets and grow the business. Stay updated on market trends and competitor activity to stay ahead in the market. Build and maintain a network of contacts within the community to promote the bank's products. Job Requirements Minimum 1 year of experience in sales, preferably in the affordable housing sector. Strong knowledge of housing loan products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with relationship management software and systems.
Posted 2 weeks ago
4.0 - 9.0 years
6 - 11 Lacs
Madurai
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank, focusing on affordable housing and housing loans. The ideal candidate will have 4 to 9 years of experience in sales and relationship management within the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with clients to understand their housing needs and provide tailored solutions. Identify new business opportunities and expand existing client relationships through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of housing loan products and services. Provide exceptional customer service and support to resolve client queries and concerns. Analyze market trends and competitor activity to stay ahead in the competitive housing finance landscape. Meet or exceed monthly and quarterly sales targets by promoting affordable housing products. Job Requirements Proven experience in sales and relationship management within the BFSI industry, preferably in housing finance. Strong knowledge of housing loan products, including features, benefits, and risks. Excellent communication, interpersonal, and negotiation skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets consistently. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Proficiency in using CRM software and other tools to manage client interactions and sales performance.
Posted 2 weeks ago
1.0 - 6.0 years
3 - 8 Lacs
Madurai, Sivakasi
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 6 years of experience in the field. Roles and Responsibility Manage and process credit applications, including housing loan and affordable housing. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with internal teams to ensure seamless credit processing and disbursement. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing strategies to optimize credit quality. Stay updated with industry trends and regulatory changes to ensure compliance and best practices in credit management. Job Requirements Strong knowledge of credit principles, practices, and regulations, particularly in housing loan and affordable housing. Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions. Effective communication and interpersonal skills, enabling strong relationship building with clients and internal stakeholders. Ability to work in a fast-paced environment, prioritizing tasks and managing multiple responsibilities. Proficiency in credit software and systems, with the ability to learn new technologies and adapt to changing systems. Strong attention to detail, ensuring accuracy and quality in all aspects of credit processing and disbursement.
Posted 2 weeks ago
4.0 - 9.0 years
6 - 11 Lacs
Karnataka
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 4 to 9 years of experience in retail mortgages and sales, with a strong background in relationship management. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement effective sales plans to achieve targets and grow the business. Collaborate with internal teams to provide excellent customer service and support. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong network of contacts within the community to promote the bank's products and services. Job Requirements Minimum 4 years of experience in retail mortgages and sales, preferably in a similar role. Strong knowledge of financial products and services, including retail mortgages and inclusive banking. Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills, with attention to detail and accuracy. Experience working with small finance banks or similar institutions is an advantage. Location - Inclusive Banking - SBL,South,Karnataka,Karnataka,Bangalore,Chandapura,Karnataka,3037,Mallathali
Posted 2 weeks ago
2.0 - 3.0 years
4 - 5 Lacs
Dungarpur, Udaipura
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-3 years of experience in the BFSI industry, preferably with a background in Micro Mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from micro mortgages. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgages and inclusive banking products. Excellent communication and interpersonal skills to build strong client relationships. Ability to work independently and as part of a team to achieve sales targets. Proficiency in using technology platforms to manage client data and transactions. Strong analytical and problem-solving skills to identify new business opportunities. Experience working in a fast-paced environment with multiple priorities and deadlines.
Posted 2 weeks ago
1.0 - 6.0 years
3 - 8 Lacs
Kambam, Tamil Nadu
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-6 years of experience in the BFSI industry, preferably with a background in Micro Mortgages. Roles and Responsibility Manage relationships with existing customers to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and generate leads for Micro Mortgage sales. Conduct site visits to assess customer needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from Micro Mortgage products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of customer interactions and sales performance. Job Requirements Strong knowledge of Micro Mortgage products and sales techniques. Excellent communication and interpersonal skills to build strong customer relationships. Ability to work independently and as part of a team to achieve sales targets. Proficiency in using technology-based tools to manage customer data and sales performance. Strong analytical and problem-solving skills to identify new business opportunities. Experience working in a fast-paced environment with multiple priorities and deadlines. Location - Inclusive Banking - SBL,South,Tamil Nadu,Madurai,Dhindukkal North,Kambam,Theni,1281,Kambam
Posted 2 weeks ago
1.0 - 6.0 years
3 - 8 Lacs
Madurai, Sankarankoil, Tirunelveli
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-6 years of experience in sales, relationship management, and micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from micro mortgages. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Proven experience in sales, relationship management, and micro mortgages. Strong understanding of financial products and services related to micro mortgages. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with banking regulations and compliance requirements.
Posted 2 weeks ago
2.0 - 4.0 years
4 - 6 Lacs
Warangal
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-4 years of experience in retail mortgages and relationship management, with a strong background in these areas. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement sales plans to achieve targets and goals. Provide excellent customer service and support to resolve client queries and issues. Job Requirements Strong knowledge of retail mortgages and relationship management principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with diverse client groups and building strong relationships. Familiarity with industry trends and competitor activity.
Posted 2 weeks ago
14.0 - 19.0 years
16 - 20 Lacs
Pollachi, Coimbatore, Erode
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with a strong background in retail mortgages and sales. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and analyze competitor activity to stay ahead in the market. Collaborate with internal teams to provide excellent customer service and support. Develop and implement effective sales plans to achieve targets and goals. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Strong knowledge of retail mortgages and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with diverse client groups and teams. Strong leadership and management skills. Location - Erode,Coimbatore,Pollachi,Palladam
Posted 2 weeks ago
1.0 - 2.0 years
3 - 4 Lacs
Vapi
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably with a background in retail mortgages. Roles and Responsibility Manage relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement sales plans to meet or exceed monthly targets. Collaborate with internal teams to resolve customer complaints and issues. Provide excellent customer service and support to ensure long-term relationships. Stay up-to-date with industry trends and competitor activity to identify new business opportunities. Job Requirements Strong knowledge of retail mortgages and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with diverse client groups and building strong relationships. Familiarity with inclusive banking practices and principles.
Posted 2 weeks ago
2.0 - 5.0 years
4 - 7 Lacs
Sangareddy
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-5 years of experience in the BFSI industry, with a strong background in affordable housing and housing loan sales. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Develop and implement effective sales strategies to achieve monthly targets. Conduct site visits to assess client needs and provide personalized solutions. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and sales performance. Job Requirements Proven experience in relationship management, preferably in the BFSI industry. Strong knowledge of affordable housing and housing loan products. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills with attention to detail. Familiarity with CRM software and MS Office applications.
Posted 2 weeks ago
0.0 - 3.0 years
2 - 5 Lacs
Coimbatore
Work from Office
We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 0-3 years of experience in the BFSI industry, with a strong background in affordable housing and housing loans. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from existing clients. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of affordable housing and housing loan products. Excellent communication and interpersonal skills for building strong client relationships. Ability to work independently and as part of a team to achieve sales targets. Proficiency in using technology platforms for managing client data and interactions. Strong analytical and problem-solving skills to identify new business opportunities. Ability to adapt to changing market conditions and regulatory requirements.
Posted 2 weeks ago
14.0 - 19.0 years
16 - 20 Lacs
Chidambaram, Tamil Nadu
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with a strong background in retail mortgages and sales. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and analyze competitor activity to stay ahead in the market. Collaborate with internal teams to provide excellent customer service and support. Develop and implement effective sales plans to achieve targets and goals. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Strong knowledge of retail mortgages and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with diverse client groups and teams. Ability to build and maintain strong relationships with customers and colleagues. Location - Inclusive Banking - SBL,South,Tamil Nadu,Mailaduthurai,Mailaduthurai,Chidambaram,Cudalore,1171,Chidambaram
Posted 2 weeks ago
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