Head- Product Tech/Digital Initiatives

Job Description

Role & responsibilities Tech Leadership & Architecture Coordinate and manage delivery of customized loan journeys and workflow systems with external software service providers. Evaluate, recommend, and implement digital tools (from within and outside BFSI) to improve operational efficiency and customer experience. Own and evolve the end-to-end technology architecture for lending, collections, and customer lifecycle management. Collaborate with internal stakeholders to translate business goals into scalable and secure technical solutions. Systems & Integrations: Evaluation of APIs and microservices for integrations with: Fintech partners and financial institutions Government systems (e.g., Aadhaar, PAN, CKYC) Credit bureaus and scoring engines Payment systems including UPI and bank gateways Ensure smooth operation and scaling of third-party and core NBFC system integrations. Compliance & Security Ensure that technology platforms comply with RBI/NBFC guidelines , including data protection, auditability, and operational resilience. Proactively identify and mitigate risks related to system performance, data integrity, and cybersecurity. Preferred candidate profile Education: B.E./B.Tech in Engineering (Computer Science preferred); MBA from a premier institute is a strong advantage. Experience: Minimum 5+ years of relevant experience in technology roles within fintech, NBFCs, or lending platforms . Proven track record of working in or with startups , especially in fast-paced and dynamic environments. Strong understanding of of lending lifecycle and financial workflows, cloud infrastructure and modern tech stacks, regulatory requirements for lending in India