Gold Loan Sales Officer

0 years

0 Lacs

samba jammu & kashmir india

Posted:22 hours ago| Platform: Linkedin logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Company Description

HDFC Bank, India's largest private sector bank, serves a customer base of over 92 million with an extensive network of branches and ATMs across urban and rural areas. Established in 1995 and promoted by HDFC Ltd, the bank has a strong focus on product innovation, customer satisfaction, and operational efficiency. Following its merger with HDFC Ltd in 2023, the bank offers enhanced financial services, including home loans, to individuals and businesses. Besides providing comprehensive banking solutions, HDFC Bank drives meaningful social impact through its CSR initiative, Parivartan, addressing areas such as education, healthcare, and sustainable livelihoods. The bank remains committed to innovation and safeguarding customer data while expanding its digital and physical presence.

Role Description

This is a full-time, on-site role for a Gold Loan Sales Officer located in Samba. The primary responsibility includes identifying potential customers for gold loan products and ensuring smooth loan disbursement processes. Day-to-day tasks involve meeting customers, assessing loan eligibility, explaining gold loan offerings, and ensuring compliance with all regulatory and organizational guidelines. The Gold Loan Sales Officer will also work closely with branch staff to achieve sales targets and enhance customer satisfaction.

Qualifications

  • Knowledge of financial products, especially gold loans, and sales techniques.
  • Strong communication, interpersonal, and customer service skills.
  • Proficiency in meeting sales targets and maintaining customer relationships.
  • Analytical skills to assess customer needs and ability to adhere to compliance guidelines.
  • Relevant experience in sales, banking, or financial services is a plus.
  • Bachelor’s degree in any field is preferred, though equivalent experience may be considered.
  • Knowledge of local language and geography is beneficial for customer interaction.

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