Fintech Payments & Compliance Lead (UPI / Digital Payments)

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About Us

Roles & Responsibilities

1. Regulatory & Compliance

• Lead the RBI licensing process (Payment Aggregator / PSP / Payment Bank).
• Liaise with NPCI for UPI PSP approval and compliance audits.
• Define and implement KYC, AML, and fraud monitoring frameworks.
• Partner with sponsor banks to ensure smooth settlements and reconciliations.
• Prepare all documentation and policies for regulatory submissions.
  

2. Technical & Product Guidance

• Design UPI system architecture including transaction flows, QR payments, and UPI ID management.
• Guide frontend and mobile developers on secure UPI integration.
• Ensure security measures: encryption, key management, OTP/biometric verification.
• Oversee sandbox integration with banks/NPCI and testing of transaction flows.
• Provide technical input for feature roadmap and user experience.
  

3. Strategic & Advisory

• Recommend adoption strategies for users and merchants in target niche.
• Ensure compliance with RBI/NPCI audits post-launch.
• Advise on scalable and secure transaction workflows.
  

Required Skills & Experience

• Extensive knowledge of UPI, NPCI guidelines, Payment Aggregator / PSP operations.
• Experience with RBI compliance, licensing, and digital payment regulations.
• Familiarity with bank partnerships and settlement workflows.
• Strong technical understanding of backend payment systems, APIs, and security protocols.
• Experience in leading fintech or payments projects.
• Excellent stakeholder management and documentation skills.
  

Preferred

• Prior experience in launching a UPI system, PSP, or payment gateway.
• Knowledge of mobile app payment integrations (Android/iOS).
• Network with sponsor banks or NPCI officials.