Financial Analyst

1. Job Purpose

To provide comprehensive financial support, strategic analysis, and performance insights across the company's Real Estate and Oil & Gas manufacturing operations. The Financial Analyst will manage budgets, support project feasibility and investments, coordinate with financial institutions, monitor supply chain and funding mechanisms, and ensure compliance in domestic and international transactions.

2. Key Responsibilities

A. Financial Planning & Analysis

• Prepare and manage annual budgets, forecasts, and financial models for real estate and manufacturing divisions.
• Monitor variance reports, cash flow trends, and recommend financial strategies for profitability.
• Support scenario modelling for expansion, restructuring, or joint venture planning.

B. Project Costing & Feasibility

• Conduct financial feasibility assessments (NPV, IRR, ROI) for real estate developments and plant-level projects.
• Estimate total project cost, expected returns, and track actual spend vs. projected budget across phases.
• Evaluate asset utilization and return on investment for new capital or machinery in the oil & gas segment.

C. Reporting & MIS

• Prepare monthly, quarterly, and annual reports including segment-level profitability, cost centres, and consolidated dashboards.
• Generate cash flow statements, margin analyses, and investor-grade presentations.
• Maintain accurate records for real estate project financial health and manufacturing unit performance.

D. Supply Chain Financial Oversight

• Work with Procurement and SCM teams to analyse vendor costs, optimize working capital tied in inventory, and improve cash conversion cycles.
• Validate supplier payment terms, discount structures, and purchase planning to align with financial forecasts.
• Track raw material pricing trends and assess impact on product margins (especially in oil & gas).

E. Coordination with Bankers & Financial Partners

• Serve as a point of contact for banks, NBFCs, and financial institutions.
• Monitor loan covenants, EMI schedules, and prepare periodic updates for lenders/investors.
• Coordinate project appraisals, disbursement requests, utilization certificates, and documentation.

F. Fresh Debt & Equity Placement Support

• Assist in structuring and placing new term loans, working capital limits, ECBs, or structured finance.
• Support due diligence and documentation for equity placement, JV structuring, or PE fund involvement.
• Liaise with legal and compliance teams on documentation and regulatory filings related to fundraising.

G. Export & Import (Finance & Compliance)

• Oversee LC (Letter of Credit), BG (Bank Guarantee), and export documentation for international trade in the oil & gas segment.
• Work with export teams on currency hedging, realization monitoring, and FX rate analysis.
• Coordinate DGFT, Customs, and other regulatory bodies for compliance and subsidy/benefit tracking.

H. Cross-functional Coordination

• Collaborate with Sales, Projects, Procurement, SCM, and Legal teams to enable business decisions.
• Work with the Real Estate Business Team on unit pricing, collections tracking, and project finance health.
• Support the Manufacturing Team on production costing, inventory valuation, and process improvement analysis.

I. Cash Flow Management

• Prepare and monitor short-term and long-term cash flow forecasts across Real Estate and Oil & Gas divisions.
• Ensure sufficient liquidity for project construction, raw material procurement, payroll, and statutory obligations.
• Identify and proactively manage cash gaps, suggesting financing or collection strategies to maintain solvency.
• Track and optimize inflows from customer collections, project milestones, exports, and internal receivables.
• Oversee outflows, including vendor payments, loan EMIs, government dues, and capital expenditures, aligning with treasury guidelines.
• Liaise with project and plant teams to align cash burn rates with approved budgets and funding availability.
• Implement and update daily/weekly cash position reports to guide financial and operational decisions.
• Support CEO in treasury operations including sweep account monitoring, fund transfers, and intercompany cash movements.

Required Qualifications & Experience

• Bachelors degree in Finance / Commerce / Economics
• MBA in Finance + CFA preferred
• 10–15 years of experience in a multi-sector finance role, preferably with exposure to Real Estate and/or Manufacturing

Skills & Competencies

• Financial Modelling & Forecasting
• Advanced Excel, ERP (Tally/Oracle), Power BI
• Understanding of Real Estate Financial Workflows (RERA, Pre-sales, Land Acquisition)
• Manufacturing Costing, Inventory Valuation
• Banking & Treasury Management
• Familiarity with LC/BG/Import-Export Documentation
• Stakeholder Communication & Presentation Skills
• High Analytical Acumen & Attention to Detail

Compensation & Benefits:

• Competitive with industry standards, based on qualifications and relevant experience
• High-impact role with senior leadership visibility and cross-sector learning

BANKING EXPERIENCE PREFFERED