Director of Product Management - Residential Mortgage Applications

10 - 15 years

30 - 35 Lacs

Posted:1 day ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

The

Director of Product Management - Residential Mortgage Applications

leads the

inbound product management

function for JazzX s enterprise-grade Residential Mortgage application. This role is accountable for defining whatgets built and why, translating complex customer, regulatory, and business needs into clear product requirements and execution-ready roadmaps.
The Director owns product discovery, requirements definition, prioritization, and delivery across end-to-end mortgage application workflows, with a strong emphasis on

enterprise readiness, compliance, scalability, and AI-powe'red capabilities

.
This role manages a team of product managers and works in close partnership with a dedicated outbound product management function responsible for go-to-market strategy, positioning, and customer-facing enablement allowing this role to remain deeply focused on building the right product.
The role collaborates closely with engineering, design, AI research, compliance, security, and forward-deployment teams, and requires staying current with advances in

AI-driven financial services and enterprise software

.

Core Responsibilities

Product Strategy & Roadmap

  • Own and evolve the

    product vision and roadmap

    for JazzX s Residential Mortgage application.
  • Translate customer needs, regulatory requirements, and operational constraints into clear, prioritized product initiatives.
  • Balance near-term delivery with long-term architectural and platform considerations.
  • Partner closely with outbound product management to ensure roadmap alignment with market needs and customer feedback.

Application Ownership

  • Define product requirements across

    end-to-end application workflows

    , including but not limited to:
    • User and borrower-facing experiences
    • Data ingestion, validation, and document workflows
    • Decisioning, review, and exception handling
    • Operational, administrative, and post-processing workflows
  • Ensure workflows are configurable and scalable to support multiple enterprise customers, geographies, and operating models.
  • Embed compliance, auditability, and risk-management requirements directly into product design.

AI-Driven Product Capabilities

  • Lead the definition and delivery of

    AI-powe'red functionality

    within the mortgage application, including intelligent automation, decision support, and workflow optimization.
  • Partner with AI research teams to ensure models are production-grade, explainable, and compliant with financial services standards.
  • Make informed trade-offs between automation and human-in-the-loop workflows to balance efficiency and risk.

Enterprise-Grade Product Execution

  • Ensure the product meets enterprise expectations for:
    • Scalability, reliability, and performance
    • Security, privacy, and data protection
    • Compliance, audit trails, and regulatory oversight
    • Role-based access, configurability, and operational controls
  • Define non-functional requirements in partnership with engineering, security, and compliance teams.
  • Influence architectural decisions to support extensibility and long-term maintainability.

Build vs. Buy Decisions

  • Evaluate when to build capabilities internally versus leveraging third-party or commercial solutions.
  • Assess trade-offs across speed to market, cost, integration complexity, and long-term differentiation.
  • Ensure all integrations align with JazzX s enterprise and AI platform standards.

Metrics & Impact

  • Define and track

    product-specific and outcome-driven metrics

    , including:
    • Product usage, adoption, and feature engagement
    • Customer onboarding time and time-to-value
    • Automation rates and operational efficiency gains
    • Accuracy, quality, and exception rates
  • Use data to inform roadmap decisions, prioritization, and investment trade-offs.
  • Drive a strong culture of measurable impact and continuous improvement.

Team Leadership & Collaboration

  • Build, mentor, and manage a team of inbound product managers.
  • Establish strong standards for product discovery, requirements quality, and execution rigor.
  • Serve as a senior product partner to engineering, design, AI/ML, compliance, security, and outbound product teams.
  • Clearly communicate complex product and domain concepts to executive, technical, and non-technical stakeholders.

Qualifications

Experience

  • 10+ years

    of product management experience, with a strong background in enterprise SaaS or platform products.
  • Proven experience owning complex, workflow-driven applications in

    financial services

    .
  • Experience managing product managers and leading inbound product functions.
  • Demonstrated experience delivering

    AI-enabled products

    in production environments.

Domain & Technical Expertise

  • Financial services experience is

    required

    .
  • Residential Mortgage or lending experience is

    preferred

    , but not required.
  • Strong understanding of regulated environments, enterprise buyers, and compliance-driven product development.
  • Working knowledge of modern AI/ML concepts, including model lifecycle, data dependencies, and human-in-the-loop systems.

Leadership & Communication

  • Ability to operate effectively in ambiguous, fast-moving environments.
  • Strong written and verbal communication skills with a track record of cross-functional influence.
  • Experience setting high standards for product craft and mentoring senior product talent.

Education

  • Bachelor s degree in Computer Science, Engineering, Business, or a related field required.
  • Advanced degree (MBA or equivalent) is a plus

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