Deputy Unit Manager - Risk

Job Purpose
This position is open with Bajaj Finance ltd.Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. In order to manage portfolio ,reduce losses in the portfolio, identify high risk segments and identify new opportunities for business it requires good data skills to perform these activitiesDuties and Responsibilities
Provide analytical solutions, credit policy and strategy, reporting and data analysis for PLCS BusinessMonitor all scorecards, policies and processes across portfolios and ensure its effectivenessSupport any adhoc deep dive data analysis on portfolio matrices Track and improve key performance indicators, losses and portfolio quality. Provide deep dive analysis on portfolio matrices.Work closely with business team to understand their need and provide Analytical solution.Assess if any early warning signals using data analysis and segmentations and take pro-active policy actions as and when requiredSupport in managing and improving various offer strategies, control offer generation and distribution through data analysisWork closely with Product, Sales and Risk teams to support business growth and drive new initiativesRequired Qualifications and Experience

Qualifications
MBA / Post Graduate with 4 years in quantitative subjects

Work Experience

1-3 years relevant analytical experience.

Preferred Coding languagesSAS, SQL, R, Python.

Experience in handling huge data base and the ability to do root cause analysis.

Individual contributor with the capability to deliver projects within timeline

Effective verbal and written communication skills