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Deputy Unit Manager - Legal

Deputy Unit Manager - Legal

Bajaj Finance

3 - 4 years

5 - 9 Lacs

pune

Posted:1 day ago| Platform:

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Skills Required

legal sme lending vetting law firm c loans templates nda retail research microsoft office loan against property bfsi personal loan data privacy consumer lending finance communication skills

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Purpose

Conducting audit of implantation of changes suggested by legal team in loan collaterals. Drafting vetting of documentation/contracts relating to Consumer Lending, Retail SME Lending. Advising on Fixed Deposit business.

Duties and Responsibilities

Conducting audit of implantation of changes suggested by legal team in loan collaterals.

Drafting, reviewing and negotiation of loan and security documents relating to consumer loans, personal loan and loan against property

Drafting and reviewing the TCs relating to fixed deposit and advising on queries relating to deceased claim settlements, vetting of POAs/Trust Deeds for investment related clauses etc

Structuring the customer journey and loan documentation for lending through digital modes

Structuring, drafting and negotiating product specific documentation

Drafting, reviewing and negotiation of agreements relating to interest subvention agreements, outsourcing, service provider, collaboration NDAs, Escrow, drafts relating digital initiatives etc

Implement standard templates of new products and improve the standard templates of existing products

Drafting and vetting of TCs relating promotional offers

Research and analyze laws, legal and regulatory developments to assess their impact on the product and services offered by BFL and ensuring on a monthly basis the same are forming part of the dissemination of various stakeholders by way of Legal notes, journals etc and aligning the legal documents in line with regulatory/statutory changes

Co-ordinate with external law firms, wherever required to ensure specialized advice

Provide timely and sound advice on legal and contractual issues to internal clients on day to day basis

Depending on the capability and performance of the candidate, the job holder will assist other senior lawyers in the team.

Required Qualifications and Experience

3 to 4 years PQE preferably in Finance Industry or from Law Firm

Experience in drafting, reviewing and negotiation of lending documentation.

Must be conversant with laws and regulatory guidelines relating to BFSI industry including IT Act, AADHAR Act, Data Privacy Laws, IBC Code etc.

Strong written and oral communication skills

Existing proficiency in Microsoft Office software products including Internet, Outlook, Word, Excel and PowerPoint

Must be a team player and take responsibility of the work undertaken

Should have worked in a process oriented environment and ready to take on additional responsibility

Should be able to support other teams where ever required by putting in extended hours of work.

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Deputy Unit Manager - Legal