CREDIT RISK STRATEGY

As an EXL consultant working with a leading US Financial Services Organization on an unsecured lending portfolio, your role involves supporting tactical & strategic risk analytics initiatives for US based banks Risk team. Your responsibilities will include: - Designing A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs - Conducting policy analytics to ensure correct customer segments are targeted and acquired - Recommending changes to business strategy and risk management policies - Building reporting/BI frameworks for Risk teams within the organization - Evaluating the effectiveness of current policies & strategies, managing monthly dashboards and ad-hoc analysis - Analyzing tests & performance related to funnel performance, portfolio verification performance, and post-issuance loan performance - Clearly communicating analysis through presentations to technical & non-technical groups - Developing and maintaining effective working relationships with colleagues in other areas of Risk Management - Summarizing analytical findings into presentations and sharing analysis & reports with senior leadership - Maintaining a high degree of technical and policy understanding with respect to credit risk - Managing assigned projects in a timely manner, ensuring accuracy and meeting deliverables - Training, coaching, and developing team members Qualifications required for this role include: - 5-15 years of experience in Analytics and Decision Science - Past experience in problem-solving roles, strategic initiatives, etc. - Knowledge in Banking Domain, Acquisitions, Underwriting, and Initial line management Acquisition strategy such as Underwriting, Initial Line Assignment - Experience with Existing Customer Management such as Credit Line Increase, Credit Line Decrease, Balance Transfer, Authorization, etc. - Hands-on work experience in Python - Hands-on work experience in SAS/SAS macros would be a plus As an EXL consultant working with a leading US Financial Services Organization on an unsecured lending portfolio, your role involves supporting tactical & strategic risk analytics initiatives for US based banks Risk team. Your responsibilities will include: - Designing A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs - Conducting policy analytics to ensure correct customer segments are targeted and acquired - Recommending changes to business strategy and risk management policies - Building reporting/BI frameworks for Risk teams within the organization - Evaluating the effectiveness of current policies & strategies, managing monthly dashboards and ad-hoc analysis - Analyzing tests & performance related to funnel performance, portfolio verification performance, and post-issuance loan performance - Clearly communicating analysis through presentations to technical & non-technical groups - Developing and maintaining effective working relationships with colleagues in other areas of Risk Management - Summarizing analytical findings into presentations and sharing analysis & reports with senior leadership - Maintaining a high degree of technical and policy understanding with respect to credit risk - Managing assigned projects in a timely manner, ensuring accuracy and meeting deliverables - Training, coaching, and developing team members Qualifications required for this role include: - 5-15 years of experience in Analytics and Decision Science - Past experience in problem-solving roles, strategic initiatives, etc. - Knowledge in Banking Domain, Acquisitions, Underwriting, and Initial line management Acquisition strategy such as Underwriting, Initial Line Assignment - Experience with Existing Customer Management such as Credit Line Increase, Credit Line Decrease, Balance Transfer, Authorization, etc. - Hands-on work experience in Python - Hands-on work experience in SAS/SAS macros would be a plus