1138 Credit Policy Jobs - Page 18

Role Purpose Underwriting strategy. Assess proposals basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 • Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 • Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. • Maintain system data quality. Accountability Cluster 3 • Comprehensive profile study and financial analysis and proposal making. ...

Roles and Responsibilities Manage credit underwriting process for auto loans, including credit analysis, appraisal, and approval. Conduct thorough credit risk assessment to minimize defaults and maximize recoveries. Develop and implement effective credit policies, procedures, and guidelines for the organization. Collaborate with sales teams to identify potential customers' creditworthiness before disbursement of funds. Ensure compliance with regulatory requirements related to lending operations.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

Key Deliverables: Timely due diligence of the funding proposals of the branches Ensuring the Credit policy implementations Managing and supervising FI agency/ valuation agency operations Ensuring quality portfolio of the branches within the set parameters Conducting training for FI/Channels and cross verticals at regular intervals Visiting Channels/ Branches and customers at regular intervals Handling a team of Credit Managers and associates Providing market feedback through fieldd visits and networking with Credit counterparts of competition Providing inputs for localized schemes based on market dynamics and delinquency studies Audit of files and Process and taking corrective measures Compl...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To carry out the file audit of assigned locations as per hind sighting process and observe deficiency if any and follow up for their remarks / feedbacks for appropriate closure. Core Responsibilities: o Conduct periodical inspection of disbursed files to ensure process and polices norms are followed, highlighting areas of improvements at regular intervals. o Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements. o Implement effective controls and improvements in the process design, system and operation wherever required. o Prepare reports on the documention process adhering to timelines and accuracy. o Review c...

Role & responsibilities Implement Policy changes, work on alternative channel development Implement and monitor Data based changes to existing policy programs and impact monitoring of the same Enhancing understanding of sales manpower for rolled out policies Enhancing contribution of Direct sourcing in existing disbursements Enhancing volumes from partnership channels. Drive overall effectiveness of business sourcing by using data insights and program management

The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter role involves managing large and complex products on a global scale and overseeing the credit review process. Your primary focus will be on providing top-notch credit risk analysis, monitoring, and credit administration to support Risk and Banking in ensuring the safety and soundness of wholesale lending across ICM. As an Analyst in this position, you will be responsible for a portfolio of IF and CEF Relationships. Your duties will include conducting Credit Risk Analysis for these relationships, continuously monitoring the portfolio, preparing Annual Reviews, Quarterly Reviews, and supporting Ad-Hoc Transactions, Port...

You will be responsible for following our Business Code of Conduct and always acting with integrity and due diligence. Your specific risk responsibilities will include providing exceptional customer service to our customers using various tools and methods. It will be crucial for you to stay updated on new and emerging fraud trends to mitigate risks to the business. You will need to utilize various tools and methods to identify and prevent fraudulent orders. Working within the company's credit policy, you will recommend changes to support growth and process improvement while limiting revenue risk. Additionally, you will help mitigate fraud risk to the company by using different channels and b...

The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter role involves managing credit review processes for large and complex products on a global scale. The primary objective of the team is to provide top-notch credit risk analysis, monitoring, and credit administration in collaboration with Risk and Banking teams to uphold the safety and stability of wholesale lending within ICM. As an Analyst in this position, you will be accountable for a portfolio of IF and CEF Relationships. Your responsibilities include conducting Credit Risk Analysis for these relationships, continuously monitoring the portfolio, preparing Annual Reviews, Quarterly Reviews, offering support for Ad-H...

-CA is must with 6+yrs Exp into credit risk of Retail passenger car/autoloan and make prudent credit recommendation / first decision to Management under org credit rules and guidelines - PAN India role -To conduct the credit write up

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 3 years of experience in the BFSI industry, with a strong background in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis and assessments to determine client creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide expert guidance on credit-related matters to internal stakeholders. ...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify new business opportunities and grow existing relationships. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide exceptional customer service and support to resolve credit-related ...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes ...

We are looking for a highly motivated and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit processing. Monitor and report on credit performance metrics. Stay updated with regulatory changes and industry trends. Job Requirements Strong understanding of credit principles and practices. Excellent analytic...

We are looking for a highly motivated and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-3 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit processing. Monitor and report on credit performance metrics. Stay updated with regulatory changes and industry trends to optimize credit policies. Job Requirements Strong understanding of credit principles and p...

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 6-9 years of experience in the BFSI industry, with a strong background in credit management. Roles and Responsibility Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to identify new business opportunities and grow the existing customer base. Monitor and re...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Mo...

We are looking for a skilled professional with 6-7 years of experience to join our team as an Area Credit Manager in the BFSI industry. The ideal candidate will have a strong background in credit management and a proven track record of success. Roles and Responsibility Manage and oversee the credit function within the bank, ensuring compliance with regulatory requirements. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and analyze credit portfolio pe...

Job Description You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into...

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targets Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production M...