Underwriter - C11

The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter role involves managing large and complex products on a global scale and overseeing the credit review process. Your primary focus will be on providing top-notch credit risk analysis, monitoring, and credit administration to support Risk and Banking in ensuring the safety and soundness of wholesale lending across ICM. As an Analyst in this position, you will be responsible for a portfolio of IF and CEF Relationships. Your duties will include conducting Credit Risk Analysis for these relationships, continuously monitoring the portfolio, preparing Annual Reviews, Quarterly Reviews, and supporting Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing initiatives. A key aspect of your role will be to possess a profound understanding of credit risk, Citis internal policies and procedures, and industry fundamentals relevant to the portfolio. You are expected to work with minimal supervision from Team Leads and engage in insightful discussions with Risk and Banking partners. Key Responsibilities: - Evaluate the credit and financial strength of Citis IF and CEF clients through comprehensive credit analysis using quantitative and qualitative factors - Prepare Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent assessment and due diligence - Monitor the portfolio, track industry trends, identify potential credit issues, and escalate them as necessary - Conduct financial modeling of IF and CEF clients, including stress testing and Enterprise Valuation - Review and recommend risk ratings within the sector - Ensure compliance with bank credit and regulatory policies Qualifications: Risk & Credit Underwriting: - Strong analytical skills and understanding of financial statements - Ability to form independent credit opinions and identify emerging risks - Proficiency in financial statements, GAAP accounting, and Credit Policy - Capability to recognize and escalate potential risk issues promptly Leadership: - Demonstrate commitment, positivity, and reliability - Embrace change and contribute actively in discussions - Exhibit professionalism, curiosity, and willingness to challenge ideas Competencies: - Excellent interpersonal skills and relationship-building abilities - Strong organizational skills, ability to work under pressure, and manage time effectively - Exceptional written and verbal communication skills across all levels of seniority - Proficiency in Microsoft Office (Word, Excel, and PowerPoint) and Financial Modeling Education: - MBA Finance, CFA, or CA This role falls under the Risk Management job family, specifically in Credit Decisions. It is a full-time position. If you require a reasonable accommodation due to a disability to access our tools or apply for a career opportunity, please review the Accessibility at Citi guidelines. Additionally, you can refer to Citis EEO Policy Statement and the Know Your Rights poster for more information.,