1138 Credit Policy Jobs - Page 17

What you will work on: Oversee the company's credit policies, procedures and processes related to SCF and HVC business, ensuring all risks are addressed appropriately through evaluation and developing required risk frameworks. Directly responsible for the credit quality and risk performance of the company and the SCF and HVC businesses. Develop and review Early Warning System (EWS) reports. Periodic review of portfolio in accordance with current Industry scenario and recent RBI Circular, making amendments to Policy accordingly. Keeping a tab on external economic environment, regulatory policies and competition with a view to ensure strong business growth. Ensuring system automation for impro...

- We have a suitable opportunity in the Corporate Finance function for the position of Credit Controller. In this role, you will be responsible for managing the Accounts Receivables. You will work closely with the customer service and commercial team to achieve smooth order to cash process. - The Candidate should have 5 to 8 years of professional experience with FMCG. A qualified CA /ICWA/ MBA (Finance) from a Tier I institute is preferable. The location of the job will be L'Oreal India H.O. at Mumbai. The role reports to the Head of Credit and Regional Control for Loreal India Key Responsibilities: Credit Insurance management: - Managing the Internal Audits from Group and External Audits fo...

Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS,...

This Position reports to: Junior Fixed Assets Team Lead - GA You will be mainly accountable for: Performing general accounting activities and recording financial transactions. Conducting investigations and reconciliations of accounts as necessary for any discrepancies. Executing accounting analyses and reports in support of finance and business leaders. Producing reports, statement of accounts, reconciliations, statements of sourcing Month end book closing activities. Processing entire Fixed asset related Daily Transactions (Acquisitions, Retirements, Transfers) Performing Monthly Quarterly Fixed Assets Activities (CWIP Aging Analysis/ Capex Movements Preparation.) Overseeing the closing of ...

Greetings from IDESLABS !!! This is U. Prabhu Teja IT Recruiter, As Discussed, I am processing your profile for Contract to HirePosition for CAPGEMINI. PAYROLLIDESLABS Roles and Responsibilities :- Design, develop, and optimize SQL Server databases, stored procedures, functions, and triggers. Ensure database performance optimization and troubleshoot performance issues. Analyse complex data sets to meet business requirements. Develop and maintain reports, dashboards, and data visualizations Support ETL processes to extract, transform, and load data across systems Maintain and improve existing ETL processes to ensure data integrity and accuracy. Collaborate with business analysts and stakehold...

? Do 1. Instrumental in understanding the requirements and design of the product/ software Develop software solutions by studying information needs, studying systems flow, data usage and work processes Investigating problem areas followed by the software development life cycle Facilitate root cause analysis of the system issues and problem statement Identify ideas to improve system performance and impact availability Analyze client requirements and convert requirements to feasible design Collaborate with functional teams or systems analysts who carry out the detailed investigation into software requirements Conferring with project managers to obtain information on software capabilities

About The Role o Support and co-partner with business teams to manage end to end credit approval for the designated region o Underwrite for all customer segment for retail and high value cases and present to senior level o Authorize deviations raised and documented by underwriters in compliance with credit policy. o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level. o Ensure timely completion of personal discussion documents through customer visits if requi...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mum...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...

About The Role To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind c...

Responsibilities: * Conduct credit analysis & appraisals * Collaborate with sales team on new opportunities * Manage credit portfolio performance * Ensure compliance with credit policies * Identify the lenders to share cases to login

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mumbai,New Delhi,P...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Position: Zonal Credit Manager - SME Reporting to: National Credit Manager Key Purpose of the Job : The role holder is responsible for managing the SME credit approval process for the zone. The role holder is also responsible for ensuring portfolio quality and delinquencies in the zone. Education Qualification / Skill sets required: - Commerce Graduate/ Post Graduate in Finance - Must have prior experience of 10+ years, working in LAP - Must have headed credit evaluation team for a retail banking product - Must possess good knowledge and understanding of credit and risk Key Responsibilities 1. Ensure maintenance of a high quality portfolio in the zone 2. Lead and manage the credit team at th...

As a Credit Officer, your primary responsibility will be to verify whether all loan applications are assessed in accordance with the credit policy and to ensure that any deviations are appropriately mitigated and documented. You will have direct interactions with customers, conducting personal discussions and interviews to assess their creditworthiness. It will be essential to maintain a quick turnaround time for processing files and establish strong relationships with customers. In addition to customer interactions, you will collaborate with the sales and operations teams to gather accurate data for loan evaluations. You must oversee the proper security creation process for all secured loan...

The Analyst, ICM - Infrastructure Finance and Clean Energy Finance Underwriting role focuses on covering large and complex products globally, managing the credit review process, and delivering top-notch credit risk analysis, monitoring, and credit administration in partnership with the Risk and Banking teams to ensure the safety and soundness of wholesale lending across ICM. As an Analyst in this position, you will be responsible for a portfolio of IF and CEF Relationships. Your key responsibilities include conducting credit risk analysis for these relationships, continuous monitoring of the portfolio, producing Annual and Quarterly Reviews, supporting Ad-Hoc Transactions, and engaging in Po...

As a Credit Officer, your primary responsibility will be to verify whether all loan applications are assessed in accordance with the credit policy, ensuring that any deviations are appropriately mitigated and documented. You will have direct interactions with customers, conducting personal discussions and interviews to evaluate their creditworthiness. It will be crucial for you to ensure that all files are processed within a reasonable timeline while establishing strong relationships with customers. In addition to customer interactions, you will collaborate with the sales and operations teams to gather accurate data for loan processing. You will play a key role in the security creation proce...

Formulation of Credit Policy for assigned products Review amendment proposal to credit policies Monitor effective implementation of credit policies Review and Analysis of historical loan data to understand the pattern from delinquency point of view Apply statistical tool to analyze the pattern and come with detailed assessment Review and Prepare risk dashboard for management which shows all important risk parameters Customer, vendor, competition visits & Market analysis Develop rating model/scorecard for various retail and corporate loans based on historical data Testing of scorecard/model on a regular basis and update Coordinate with various stakeholder for the rating model implementation P...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Core Responsibilities: Manage the credit underwriting function of branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit Managers and sales team. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Individually Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Review and assess loan applications within defined guidelines send by team and accordingly take decision or recommend for approval to higher authorities. Study , Analysis...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

Key Responsibilities: Manage Policy & Portfolio for Loan Against Properties (LAP) / Home Loans. Should have prior experience Prime Home Loan OR Prime LAP Formulation & implementation of credit policy framework for Housing Loan product within regulatory guidance & risk appetite of the bank. Tracking portfolio triggers, risk appetite level, NPA/write off trends, quality of static asset pool. Identify good/ bad segments, establish credit monitoring mechanisms to track the performance of the credit portfolio and proactively identify potential areas of concern. Ensuring adherence to credit Policy and guidance/ clarifications on policy parameters to stakeholders. Ensuring process & underwriting ef...