1138 Credit Policy Jobs - Page 21

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 6 years of experience in the field. Roles and Responsibility Manage and process credit applications, including housing loan and affordable housing. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with internal teams to ensure seamless credit processing and disbursement. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing stra...

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 3-5 years of experience in the BFSI industry, preferably with a background in Assets, Inclusive Banking, and SBL. Roles and Responsibility Manage and oversee credit operations, including mortgage and credit management. Develop and implement strategies to enhance branch credit performance and customer satisfaction. Collaborate with cross-functional teams to achieve business objectives and goals. Analyze market trends and competitor activity to identify opportunities for growth and improvement. Build and maintain relationships with key stakeholders, including custome...

We are looking for a skilled professional with 7 to 20 years of experience to join our team as an Area Credit Manager in the Emerging Enterprise Banking sector. The ideal candidate will have a strong background in credit management and a proven track record of success in managing teams. Roles and Responsibility Manage and oversee the credit function within the bank's emerging enterprise banking segment. Develop and implement effective credit strategies to drive business growth. Lead and manage a team of credit professionals to achieve business objectives. Analyze market trends and competitor activity to identify opportunities and threats. Build and maintain relationships with key stakeholder...

We are looking for a highly motivated and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-3 years of experience in the BFSI industry, preferably with a background in Sales or related fields. Roles and Responsibility Develop and maintain strong relationships with clients to increase sales and revenue. Identify new business opportunities and expand existing customer relationships. Provide excellent customer service and support to ensure high levels of customer satisfaction. Collaborate with internal teams to achieve business objectives and goals. Analyze market trends and competitor activity to stay ahead in the market. ...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in Emerging Enterprise Banking. Roles and Responsibility Manage and analyze credit data to determine client creditworthiness. Develop and implement effective credit risk management strategies. Conduct thorough credit assessments and provide recommendations. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit portfolio performance metrics. Identify opportunities to improve credit processes and procedures. Job Requirements Strong...

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Location Manager - RCU Evaluating Credit requirements of potential customers (Strategic and retail) Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Ensure adherence of credit policies and RBI guideline...

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases...

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases...

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases...

JD - Location Credit Manager 1. Credit Assessment & Underwriting: Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit bureau checks, banking analysis, and market references. Ensure that loan proposals align with the company's credit policy and risk appetite. 2. Loan Processing & Decision Making: Approve loan applications within the designated authority limit andrecommend higher-value proposals as required. Coordinate with legal, technical, and operations teams to ...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships VP Position Grade M4/M5 Preparation of Credit Appraisal notes for MNC clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job3-6 years in Credit ...

As a Product Leader for Gold & Silver Loans at Jamnalal Parekh Finance (JPF) in Chhattisgarh, you will be responsible for driving the end-to-end product strategy, including market research, pricing, credit policy, and regulatory compliance. Your role will involve overseeing branch rollout and designing standard operating procedures for safe-custody, valuation, storage, and disbursal workflows. Additionally, you will lead tech enablement initiatives such as LOS/LMS configuration, customer journey mapping, and process automation. Managing risk and portfolio through LTV monitoring, fraud controls, and audit readiness will be a critical aspect of your responsibilities. Collaboration with cross-f...

As an Internal Auditor at our Kayamkulam based NBFC company, your primary responsibility will be to conduct internal audits across branches and departments in order to assess the effectiveness of internal controls and risk management practices. You will be expected to ensure compliance with RBI regulations, statutory requirements, and internal policies and procedures while reviewing and evaluating the adequacy and effectiveness of internal control systems. Your role will involve preparing detailed audit reports that include findings, risks, and actionable recommendations, as well as following up on previous audit observations to ensure timely closure of audit issues. Additionally, you will b...

As an Internal Rating Validation professional at our organization, your primary responsibility will be to assess and validate the credit ratings for corporate, SME, business banking, NBFC, MFI, broker, and bank clients across the bank. This critical role involves conducting a detailed review and understanding of credit aspects such as industry trends, business operations, financial performance, and management quality. You will be required to prepare comprehensive rating rationales and provide justifications for any adjustments made to risk scores. One of your key tasks will be to review deviations from the credit policy of the bank and provide recommendations or comments on all credit propos...

You will be responsible for assessing, analyzing, and appraising credit proposals ranging from 5 Crore to 25 Crore for commercial banking clients. Your primary goal will be to make sound credit decisions that strike a balance between fostering business growth and adhering to risk management principles. This role will require you to conduct thorough financial analysis, identify risks, and compile comprehensive credit notes that align with the bank's credit policy and regulatory guidelines. In addition to the credit assessment tasks, you will also be responsible for submitting control returns to ensure compliance with internal controls and regulatory requirements. Your attention to detail and ...

Role & responsibilities Job Description: We are seeking a detail-oriented and analytical Credit Analyst to join our dynamic team at [FIA Technology] . As a Credit Analyst, you will play a critical role in assessing the creditworthiness of potential borrowers, managing risk, and optimizing our lending portfolio. Responsibilities: - Conduct thorough financial analysis of loan applications to assess credit risk and determine creditworthiness. - Utilize advanced credit scoring models and analytical tools to evaluate borrower profiles. - Review and analyze financial statements, credit reports, tax returns, and other relevant documents to make informed lending decisions. - Collaborate with cross-f...

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases...

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases...

Job Role Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To ensure completion of disbursement process of a client will all formalities.