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618 Credit Policy Jobs - Page 23

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4.0 - 6.0 years

1 - 3 Lacs

Chennai

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We are looking for a highly skilled and experienced Legal Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Provide legal advice and support on various matters, including contracts and agreements. Draft, review, and negotiate legal documents such as contracts, agreements, and policies. Conduct legal research and analysis to ensure compliance with regulatory requirements. Collaborate with internal stakeholders to provide legal guidance and support. Develop and implement legal procedures and protocols to ensure compliance with regulatory requirements. Manage and maintain accurate records of legal documents and transactions. Job Requirements Strong knowledge of legal principles and practices applicable to the BFSI industry. Excellent drafting, negotiation, and communication skills. Ability to work independently and collaboratively as part of a team. Strong analytical and problem-solving skills. Familiarity with regulatory requirements and industry standards. Experience working in a similar role within the BFSI industry is preferred.

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6.0 - 10.0 years

3 - 6 Lacs

Rajahmundry, Malappuram, Visakhapatnam

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We are looking for a skilled Branch Manager to lead our retail team in Equitas Small Finance Bank Ltd. The ideal candidate will have 6-10 years of experience in the BFSI industry, with a strong background in managing teams and driving business growth. Roles and Responsibility Manage and supervise a team of retail banking professionals to achieve sales targets and provide excellent customer service. Develop and implement strategies to increase retail branch revenue and expand the customer base. Build and maintain relationships with key stakeholders, including customers, colleagues, and external partners. Analyze market trends and competitor activity to identify opportunities for growth and improvement. Ensure compliance with regulatory requirements and internal policies. Foster a culture of teamwork and continuous learning within the branch team. Job Requirements Proven experience in retail banking management or a related field. Strong leadership and communication skills, with the ability to motivate and inspire a team. Excellent problem-solving and analytical skills, with attention to detail and accuracy. Ability to work in a fast-paced environment and adapt to changing priorities. Strong knowledge of banking products and services, with the ability to stay up-to-date on industry trends. Experience in managing budgets and forecasting, with the ability to make informed decisions.

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11.0 - 13.0 years

10 - 15 Lacs

Kumbakonam, Nagapattinam

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We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-3 years of experience in the BFSI industry. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Identify new business opportunities and expand existing customer base. Collaborate with cross-functional teams to drive business growth. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Requirements Proven track record of achieving sales targets and driving business growth. Strong knowledge of the BFSI industry and its regulations. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills with attention to detail. Experience working with financial products and services is an added advantage.

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2.0 - 5.0 years

1 - 3 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit management software and systems. Strong attention to detail and organizational skills.

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2.0 - 5.0 years

2 - 4 Lacs

Kolhapur, Osmanabad, Pune

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry, preferably with a background in Mutual Funds. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial goals and provide tailored investment solutions. Conduct thorough needs analysis to identify client requirements and offer personalized advice on mutual fund investments. Collaborate with internal teams to ensure seamless execution of trades and settlement processes. Provide exceptional customer service by responding promptly to client inquiries and resolving issues efficiently. Stay up-to-date with market trends and regulatory changes to remain competitive and compliant. Identify new business opportunities through networking, referrals, and other channels. Job Requirements Proven experience in relationship management within the BFSI industry, preferably in mutual funds sales or wealth management. Strong knowledge of financial products, including mutual funds, investment strategies, and risk management techniques. Excellent communication, interpersonal, and problem-solving skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets consistently. Strong analytical and organizational skills to manage multiple tasks and priorities effectively. Proficiency in using technology-based tools and platforms to enhance productivity and efficiency.

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1.0 - 4.0 years

1 - 3 Lacs

Chitradurga, Tiptur, Bhadravati

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We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit management software and systems. Strong attention to detail and organizational skills.

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1.0 - 2.0 years

1 - 3 Lacs

Mehsana, Ahmedabad

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We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organizational skills. Ability to build relationships with clients and stakeholders.

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1.0 - 4.0 years

2 - 7 Lacs

Balod

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We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit operations. Roles and Responsibility Manage and process loan applications according to company policies and procedures. Conduct thorough credit analysis and risk assessments to determine client creditworthiness. Develop and maintain relationships with existing clients to ensure timely payments and resolve any issues that may arise. Collaborate with internal teams to identify new business opportunities and grow the bank's customer base. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing strategies to mitigate risks. Ensure compliance with regulatory requirements and industry standards in all credit-related activities. Job Requirements Strong knowledge of credit operations, including credit scoring, underwriting, and risk assessment. Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and colleagues. Proficiency in Microsoft Office and other banking software applications. Ability to work in a fast-paced environment, meeting deadlines and achieving targets. Strong analytical and problem-solving skills, with attention to detail and accuracy. Experience working in a similar role within the BFSI industry is preferred.

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2.0 - 5.0 years

4 - 5 Lacs

Nandyal, Chittoor

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The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms. Maintaining Credit TAT to ensure the growth of business. Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases. Conducting Random Visits in order to cross check the authenticity of the Contact point verifications. To manage post disbursement documents and partly disbursed cases. Maintaining credit MIS and various management reporting as required. Manage Audit compliance for the branch and support in other operational activities. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 2 to 5 years of experience in credit.

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2.0 - 5.0 years

1 - 3 Lacs

Kolhapur, Pune

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We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of credit risk management and mitigation strategies. Experience working with diverse stakeholders, including customers, colleagues, and external partners.

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2.0 - 7.0 years

1 - 3 Lacs

Bengaluru

Work from Office

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes and industry trends to enhance credit operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities. Proficiency in credit software and systems is required. Strong attention to detail and organizational skills are essential. Experience working in the BFSI industry, preferably in a similar role.

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1.0 - 4.0 years

1 - 3 Lacs

Chitradurga, Bhadravati

Work from Office

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis and assessments to determine client creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide expert guidance on credit-related matters to internal stakeholders. Analyze market trends and competitor activity to inform credit decisions. Job Requirements Strong understanding of credit principles, including credit scoring and risk modeling. Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data. Effective communication and interpersonal skills, with the ability to build strong relationships with clients and colleagues. Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines. Proficiency in financial software and systems, with experience in credit management and portfolio monitoring. Strong knowledge of regulatory requirements and industry standards related to credit lending.

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2.0 - 5.0 years

2 - 7 Lacs

Chennai

Work from Office

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of credit risk management strategies. Experience working with diverse stakeholders, including customers, colleagues, and external partners.

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2.0 - 7.0 years

2 - 7 Lacs

Ballari, Chitradurga

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We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes and industry trends to enhance credit operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities. Proficiency in credit software and systems is required. Strong attention to detail and organizational skills are essential. Experience working in the BFSI industry, preferably in a similar role.

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2.0 - 5.0 years

2 - 7 Lacs

Bengaluru

Work from Office

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of credit risk management strategies. Experience working with diverse stakeholders, including customers, colleagues, and external partners.

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5.0 - 10.0 years

7 - 11 Lacs

Chennai

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We are looking for a highly skilled and experienced Product Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have a strong background in the BFSI industry, with 1-6 years of experience. Roles and Responsibility Develop and implement product strategies to drive business growth. Collaborate with cross-functional teams to design and launch new products. Conduct market research and analyze customer needs to identify opportunities. Manage and maintain existing products to ensure they remain competitive. Work closely with stakeholders to develop and execute marketing campaigns. Monitor and evaluate product performance to inform future decisions. Job Requirements Strong understanding of the BFSI industry and its trends. Excellent communication and project management skills. Ability to work collaboratively with diverse teams. Strong analytical and problem-solving skills. Experience with product development and launch is preferred. Bachelor's degree in any field; MBA or advanced degree is a plus.

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2.0 - 6.0 years

7 - 11 Lacs

Mysuru

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 years of experience in the BFSI industry, preferably with a background in Merchant OD. Roles and Responsibility Develop and maintain strong relationships with merchants to increase business opportunities. Identify and acquire new clients to expand the customer base. Provide excellent customer service and support to existing clients. Collaborate with internal teams to resolve client issues and improve overall satisfaction. Analyze market trends and competitor activity to stay ahead in the industry. Achieve sales targets and contribute to business growth. Job Requirements Minimum 2 years of experience in the BFSI industry, preferably in Merchant OD. Strong knowledge of banking products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is an advantage.

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2.0 - 7.0 years

20 - 27 Lacs

Mumbai

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Role & responsibilities Analyze data and identify trends to develop effective debt management strategies Collaborate with cross-functional teams to implement strategies and monitor their effectiveness Conduct regular reviews of debt collection processes and make recommendations for improvement Monitor and analyze delinquency rates and develop action plans to reduce them Develop and maintain relationships with external agencies and vendors for debt collection Stay updated on industry trends and best practices in debt management and collections Prepare and present reports to senior management on debt management strategies and results Preferred candidate profile Minimum 5 years of experience in debt management or related field Strong understanding of debt collection processes and strategies Excellent analytical and problem-solving skills Ability to work independently and in a team environment Strong communication and interpersonal skills Proficient in Microsoft Office and data analysis tools

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7.0 - 12.0 years

27 - 42 Lacs

Chennai

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Responsible for solution design of his/her application Work closely with PMO, Business Analysts and other stakeholders to understand the overall requirements, user stories etc. and refine the stories, estimate the story points, and assign them to the team members Guide the developers in building the solution Code review of each component Review the Unit Test plan and results Participate in functional testing along with business analysts Responsible for developing integrations to the other system/services Responsible for code development, as per available capacity Responsible for application performance and security improvements

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5.0 - 10.0 years

8 - 18 Lacs

Coimbatore

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Role & responsibilities To assess, evaluate review and approve credit proposals as a first level officer for the Wholesale Banking relationships which is referred to wholesale credit involving various products like Term Loans, Trade Finance, CC, ODs and PSR Complete ownership of assigned portfolio of accounts including regular monitoring, early warning identifications, deferral tracking and working on appropriate account strategy in conjunction with Business teams in line with the banks risk appetite Partner with business, CAD, Operations and compliance teams to help in meeting regulatory compliance with respect to credit dispensation and monitoring including end use. To convey a clear opinion regarding the acceptability of the proposed transaction/ facilities, from risk point of view, covering business model, industry risk, structure, financial risk & regulations Meet business counterparts on a defined periodicity (monthly or otherwise) for reviewing Early Warning Signals and Close Monitoring. Focused house-keeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team. To partner with business, CAD and operations and compliance To help review end use monitoring on defined periodicity (to be covered on a quarterly basis). To address issues/ responding to RBI auditors on credit matters. Appropriate level of client calling to develop strong understanding of client business and industry dynamics Preferred candidate profile Strong technical & analytical skills. Strong written and verbal communication & negotiating skills Expert knowledge in analyzing financial statements. Banking Product & Process Knowledge Understanding of accounting principles, banking & commercial laws and Regulatory Knowledge Excellent knowledge of competition & current trends in financial Industry .

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2 - 7 years

3 - 7 Lacs

Tumkur, Bengaluru

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Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager

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3 - 7 years

1 - 5 Lacs

Hubli, Basavakalyan

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Skills Skill Sales Highest Education No data available Working Language No data available About The Role Role Description DesignationBranch Credit Manager GradeEB-2-Assistant Manager/EB-3-Deputy Manager Legal EntityEquitas Small Finance Bank Business UnitRetail Banking DivisionEmerging Enterprise Banking DepartmentCredit Travel requiredYes/No (if Yes, please mark ->) Level of travelModerate/Extensive LevelIndividual Contributor / Supervisory / Purpose of the role The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents and personal discussion as per company process To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. The role holder is responsible for the credit appraisal of all vehicle finance proposals at the branch for New CV business. The role holder is also responsible for escalating proposals that fall beyond the incumbent's empowerment level. Key Responsibilities Ensure proper credit evaluation of customers as per policy & process Conduct personal discussion with customers for evaluation of Loan proposal Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. Supervisor & mentor Credit officer & Officer Credit Operation. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided Minimize turnaround time per application Maintain a high quality portfolio at branch level . Manage and support other operations activities at the branch. Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate Ensure that the PDD is collected and maintained as per credit norms. Desired Experience Number of years of experience (05-08 years) Type of companies/sector worked for(Private commercial banks and large NBFCs) Responsibilities managed in the previous organizations(Primarily Credit function. Past experience in credit side of CV.) Languages (English/Hindi/Marathi) Computer/technical skills (Basic Computer Skills MSCIT) Qualifications GraduationAny Graduate Post-graduationIf any would be an added advantage Professional QualificationsIf any would be an added advantage Certifications (please specify)If any would be an added advantage

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5 - 10 years

10 - 14 Lacs

Gurugram

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RoleCommercial Project Manager LocationGurgaon Project Management: Lead and manage projects throughout the entire project life cycle. Active involvement in sales and project initiation phases, including customer requirements analysis, commercial and contractual feasibility assessment, and ECC matters. Review and evaluation of contract conditions, including legal scrutiny. Conduct commercial project status meetings with stakeholders. Ensure the correct methodology for evaluating risks and opportunities is applied. Identify, evaluate, assess risks and opportunities, and develop appropriate response strategies. Ensure adherence to regulations, including the role of the CPM as per FRG, NCM guidelines, and specific regulations. Coordinate onshore and offshore allocations with the Project Manager. Ensure compliance with internal controls (RIC), including ICFR. Project Finances: Verify cost and pricing calculations and maintain accurate project books and records, including SAP data. Prepare commercial documentation for regular project status meetings and ensure data accuracy (FC, MIKA, cash flow). Manage asset management and initiate invoicing per project progress and contractual terms. Ensure compliance with Siemens FRG and local GAAP requirements. Oversee the application and management of financial guarantees, bonds, and project securities. Support the PM in identifying and minimizing non-conformance costs and implementing lessons learned. Risk, Contract, and Claims Management: Ensure compliance with LOA guidelines for commercial aspects and risk management processes. Participate in contract/claim/change order negotiations for commercial aspects. Establish a contract and claim management framework, involving the assigned CM when necessary. Summarize critical and legal elements, ensuring their consideration in partner/subcontractor contracts. Identify, assess, respond to, monitor, report, and escalate all commercial risks, such as calculations, tax, insurances, and currency. Communicate relevant commercial contractual obligations/conditions to project team members. Participate in the Change Management Authority (change control board) for change request review and approval. Perform credit risk analysis for potential customers, in collaboration with Global Procurement for suppliers. Compliance to Standards, Rules, and Regulations: Lead project members to adhere to Business Conduct Guidelines and promote a culture of trust and integrity. Ensure compliance with relevant tax regulations, including PATAC, NCM, and PE management. Compliance with export control regulations. Adherence to hedging/currency regulations. Support PM in establishing a framework for regular compliance checks in the project.

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5 - 10 years

1 - 5 Lacs

Kumbakonam

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Basic Section No. Of Openings 1 External Title Branch Credit Manager Employment Type Permanent Employment Category Field Closing Date 29 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department VF Sub-Department Credit Generic Role Branch Credit Manager External Title (Job Role) Branch Credit Manager Division Emerging Enterprise Banking Zone West State Maharashtra Region Maharashtra Area W.Maha Cluster Western Maharashtra PT Location Maharashtra Branch Code 9096 Branch Name Hadapsar Skills Skill Credit Credit Analysis Team Management Highest Education B.Com BA BBA MBA Working Language English Hindi Marathi About The Role Ensure proper credit evaluation of customers as per policy & process Conduct personal discussion with customers for evaluation of Loan proposal Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. Supervisor & mentor Credit officer & Officer Credit Operation. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided Minimize turnaround time per application Maintain a high quality portfolio at branch level. Manage and support other operations activities at the branch. Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate Ensure that the PDD is collected and maintained as per credit norms.

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- 5 years

3 - 7 Lacs

Madurai, Nagercoil, Kanniyakumari

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Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 24 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Credit Manager External Title (Job Role) Credit Manager Division Inclusive Banking - SBL Zone South State Tamil Nadu Region Madurai Area Tirunelveli Cluster Sankarankovil PT Location Kanyakumari (Nagerkoil Branch Code 1090 Branch Name Nagercoil Skills Skill Post-conflict Highest Education Master of Business Administration Working Language English Tamil About The Role Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Location - Kanniyakumari,Madurai,Nagercoil,Sankarankoil,Tirunelveli

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