1138 Credit Policy Jobs - Page 27

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documen...

We are looking for a highly skilled and experienced Credit Manager to join our team in Siliguri. The ideal candidate will have 3-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals as per laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and possess in-depth knowledge of ratio calculations and their impact on l...

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Ahmedabad. The ideal candidate will have a strong background in credit underwriting, risk management, and customer relationship building. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to pred...

We are looking for a skilled professional with 6 to 11 years of experience to lead our corporate finance team in Mumbai. The ideal candidate will have a strong background in credit underwriting and portfolio management, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adhere...

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit in Chennai. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals according to laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine credit risk. Maintain Portfolio MIS, Delinqu...

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Bengaluru. The ideal candidate will have 6-8 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full docu...

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Rajkot. The ideal candidate will have 6-8 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documen...

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 3 to 8 years of experience in corporate finance, credit underwriting, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio q...

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Warangal. The ideal candidate will have 3 to 8 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals according to laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan...

We are looking for a highly skilled and experienced Credit Manager to join our team in Madurai. The ideal candidate will have 3-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals as per laid down policies and procedures to honor agreed SLAs and manage business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and possess in-depth knowledge of ratio calculations and their impa...

We are looking for a skilled professional with 6 to 11 years of experience to underwrite corporate finance business and manage the portfolio in Kolkata. The ideal candidate will have a strong background in credit appraisal and risk management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on ag...

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2 to 7 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously to ensure strict adherence to the Credit Monitoring Policy. Conduct regular portfolio checks and identify stress accounts. Recommend actions for identified stress accounts and handle account restructuring. Coordinate with Fincon/accounts and budgeting teams for accurate financial reporting. Attend Credit Monitoring Committee Meetings and report actionable items to authorities. Continuously monitor events related to borrower acc...

We are looking for a highly skilled and experienced Credit Associate to join our team in Mumbai. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong background in credit monitoring and analysis. Roles and Responsibility Regularly monitor loan portfolios and conduct credit monitoring committee meetings. Track parameters as laid down for the credit monitoring unit and publish reports and dashboards. Lead a team of analysts and perform portfolio modeling and analysis. Interact with field teams on violations and prepare root cause analyses for deviations noted for DC proceedings. Identify stress accounts and recommend actions, while ...

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Mumbai. The ideal candidate will have 11-15 years of experience in credit management, preferably in the banking or financial services industry. Roles and Responsibility Manage all activities related to the sanction life cycle of all borrower accounts. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approv...

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Rajkot. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of ...

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2 to 7 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Implement and manage credit processes and underwriting for the Corporate Finance division. Monitor systems and processes for smooth implementation of credit policies in the region. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Maintain turnaround time for evaluation and processing of deals, ensuring internal customer service and addressing other credit and compliance issues. Manage portfolio qualit...

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Madurai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of th...

We are looking for a highly skilled and experienced professional to join our team as an Area Credit Manager - Secured Business Loans (Micro LAP) in Warangal. The ideal candidate will have 2 to 7 years of experience in the banking industry, preferably with TATA Capital Limited. Roles and Responsibility Conduct personal discussions with clients to assess their creditworthiness and make informed decisions. Analyze cash flow and provide recommendations on loan approvals or denials. Manage delinquency and ensure timely payments from customers. Collaborate with vendors and cost management teams to maintain high standards of service delivery. Develop and implement effective strategies to minimize r...

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Faridabad. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals according to laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan ...

We are looking for a highly skilled and experienced Credit Manager to join our team in Vizag, Andhra Pradesh. The ideal candidate will have 2-5 years of experience in credit underwriting, preferably in housing finance. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals as per laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine credit risk. Maintain Portfolio MIS, Delinquency MIS, and other ope...

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adher...

We are looking for a highly skilled and experienced Quality Executive to join our team in Patna. The ideal candidate will have 1 to 6 years of experience in quality control, underwriting, or related fields. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skill sets in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented an...

We are looking for a highly motivated and experienced Individual Loan Officer to join our team in Arumuganeri, Tiruchendur Main Road. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Manage and process loan applications from retail customers. Conduct thorough credit assessments and risk analyses. Develop and maintain strong relationships with existing clients. Identify new business opportunities and expand the customer base. Collaborate with internal teams to ensure seamless service delivery. Stay updated on market trends and competitor activity. Job Strong knowledge of banking products and services. Excellent co...

We are looking for a highly skilled and experienced Credit Manager to join our team in Ranchi. The ideal candidate will have 2-7 years of experience in credit underwriting, risk management, or a related field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third par...

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located in Ahmedabad - Naranpura. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adh...