Credit Operations Executive

Job Description

Job Description - Credit Operations Executive About Snapmint: India’s booming consumer market has over 300 million credit-eligible consumers, yet only 35million actively use credit cards. At Snapmint, we are building a better alternative to credit cards that lets consumers buy now and pay later for a wide variety of products, be it shoes, clothes, fashion accessories, clothes or mobile phones. We firmly believe that an enduring financial services business must be built on the bedrock of providing honest, transparent and fair terms. Founded in 2017, today we are the leading online zero-cost EMI provider in India. We have served over 10M consumers across 2,200 cities and doubled year on year.. Our founders are serial entrepreneurs and alumni of IIT Bombay and ISB with over two decades of experience across leading organizations like Oyo, Ola, Maruti Suzuki and ZS Associates before successfully scaling and exiting businesses in patent analytics, ad-tech and bank-tech software services. https://snapmint.com/ Responsibilities: Responsible for ensuring KYC checks and completing all due diligence relating to credit checks Provide feedback to internal teams on credit process / policies/ and sharing of best practices Adhere to internal policies and TAT’s for loan approval Identify potential fraudsters/ suspect customers and implement processes around them Contact clients to gather financial data and documentation where needed Ensure all records and documentation is maintained for all loan applications. Experience & Qualification required: Proven work experience as a Credit Officer, Loan Officer or similar role. Hands-on experience with experience in digital lending, lending procedures and products. Basic knowledge of KYC and bureau related data. Customer service experience. Location: Mumbai | Vidyavihar Working days: 6 days working