Credit Officer

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 to 8 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify new business opportunities and grow existing relationships. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide exceptional customer service and support to resolve credit-related queries. Stay up-to-date with industry trends and developments to continuously improve credit operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of credit risk management strategies and techniques. Experience working with diverse stakeholders, including customers, colleagues, and external partners.