Credit Manager

Unity Small Finance Bank

6 - 10 years

5 - 10 Lacs

Vasai Navi Mumbai Virar

Posted:1 month ago| Platform:

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Skills Required

Credit Mortgage Loans UAT

Work Mode

Work from Office

Job Type

Full Time

Job Description

Responsible for implementing the Companys Credit Policies, practices and procedures for approval/rejection within agreed limits and/or recommend to higher authorities for further action
Evaluating Loan against property (LAP) / Mortgage loan cases for Self-Employed Non Professional (SENP) clients.
Conduct PD of clients under different products/segments as part of specific program
Credit approvals in system for various products basis CAM and additional information available about client and their business/es
Coordinate with Third party sourcing partners with whom the bank has entered into Sourcing tie-up regarding processing of cases sourced by them either Online or Offline
Coordinating with Legal, Technical, RCU and Business teams for regular closure of open matters to avoid escalations.
Periodic interaction/visits to meet clients and understand issues/constraints of existing products/processes
Efficient Underwriting skills with effective communication with credit and all other business stakeholders through mails or any other medium of communication.
Minimum 3-4 years in conducting Personal Discussion (PD) and Liquid Income Process (LIP) for SENP customers

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