Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Home
>
Jobs in ahmednagar
>
Kotak Mahindra Bank
>
Credit Manager-SBE-Small Business Enterprise-Credit

Credit Manager-SBE-Small Business Enterprise-Credit

Kotak Mahindra Bank

2 - 4 years

13 - 17 Lacs

ahmednagar

Posted:3 weeks ago| Platform:

Apply

Skills Required

analytical skills deal structuring training loans team management sales operations underwriting customer service asset management working capital finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality.

Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property related aspects (like legal title and market value of the property) is an added advantage Coordinating with sales, operations, legal, technical and customer service Job Requirements: Qualification- CA with relevant underwriting experience Job Knowledge

o Technical underwriting experience o Analytical skills Skills & Experience

o Experience of 2-4 years in relevant working capital products is desired,

o Should be able to handle time bound activities effectively

o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

Credit Manager-SBE-Small Business Enterprise-Credit

Delhi, India

Role

Credit Appraisal

Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training

Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

Stock on Hire: Increase in volume of business

Ensure that SOH increases(pl confirm if this applies to CM role )

NPA trend

Analyze the NPA trend like area, industry, sector etc.

Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Infant loan which is less than 12 months NPA

Ensure qualitative portfolio

More Jobs at Kotak Mahindra Bank

Sales Team member - Business Correspondent-SUPPORT SERVICES-HO Financial Inclusion

Vadodara, Gujarat

Experience: Not specified

Salary: Not disclosed

Gold Loan Relationship Officer-LOANS AGAINST GOLD-Marketing Branches Operations

Vadodara, Gujarat

Experience: Not specified

Salary: Not disclosed

Gold Loan Relationship Officer-LOANS AGAINST GOLD-Marketing Branches Operations

Surat, Gujarat

Experience: Not specified

Salary: Not disclosed

Service Officer-BRANCH BANKING-Branch Banking

Mahendragarh District, Haryana

Experience: Not specified

Salary: Not disclosed

Operations Executive-SUPPORT SERVICES-Operations

Ahmedabad, Gujarat

Experience: Not specified

Salary: Not disclosed

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now

Kotak Mahindra Bank

Banking

Mumbai Maharashtra

Login to

Please Verify Your Phone or Email

Confirm Action

Credit Manager-SBE-Small Business Enterprise-Credit