To underwrite, build and maintain a portfolio of LAP as per credit policy.
Vendor management and manage all types of training regarding credit, policy and products.
To process applications with credit verification, financial, technical and legal analysis and sanctioned proposal within given authority limit
To underwrite, analysis and recommended proposals to seniors / committee
To review and closely monitor all MIS regarding portfolio and reporting to management on daily basis.
Monitoring of portfolio every month with respect to delinquency / losses / fraud for the period underwritten
Gives early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.
Ensure collection of PDD diligently and provides for safe deposit of the same.

Preferred candidate profile

Ability to comprehend risk inherent to customer business
Flair for numbers and an ability to understand processes, read balance sheets and understand customer business models
Knowledge of legal undertakings
Good people management skills
Systematic & Meticulous and Ability to perform under pressure
Good analytical & logical abilities and Good communication and interpersonal skills
High resilience, energy & initiative
Result and achievement orientation
Well networked in locality with respect to customers / financiers
Ability to work in teams internally and also build good relationships with customers
Demonstrate core company values, including high integrity and ethics

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