Area Credit Manager-Emerging Corporate

5 - 15 years

4 - 6 Lacs

Posted:1 day ago| Platform: Foundit logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Roles and Responsibilities

Credit Analysis & Underwriting

  • Conduct thorough credit analysis of proposals and prepare credit notes.
  • Facilitate faster deal closures by participating in deal structuring and credit enhancement.
  • Balance business growth objectives with portfolio quality.

Customer Engagement

  • Meet new and existing customers regularly to understand credit requirements.
  • Develop strong relationships with clients to facilitate credit approvals and repeat business.

Portfolio Monitoring & Risk Management

  • Continuously monitor the portfolio, identify stress accounts (early warning signals), and initiate corrective measures.
  • Ensure continuous monitoring for all high-value exposures in the region.
  • Raise early warning signals for stress accounts and take timely action for exit or resolution.

Market Intelligence & Compliance

  • Develop market intelligence through interactions with competitors, key business groups, and CA firms.
  • Ensure minimal audit queries including RBI and statutory audits, resolving them within prescribed timelines.

Performance Tracking

  • Monitor portfolio performance regarding delinquencies, deferrals, and annual reviews/renewals.
  • Maintain high-quality credit underwriting standards.

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Tata Capital

Financial Services

Mumbai Maharashtra

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