Area Credit Manager-Equipment Finance

3 - 7 years

4 - 6 Lacs

Posted:19 hours ago| Platform: Foundit logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Roles and Responsibilities

Credit Risk Assessment

  • Evaluate the creditworthiness of new and existing customers.
  • Analyze financial statements, credit reports, and other relevant information to determine credit limits.

Credit Policy Development

  • Develop and implement credit policies and procedures aligned with company objectives.
  • Ensure compliance with legal and regulatory requirements related to credit management.

Credit Limit Determination

  • Set appropriate credit limits for customers based on risk analysis.
  • Periodically review and adjust credit limits as required.

Customer Relationship Management

  • Collaborate with sales and customer service teams to understand customer needs and payment terms.
  • Communicate credit decisions and policies to internal and external stakeholders.

Collections Management

  • Monitor accounts receivable and aging reports to identify overdue payments.
  • Implement and manage collections strategies to minimize delinquencies.

Dispute Resolution

  • Investigate and resolve disputes related to billing and collections.
  • Work closely with sales and customer service teams to address customer concerns promptly.

Reporting and Analysis

  • Prepare regular reports on credit and collections performance.
  • Analyze trends and provide actionable insights to senior management.

Credit Training

  • Provide training to internal teams on credit policies, risk assessment, and collections procedures.
  • Stay informed about industry best practices and changes in credit-related regulations.

Credit Portfolio Management

  • Manage the overall credit portfolio for the assigned area.
  • Develop strategies to optimize the balance between risk and revenue.

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Tata Capital logo
Tata Capital

Financial Services

Mumbai Maharashtra

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