Credit Manager - Corporate Department

• Qualification: Bachelor’s/Master’s Degree in Finance, Commerce, or related field (MBA/CA/ICWA preferred)
• Should have 3-5 years of experience in credit analysis, banking, or financial advisory.
• Strong understanding of financial statements and lending processes.
• Excellent communication and coordination skills
• Assist in analysing credit proposals of mid-corporate and SME clients.
• Review borrower profiles, financial statements, and banking arrangements.
• Identify the client’s funding requirements and structure appropriate financial solutions.
• Coordinate with internal teams to ensure completeness and accuracy of credit proposal submissions.
• Prepare detailed financial documents such as: Cash Flow Statements and Projections Cash Budgets CMA Data (Credit Monitoring Arrangement)
• Information Memorandum and Project Reports understanding.
• Support in preparing Bank Process Notes and Credit Summaries for internal and external presentations.
• Assist in understanding sanction terms and credit conditions from lenders.
• Coordinate for preparation and execution of Sanction Documents.
• Ensure all pre-sanction and post-sanction documentation is completed within timelines.
• Maintain systematic records of all credit files and documents.
• Provide regular updates to the senior credit manager or management on proposal progress.
• Prepare periodic MIS reports on proposal status, disbursements, and client updates.
• Interact with clients to gather required financial and business information.
• Explain documentation and process requirements clearly to clients.
• Maintain confidentiality and accuracy of client financial data.
• Maintain Relationship with clients for smooth execution of transaction

Job Types: Full-time, Permanent

Pay: ₹500,000.00 - ₹700,000.00 per year

Benefits:

• Health insurance
• Provident Fund

Application Question(s):

• Are you ready to work in T.Nagar, Chennai?

Experience:

• Credit analysis: 3 years (Preferred)

Work Location: In person