Credit Manager

Avanse Financial Services

0 - 3 years

5 - 7 Lacs

Delhi Delhi India

Posted:1 month ago| Platform: Foundit logo

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Skills Required

Credit Analysis Risk Assessment Financial Reporting Data Interpretation Regulatory Compliance

Work Mode

On-site

Job Type

Full Time

Job Description

We are seeking a Credit Manager to join our team in India. The ideal candidate will be responsible for assessing credit risk, managing customer credit accounts, and ensuring that the company maintains a healthy credit portfolio. This role is suited for individuals with 0-3 years of experience in finance or credit management.

Responsibilities

Analyze credit data and financial statements to determine the risk in extending credit or lending money.
Evaluate customer creditworthiness by reviewing credit histories and financial records.
Make recommendations for credit limits and terms based on analysis of the data.
Monitor the credit portfolio and identify any potential risks or issues that may arise.
Communicate with clients regarding credit decisions and terms, providing excellent customer service.
Collaborate with sales and finance teams to ensure alignment on credit policies and risk management.
Prepare reports on credit metrics and present findings to management.

Skills and Qualifications

Bachelor's degree in Finance, Accounting, Business Administration or a related field.
Strong analytical skills to evaluate financial data and assess credit risk.
Proficiency in financial modeling and analysis tools such as Excel.
Knowledge of credit reporting systems and financial regulations in India.
Excellent communication and interpersonal skills to interact with clients and team members.
Attention to detail and strong organizational skills to manage multiple accounts effectively.
Ability to make sound decisions and recommendations based on data analysis.

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