Credit Manager

As the Central Credit Manager, your role is crucial in overseeing the credit risk management activities of the organization. You will be responsible for evaluating credit applications, managing credit portfolios, and ensuring compliance with credit policies and regulations to safeguard the financial health of the organization. **Key Responsibilities:** - Evaluate and approve credit applications, ensuring adherence to credit policies and procedures. - Monitor and analyze credit portfolios to identify potential risks and trends. - Develop and implement credit risk management strategies and policies. - Oversee the collection of delinquent accounts and manage the recovery process. - Ensure compliance with all relevant regulations and guidelines. - Collaborate with other departments, such as sales and finance, to support business objectives. - Prepare and present credit reports to senior management. - Stay informed about industry trends and changes in credit regulations. **Qualifications Required:** - Bachelor's degree in Finance, Accounting, Business Administration, or related field. - Proven experience in credit risk management or a similar role. - Strong analytical and decision-making skills. - Excellent knowledge of credit policies, regulations, and industry best practices. - Effective communication and interpersonal abilities. - Ability to work collaboratively and adapt to a fast-paced environment. This job presents an opportunity to contribute significantly to the financial health and profitability of the organization while staying updated with industry trends and regulations.,