Credit Executive

Key Responsibilities:

• Assess credit proposals for commercial real estate loans, lease financing, or asset-backed lending.
• Analyze financial statements, cash flows, property valuations, rent rolls, and other relevant data.
• Conduct due diligence on borrowers, guarantors, and the underlying collateral (e.g., office buildings, retail centers, industrial parks).
• Develop detailed credit memos with clear risk identification and mitigation strategies.
• Recommend loan structures, terms, and covenants in line with credit policy and market practices.
• Coordinate with legal, compliance, and risk teams during loan documentation and disbursement.
• Monitor portfolio performance, including covenant compliance, renewals, and risk rating adjustments.
• Track market trends and property sector developments to anticipate potential credit issues.
• Assist in recovery strategies for non-performing accounts, if required.
• Prepare reports for senior management on credit decisions, risk concentrations, and exposure metrics.

Bachelor’s degree in Finance, Accounting, Economics, or related field. MBA (Finance) / CA / CFA preferred.

Job Type: Full-time

Pay: ₹20,000.00 - ₹25,000.00 per month

Benefits:

• Provident Fund

Schedule:

• Day shift

Education:

• Bachelor's (Preferred)

Experience:

• credit Executive : 1 year (Preferred)

Work Location: In person

Application Deadline: 15/07/2025