7 Credit Bureau Jobs

Greeting from Infosys BPM Ltd., We are hiring candidates for AML Skill. Please walk-in for interview on 6th August 25 at Bangalore Location Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application. Please mention Candidate ID on top of the Resume *** Process Specialist- 2Yr to 4Yrs experience: https://career.infosys.com/jobdescjobReferenceCode=PROGEN-EXTERNAL-221697 Interview details: Interview Date: 6th August 25 Interview Time: 09:30 AM till 12:00 PM Interview Venue: JP Nagar: Infosys BPM Limited., #785, Ground Floor Axis Sai Jyoti, 15th Cross 100 Feet Road, Sarakki, 1st Phase. J P Nagar, Bengaluru, Karnataka 560078. Landmark: Near Sindhoor Convention Centre (NOTE: No Candidate parking facility will be available Documents and things to Carry:: Carry a print out your updated resume; Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport). All original education documents need to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree) Candidates to carry mobile charger and ear/headphones to the hiring venue for in-person assessments and evaluations Note: International Experience is Mandatory. Job Level - 3A Review and analyze key elements of each AML Transaction Monitoring/Screening/KYC Due Diligence process Conducting CDD/EDD of Institutional/Retail/SME Client for Investment Bank/Commercial/Retail Bank, including New Onboarding, Remediation, Periodic Review/Refresh Ability to independently research, analyze, and recommend solutions to close open items and discrepancies Record findings and provide supporting documentation to enrich each KYC Due Diligence/Screening/AML Transaction Monitoring process Conduct follow up with internal partners to ensure timely actions on those cases that require their input Good understanding of AML/KYC terminology Perform QC Review if required Work experience of 2-4 yrs in Banking/Financial Services, preferably in Financial Crime Compliance Domain Knowledge & Experience in using internal client systems, vendor-based research tools, and open source data (e.g., Actimize, Lexis, RDC, Worldcheck, Google, criminal history database, SAS, Credit Bureau and other internal systems to review information collected on a customer Experience in working on market data aggregators e.g World Check, Lexis Nexis, Banker&aposs Alamanac, Markit, Thomson Reuters etc. Qualification- 1. Minimum Graduation degree, apart from BCA & BSC computer science 2. 2-4 years of experience in UK or US Banking is preferred. 3. Enterprise Fraud Management 2-4 years of experience in Fraud investigation and detection specifically relating to Online Fraud Detection & Deposit Fraud Detection. 4. In depth knowledge in applications like LexisNexis, Nice Actimize 5. Intermittent knowledge in MS Excel, Power point 6. Effective communication skills Interview Location: JP Nagar Work Location: Bangalore Qualification: Graduates & Post graduation Designation: Process Specialist Job Level: 3A Shift Timings: US Shift/ Night shift (6:30PM to 3:30AM)- Work from Office Experience: 2Yr to 4Yrs Notice Period: Immediate Joiners only Mandatory to carry Smartphone and Headset for Assessment, ID proof Hardcopy. Pointers to note: Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security Clearance Regards, Infosys BPM Recruitment team. Show more Show less

We are looking for a highly skilled and experienced professional to join our team as a Deputy Head - Credit in Mumbai. The ideal candidate will have 5-10 years of experience in credit underwriting, preferably in microfinance, MSME, or affordable housing loans. Roles and Responsibility Collaborate with the business team to facilitate seamless credit underwriting of potential partners. Coordinate with leadership teams of business partners to obtain necessary documents for credit underwriting. Ensure 100% compliance with company lending standards and adhere to the credit policy. Evaluate and manage credit policies of other institutions and suggest management responses to external stimuli. Provide expert views on new products or processes and sign off on their implementation. Conduct thorough corporate due diligence, including financial analysis and risk assessment. Job Possess a strong understanding of credit underwriting principles and practices. Demonstrate excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data. Have familiarity with technology advancements and their application in credit underwriting. Exhibit good relationship management skills and the ability to work effectively with cross-functional teams. Be able to derive the organization''s credit policy from scratch and evaluate various credit bureau reports. Possess broad knowledge of governance frameworks and experience in doing corporate due diligence. A CA, CFA, or MBA (Finance) is preferred. Experience in dealing with credit underwriting of micro-finance, MSME, and affordable housing loans is required. In-depth knowledge of corporate due diligence is essential; due diligence experience in microfinance institutions as part of term loans and BC arrangements is a plus. Detail understanding of diving into various credit bureau reports is needed.

About the company: Online PSB Loans, is a revolutionary digital credit infrastructure company that develops and integrates cutting-edge technology to automate and digitize lending for both borrowers and lenders. The company addresses the challenges of credit distribution to MSMEs and retail borrowers. With a view to expanding its digital footprint and utilizing its infrastructure, company is diversifying into several industries segments. Website Link- https://www.onlinepsbloans.com/ Role: Product Executive/Senior Product Executive Responsibilities: Building user centric products that are developed levering the data insights and feedbacks of the customers. Assessing the business requirement and understanding the scope of work vide detailed deliberation with various stakeholders. Conceptualizing solutions that are configurable, scalable, and adaptable to the maximum extent Documenting the business requirements into user stories, design documents, process flows, workflows, and data flow diagrams for utilization by different teams for development. Defining the product features, with detailed assessment of priority while managing the product backlog. Take active role in partnering with best in the class service providers and utilizing the developed solutions across the organizations products. Work with cross functional teams, like development, design, and other teams to release the developed products. Develop and define use cases for thoroughly testing the developed products. Participate actively in onboarding activities like assisting in testing, preparing client specific presentations, undertake trainings, providing product demos etc. Development of dashboards and MIS for different stakeholders. Requirement: Passion for developing large scale platforms. Candidate with a minimum experience of 2 years into banking or BFSI industry products, with special emphasis on candidates having experience working in a start-up. Excellent communication skill, written as well as verbal to effectively communicate with internal and external stakeholders. Proficiency across Microsoft Office suite. MBA or CA with work experience in BFSI will be preferred. Preference will be given to candidates who have experience working on JIRA. What would you get: Opportunity to work and interact with market leaders in the BFSI and Fintech industry. Best in class salaries Equal opportunities

We have Solution/Delivery Architect - Only Cards Migration domain (Must) Cards Domain Knowledge : In depth understanding of the Cards Migration domain Relevant working experience and exposure on a Cards Migration Platform Knowledge of Visa and Master card regulations; compliance and solutions which can be integrated with cards Platforms. Functional knowledge and solutioning expertise of Merchant Onboarding and Fulfillment; Terminal configuration and certifications (Authorization & routing; Key Management; Terminal driving etc) In depth understanding of Terminal interfaces and inter-dependencies of critical functions like Fraud and Risk Management; Clearing and Merchant accounting; Merchant statement and settlements; Disputes and chargebacks and Arbitration Processing. Hands on technical implementation experience of a Cards processing platform in a card acquiring/issuing/migration environment Interact with business/SMEs/Technical stakeholders; steer workshop for requirement elicitation; system impact analysis Detailed understanding of Business Processes behind the Acquiring sub-systems and the functionalities that it delivers Good Knowledge on messaging protocols like SPDH (MNSP); ISO2002; BIC-ISO; ISO 8583; REST API; SOAP API and Customer tailor-made Ability to clearly chart out functional; technical; parameter; environment & interface aspects of the solution when provided with a complex problem or requirement Should have good understanding on cards issuing; cards acquiring; Payment gateways; Payment processors and Payment Switches Must have been involved in workshop with IT/business/operations team to understand the AS-IS processes / requirements and suggest TO-BE processes/requirements Participate and review solutions designs in all phases of the project- BRD; FSD; User Stories and take stakeholder sign-off from client Participate and review test strategy; test specifications; assist in SIT and provide UAT support Ability to review requirements; come out with multiple solutions and provide a clear choice decision using factors including estimation; simplicity-complexity of solution and fit into the overall architecture Articulate and facilitate conversations with business owners and delivery teams Soft Skills: Excellent Customer Management and Communication skills; analytical and presentation skills; problem solving skills and learning attitude. Desired Skills: Good to have hands on experience of managing key interfaces like Credit Bureaus; Fraud solutions like Falcon; Triad & Raptor; Experian solutions like strategy manager and DWH products like Teradata and Informatica. Experience of working in an Agile Environment Good Understanding of cards issuing processing.

About Us. Standard. At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.. About The Role. At ANZ our purpose is to shape a world where people and communities thrive and to achieve this, we need a talented Sr. Risk Analyst to join our GCC Retail Risk Australia team, wwithin our GCC Group Risk division.. Risk is a critical function, with highly valued and innovative teams that enable ANZ to deliver its purpose.. The Retail Credit Risk Department is responsible for the management of credit risk policy, strategy, governance and oversight across the credit lifecycle, balancing customer, shareholder, and regulatory objectives. You will support strategic direction by translating insights into practical business recommendations, communicating team objectives, and presenting data in digestible, logical, and compelling ways.. Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.. Role Type: Permanet. Role Location: Manyata Tech Park, Bengaluru. Work Hours: 7 am to 4 pm. What will your day look like?. As a Senior Risk Analyst, you will:. Deliver on actionable/value-add insights and analyses in support of the decision automation and optimisation journey of Retail Risk. Streamline credit risk strategy, policy, and process for ANZ’s Retail Credit Portfolios. Deliver improved decision automation, low friction and fast outcomes for customers whilst managing ANZ risk appropriately. Utilise analytical techniques, leveraging existing data and system infrastructure, to create more tailored decisions and offers that improve customer and business outcome. End to end delivery of changes from ideation to rollout, coordinating with stakeholders across the business. Engage with Sr. stakeholders across teams and locations in Australia, Manilla and Bengaluru. What will you bring?. To grow and be successful in this role, you will ideally bring the following:. At least five years of technical experience using data tools that require coding skills (such as SAS, SQL, Python, R, etc.). Relevant prior experience working within industries including (but not limited to): financial, professional, or consulting services, utilities, engineering, information/data providers (such as credit bureaux). Collections and Hardship risk prior experience preferred. Excellent attention to detail, operating in a thorough and well-ordered way to produce accurate, complete, consistent, and compliant work. Effective communication skills both written and verbal, with a strong capability to articulate complex analytical information clearly and simply. Can appreciate difficult problems and enjoy getting stuck into the detail, but able to keep an eye on the big picture to keep moving forward. Comfortable being uncomfortable – You are comfortable with uncertainty and can effectively manage yourself through ambiguity and change. Stakeholder management experience, as necessary to enable work to be delivered. Adjust working with Australia time (early start 7AM IST). A critical thinker, with prior experience solving business problems using data, analytics, and technology (systems), combined with complex and analytical thinking skills. You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.. So why join us?. From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.. But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.. We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.. At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.. To find out more about working at ANZ, visit https://www.anz.com.au/careers . You can apply for this role by visiting ANZ Careers and searching for reference number 97940. Job Posting End Date. 13/06/2025 , 11.59pm, (Indian Standard Time). Show more Show less

Role: Underwriting Executive Experience: Minimum 1 year in Underwriting Immediate Joiners preferred Role & responsibilities: 1. Basic understanding of KYC norms 2. Understanding of bank statements/ provided financials. 3. Cash flow assessment 4. Minimum 1 year experience in Underwriting 5. Understanding of Credit Bureau (CIBIL, Highmark, etc). Education: Graduation Compulsory

Exciting opportunity for a Senior Data Scientist to join a dynamic organization working on advanced AI/ML solutions in the financial services space. The role focuses on model building, credit bureau analytics, and developing strategies using large-scale data. Location: Remote Your Future Employer : A fast-growing AI/ML-led company transforming financial analytics through innovation, technology, and domain expertise. Responsibilities : Building predictive models and machine learning solutions using credit bureau data (D&B, Experian, Equifax, LexisNexis) Handling credit risk and loan strategy analytics projects across the data lifecycle Collaborating with cross-functional teams for deploying scalable data science solutions Mentoring junior data scientists and supporting governance for analytical models Requirements : Masters degree in Computer Science, Statistics, Engineering, or related field 5+ years of experience in data science with focus on credit, lending, or financial analytics Must have hands-on experience working with US commercial or consumer credit bureau data (D&B, LexisNexis, Experian, Equifax) Strong programming skills in Python and SQL; experience with large datasets Proficiency in statistical modeling, data visualization tools (Power BI/Tableau), and cloud platforms (AWS/Azure/GCP) Whats in it for you : Competitive salary and benefits Exposure to high-impact projects in credit analytics and risk Flexible work arrangements and collaborative environment Opportunities for continuous learning and growth