Credit Analyst

Job Role:

Location:

Exp: 1+ years

Working days: 5 days

Responsibilities:

Customer Credit Underwriting : Perform comprehensive credit analysis of the customer and create a standardized credit report for management review and approval.
Customer Background Verification Analysis : Analyzing customer field inspection done via inhouse teams/third party, verifying through tele-verification and creating final CAM (Credit Assessment Memo) for management review and approval.
MIS and Portfolio Health Management : Creating regular MIS and portfolio health reports to monitor and actively find early warning signs, and constantly optimizing underwriting methods accordingly.
Process Building and Automation : Building, automating and productizing credit processes, to reduce overall turn around time. 
Crossfunctional Collaboration : Working closely and supporting on ground sales & operations teams, and with other central teams.
Customer NPS : Ensuring best possible experience for the end customer.

Qualifications:

Experience specific to loans in the automotive industry is a plus.
Experience in creating MIS, Portfolio Management including reports is required.
Ability to build, scale and improve processes and solve complex problems, working in a dynamic and agile environment. 
Excellent communication, and interpersonal skills. 
Proficiency in Microsoft Office Suite and CRM software.