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Tata Capital
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Cluster Manager - DSMG Two - Wheeler Loans

Cluster Manager - DSMG Two - Wheeler Loans

Tata Capital

2 - 7 years

7 - 11 Lacs

Patna

Posted:1 month ago| Platform:

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Skills Required

cluster management financial services sales collections two wheeler loan area sales management business loan channel sales personal loans team handling business development retail sales marketing channel management home loans

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly motivated and experienced professional with 2 to 7 years of experience to join our team as a Cluster Manager - DSMG in Patna. The ideal candidate will have a strong background in collections and financial services, with excellent leadership and management skills.
Roles and Responsibility

Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost, and roll rates.

Motivate and manage the team to ensure optimal performance and minimize NPA''s within the assigned budget.

Increase fee income/revenue and develop initiatives to control and reduce vendor payouts.

Conduct asset verification and possession as per SARFESI/Section 9 process through court receivers.

Track and control delinquency, focusing on non-starters and ensuring quick resolution of customer issues within specified TAT.

Represent the organization in front of legal/statutory bodies as required by the legal team.

Allocate work to the collection team and ensure agencies perform as per defined SLA, with payments and audit receipts deposited within the defined SLA.

Ensure adequate Feet on Street availability and obtain daily updates from the collection team on the delinquent portfolio, initiating detailed account level reviews of high-ticket accounts.

Ensure compliance with all Audit/Regulatory bodies and company policies and procedures.

Job

Post Graduate or Graduate in any discipline.

Minimum 2 years of experience in collections or financial services.

Strong knowledge of banking and financial services.

Excellent leadership and management skills.

Ability to work in a fast-paced environment and meet targets.

Strong analytical and problem-solving skills.

Two-wheeler loans - X Bucket - Patna - Parth Ashtha - JM*, ref=6586430.

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Financial Services

Mumbai Maharashtra

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Cluster Manager - DSMG Two - Wheeler Loans