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Chief Manager/AVP Credit and Risk Policy

5 - 10 years

18 - 25 Lacs

Posted:5 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Oversee and monitor the portfolio of affordable home loans, identifying potential delinquencies, credit risks, and early warning signs of portfolio stress. Analyze regional trends and develop a targeted risk scoring system to categorize and prioritize loan accounts based on risk level. Conduct in-depth analysis of delinquent accounts within the state, understanding borrower circumstances and identifying potential solutions. Collaborate with regional and branch teams to gather additional information and assess risk factors specific to the state market. Report risk trends and portfolio health to national Risk Containment Unit and regional management, providing insightful recommendations for proactive risk mitigation. Review and analyze industry best practices and regulatory requirements related to risk management and loan loss mitigation, with a focus on state-specific considerations. Provide guidance and training to regional and branch teams on state-specific risk containment procedures and best practices. Stay informed about changing regulations and industry trends, ensuring state-level policies and procedures adapt accordingly. Develop EWS System and Stress Testing Module and monitor the same

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JM Financial Home Loans
JM Financial Home Loans

Financial Services

Tiruchirappalli Tamil Nadu

50-100 Employees

2 Jobs

    Key People

  • John Smith

    CEO
  • Jane Doe

    COO

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